Northfield Auto Insurance Rates, Quotes, Agents & Reviews in IL

Northfield, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Northfield, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Northfield, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Northfield, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Northfield, IL with that of other cities in and around Northfield.

Northfield Northbrook Golf Winnetka Glencoe New Trier
Average Insurance Rates $1,104 $1,122 $1,711 $1,848 $1,793 $1,678

Northfield, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Northfield, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Northfield $1,936 $1,636
Northbrook $1,989 $1,680
Glenview $1,403 $1,185
Glencoe $2,155 $1,820
Deerfield $1,433 $1,210
Golf $2,138 $1,806
New Trier $2,103 $1,777
Winnetka $1,610 $1,360

Northfield, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Northfield, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,582
20 Years $1,419
30 Years $1,093
40 Years $1,051
50 Years $973
60 Years $987
70 Years $1,149

Northfield, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Northfield, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,877 $331
3 Vehicles $2,815 $497
4 Vehicles $3,754 $662

Savings on 2 Vehicles bundle:$331

Savings on 3 Vehicles bundle:$497

Savings on 4 Vehicles bundle:$662


Northfield, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Northfield, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Northfield $1,104 $1,792
Northbrook $1,122 $1,821
Glenview $1,167 $1,894
Glencoe $1,793 $2,911
Deerfield $1,488 $2,416
Golf $1,711 $2,778
New Trier $1,678 $2,724
Winnetka $1,848 $3,000

Northfield, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $947
Excellent (740-799) $1,081
Good (670-739) $1,150
Average (580-669) $1,501
Poor (300-579) $1,801

Northfield, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Corkill Insurance Agency Inc Erie 25 NORTHWEST POINT BLVD STE 625, ELK GROVE VILLAGE, 60007 847-758-1000
Jason Lensink Allstate 3338 Kirchoff Rd, Rolling Meadows, 60008 (847) 397-7878
Tom Johnson State Farm 6358 W Gunnison St, Chicago, 60630-2954 708-867-6847
Neil Lewis Allstate 1301 S Wolf Rd Ste 204, Prospect Heights, 60070 (847) 215-3400
Abe Gt & Associates Inc Nationwide 1718 Sherman STE 201, Evanston, 60201-5610 (847) 332-2277
Stanley Yee State Farm 6436 W Gunnison St, Harwood Hts, 60706-4012 708-867-8600
Carlson Mikuzis & Taylor Inc Erie 2221 Lakeside Drive, Bannockburn, 60015 None
Daniel Jurczak Farmers 1230 Waukegan Rd, Glenview, 60025 (847) 729-2707
Beth Cadwalader State Farm 5657 N Milwaukee Ave, Chicago, 60646-6220 773-631-1460
Aback & Associates Inc Erie 1100 W Northwest Hwy Suite 118, Mount Prospect, 60056 None
Statewide Ins Agency Of Skokie Inc Travelers 8001 LINCOLN AVE 100, SKOKIE, 60077 847-675-7714

Northfield, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,153
Driver's Failure In Showing Documents +$107 $1,211
Driving With An Expired Registration +$114 $1,218
Driving At A Considerably Slow Pace +$240 $1,344
Using A Cellphone While Driving +$253 $1,357
Running A Red Light +$257 $1,361
Speeding +$270 $1,374
Driving A Vehicle Without The Required Permission +$343 $1,447
Driving With An Expired/Suspended License +$744 $1,848

Northfield, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,060
Active Disabling Device $1,060
Tracking Device $1,038
Passive Disabling Device $1,027

Latest Auto Insurance Reviews in Northfield, IL | Back to Top

Allstate
My car insurance company (All State) provides the best customer support compared to others and they genuinely concerns about the customers.
Progressive
they offer roadside assistance which is something i always ask for when i shop for car insurances. but all companies have that
Allstate
Car insurance customer service haas been great. I even received an extra 5% off if I paid my insurance in full for the year, which I normally do anyway.
West Bend Mutual Insurance
I have shopped around for other rates and it seems like every time I check I am still coming out ahead with this company
West Bend Mutual Insurance
I have shopped around for other rates and it seems like every time I check I am still coming out ahead with this company
State Farm
That's a difficult one! The only thing I can think of is that they have a reputation for paying claims so when I had an accident, the other party claimed soft tissue injury which seemed really unlikely, and they were paid it.
Allstate
Customer service is excellent. They can be reached in person by local agent or by internet or phone (local agent or 800 number). I always have a way to reach them, and it's very easy to reach them.
Progressive
I dont like how it takes so long to get a support agent on the phone and then sometimes they sound aggravated. I understand how some customers can be a pain. But please dont take it out on the next.
Alfa Insurance
I liked the companies fast response to my middle of the night flat tire call, they sent a tow truck while staying on the phone with me.
Progressive
The customer support is great. Everyone I've talked to has been very friendly and helpful. They get back to you quickly and are very good at communicating. They're even understanding if you forget and make a late payment.
State Farm
My insurance company is a lot cheaper than any other insurance company I have found. They all have very expensive premium and doesn't offer near as much coverage perks.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.