Northfield Auto Insurance Rates, Quotes, Agents & Reviews in VT

Northfield, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Northfield, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Northfield, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Northfield, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Northfield, VT with that of other cities in and around Northfield.

Northfield South Barre Roxbury Warren Williamstown Waitsfield
Average Insurance Rates $1,086 $1,077 $1,073 $1,151 $1,074 $1,164

Northfield, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Northfield, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Northfield $957 $808
Waitsfield $2,206 $1,864
Berlin $1,398 $1,181
Roxbury $1,452 $1,227
Moretown $1,468 $1,240
Williamstown $2,222 $1,877
South Barre $1,087 $918
Warren $1,617 $1,366

Northfield, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Northfield, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,524
20 Years $1,395
30 Years $1,075
40 Years $1,034
50 Years $958
60 Years $971
70 Years $1,130

Northfield, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Northfield, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,890 $282
3 Vehicles $2,834 $424
4 Vehicles $3,779 $565

Savings on 2 Vehicles bundle:$282

Savings on 3 Vehicles bundle:$424

Savings on 4 Vehicles bundle:$565


Northfield, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Northfield, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Northfield $1,086 $2,244
Waitsfield $1,164 $2,405
Berlin $1,097 $2,267
Roxbury $1,073 $2,217
Moretown $1,116 $2,306
Williamstown $1,074 $2,219
South Barre $1,077 $2,226
Warren $1,151 $2,379

Northfield, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $932
Excellent (740-799) $1,064
Good (670-739) $1,132
Average (580-669) $1,476
Poor (300-579) $1,771

Northfield, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,134
Driver's Failure In Showing Documents +$105 $1,191
Driving With An Expired Registration +$112 $1,198
Driving At A Considerably Slow Pace +$236 $1,322
Using A Cellphone While Driving +$249 $1,335
Running A Red Light +$253 $1,339
Speeding +$266 $1,352
Driving A Vehicle Without The Required Permission +$338 $1,424
Driving With An Expired/Suspended License +$732 $1,818

Northfield, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,043
Active Disabling Device $1,043
Tracking Device $1,021
Passive Disabling Device $1,010