Northfield, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Northfield, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Northfield, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Northfield, IL Auto Insurance Rates
- Northfield, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Northfield, IL
- Multi Vehicle Insurance Savings in Northfield, IL
- How Credit Score Affects Car Insurance Rates in Northfield, IL
- How DUI Affects Auto Insurance Premiums in Northfield, IL
- Top Auto Insurance Agents Near Northfield, IL
- How Driving Violations Affect Auto Insurance Rates in Northfield, IL
- Northfield, IL Auto Insurance Discounts on Anti Theft Feature
- Northfield, IL Auto Insurance Company Reviews
Northfield, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Northfield, IL with that of other cities in and around Northfield.
| Northfield | Northbrook | Golf | Winnetka | Glencoe | New Trier | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,104 | $1,122 | $1,711 | $1,848 | $1,793 | $1,678 |
Northfield, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Northfield, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Northfield | $1,936 | $1,636 |
| Northbrook | $1,989 | $1,680 |
| Glenview | $1,403 | $1,185 |
| Glencoe | $2,155 | $1,820 |
| Deerfield | $1,433 | $1,210 |
| Golf | $2,138 | $1,806 |
| New Trier | $2,103 | $1,777 |
| Winnetka | $1,610 | $1,360 |
Northfield, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Northfield, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,582 |
| 20 Years | $1,419 |
| 30 Years | $1,093 |
| 40 Years | $1,051 |
| 50 Years | $973 |
| 60 Years | $987 |
| 70 Years | $1,149 |
Northfield, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Northfield, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,877 | $331 |
| 3 Vehicles | $2,815 | $497 |
| 4 Vehicles | $3,754 | $662 |
Savings on 2 Vehicles bundle:$331
Savings on 3 Vehicles bundle:$497
Savings on 4 Vehicles bundle:$662
Northfield, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Northfield, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Northfield | $1,104 | $1,792 |
| Northbrook | $1,122 | $1,821 |
| Glenview | $1,167 | $1,894 |
| Glencoe | $1,793 | $2,911 |
| Deerfield | $1,488 | $2,416 |
| Golf | $1,711 | $2,778 |
| New Trier | $1,678 | $2,724 |
| Winnetka | $1,848 | $3,000 |
Northfield, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $947 |
| Excellent (740-799) | $1,081 |
| Good (670-739) | $1,150 |
| Average (580-669) | $1,501 |
| Poor (300-579) | $1,801 |
Northfield, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Corkill Insurance Agency Inc | Erie | 25 NORTHWEST POINT BLVD STE 625, ELK GROVE VILLAGE, 60007 | 847-758-1000 |
| Jason Lensink | Allstate | 3338 Kirchoff Rd, Rolling Meadows, 60008 | (847) 397-7878 |
| Tom Johnson | State Farm | 6358 W Gunnison St, Chicago, 60630-2954 | 708-867-6847 |
| Neil Lewis | Allstate | 1301 S Wolf Rd Ste 204, Prospect Heights, 60070 | (847) 215-3400 |
| Abe Gt & Associates Inc | Nationwide | 1718 Sherman STE 201, Evanston, 60201-5610 | (847) 332-2277 |
| Stanley Yee | State Farm | 6436 W Gunnison St, Harwood Hts, 60706-4012 | 708-867-8600 |
| Carlson Mikuzis & Taylor Inc | Erie | 2221 Lakeside Drive, Bannockburn, 60015 | None |
| Daniel Jurczak | Farmers | 1230 Waukegan Rd, Glenview, 60025 | (847) 729-2707 |
| Beth Cadwalader | State Farm | 5657 N Milwaukee Ave, Chicago, 60646-6220 | 773-631-1460 |
| Aback & Associates Inc | Erie | 1100 W Northwest Hwy Suite 118, Mount Prospect, 60056 | None |
| Statewide Ins Agency Of Skokie Inc | Travelers | 8001 LINCOLN AVE 100, SKOKIE, 60077 | 847-675-7714 |
Northfield, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$49 | $1,153 |
| Driver's Failure In Showing Documents | +$107 | $1,211 |
| Driving With An Expired Registration | +$114 | $1,218 |
| Driving At A Considerably Slow Pace | +$240 | $1,344 |
| Using A Cellphone While Driving | +$253 | $1,357 |
| Running A Red Light | +$257 | $1,361 |
| Speeding | +$270 | $1,374 |
| Driving A Vehicle Without The Required Permission | +$343 | $1,447 |
| Driving With An Expired/Suspended License | +$744 | $1,848 |
Northfield, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,060 |
| Active Disabling Device | $1,060 |
| Tracking Device | $1,038 |
| Passive Disabling Device | $1,027 |
Latest Auto Insurance Reviews in Northfield, IL | Back to Top
AllstateMy car insurance company (All State) provides the best customer support compared to others and they genuinely concerns about the customers.
Progressivethey offer roadside assistance which is something i always ask for when i shop for car insurances. but all companies have that
AllstateCar insurance customer service haas been great. I even received an extra 5% off if I paid my insurance in full for the year, which I normally do anyway.
West Bend Mutual InsuranceI have shopped around for other rates and it seems like every time I check I am still coming out ahead with this company
West Bend Mutual InsuranceI have shopped around for other rates and it seems like every time I check I am still coming out ahead with this company
State FarmThat's a difficult one! The only thing I can think of is that they have a reputation for paying claims so when I had an accident, the other party claimed soft tissue injury which seemed really unlikely, and they were paid it.
AllstateCustomer service is excellent. They can be reached in person by local agent or by internet or phone (local agent or 800 number). I always have a way to reach them, and it's very easy to reach them.
ProgressiveI dont like how it takes so long to get a support agent on the phone and then sometimes they sound aggravated. I understand how some customers can be a pain. But please dont take it out on the next.
Alfa InsuranceI liked the companies fast response to my middle of the night flat tire call, they sent a tow truck while staying on the phone with me.
ProgressiveThe customer support is great. Everyone I've talked to has been very friendly and helpful. They get back to you quickly and are very good at communicating. They're even understanding if you forget and make a late payment.
State FarmMy insurance company is a lot cheaper than any other insurance company I have found. They all have very expensive premium and doesn't offer near as much coverage perks.
State FarmI still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.