North Towanda Auto Insurance Rates, Quotes, Agents & Reviews in PA

North Towanda, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in North Towanda, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in North Towanda, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


North Towanda, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in North Towanda, PA with that of other cities in and around North Towanda.

North Towanda Bradford County Standing Stone Burlington Sheshequin Wysox
Average Insurance Rates $1,458 $1,419 $1,432 $1,442 $1,430 $1,429

North Towanda, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around North Towanda, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
North Towanda $1,379 $1,165
Bradford County $1,097 $927
Towanda $933 $788
Burlington $1,391 $1,175
Sheshequin $1,787 $1,509
Wysox $1,537 $1,298
Ulster $2,805 $2,369
Standing Stone $1,508 $1,274

North Towanda, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in North Towanda, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,731
20 Years $1,873
30 Years $1,443
40 Years $1,388
50 Years $1,286
60 Years $1,304
70 Years $1,517

North Towanda, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in North Towanda, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,508 $408
3 Vehicles $3,762 $612
4 Vehicles $5,016 $816

Savings on 2 Vehicles bundle:$408

Savings on 3 Vehicles bundle:$612

Savings on 4 Vehicles bundle:$816


North Towanda, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Towanda, PA.

Location Average Insurance Cost Post DUI Insurance Rate
North Towanda $1,458 $2,295
Bradford County $1,419 $2,234
Towanda $1,407 $2,215
Burlington $1,442 $2,270
Sheshequin $1,430 $2,251
Wysox $1,429 $2,249
Ulster $1,401 $2,205
Standing Stone $1,432 $2,254

North Towanda, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,251
Excellent (740-799) $1,428
Good (670-739) $1,519
Average (580-669) $1,982
Poor (300-579) $2,378

North Towanda, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Timothy B. Franklin Insurance Agency None Po Box 157 , Wysox, 18854 None
Henry Dunn Inc Travelers 317 Main Street, Towanda, 18848 None
Jack Crossin Rl Est & Ins Inc Liberty Mutual Independent 208 UNION ST, PRINGLE, 18704 (570) 288-0770
Dave Andes State Farm 348 Pierce Street, Kingston, 18704-5121 570-288-6471
J W Hoban & Associates Inc Erie 450 Carey Avenue, Wilkes Barre, 18702 None

North Towanda, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,522
Driver's Failure In Showing Documents +$141 $1,599
Driving With An Expired Registration +$150 $1,608
Driving At A Considerably Slow Pace +$316 $1,774
Using A Cellphone While Driving +$334 $1,792
Running A Red Light +$340 $1,798
Speeding +$357 $1,815
Driving A Vehicle Without The Required Permission +$453 $1,911
Driving With An Expired/Suspended License +$983 $2,441

North Towanda, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,400
Active Disabling Device $1,400
Tracking Device $1,371
Passive Disabling Device $1,356