Norton Shores Auto Insurance Rates, Quotes, Agents & Reviews in MI

Norton Shores, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norton Shores, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Norton Shores, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Norton Shores, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norton Shores, MI with that of other cities in and around Norton Shores.

Norton Shores Ferrysburg Muskegon Heights Fruitport Fruitport charter North Muskegon
Average Insurance Rates $2,707 $2,819 $2,558 $2,719 $2,723 $2,749

Norton Shores, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norton Shores, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Norton Shores $1,494 $1,262
Muskegon Heights $1,372 $1,159
Roosevelt Park $1,598 $1,349
Muskegon $1,416 $1,196
Fruitport $1,441 $1,217
Fruitport charter $1,476 $1,247
Ferrysburg $1,119 $945
North Muskegon $1,454 $1,228

Norton Shores, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norton Shores, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $8,784
20 Years $3,478
30 Years $2,679
40 Years $2,578
50 Years $2,387
60 Years $2,420
70 Years $2,817

Norton Shores, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norton Shores, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,764 $650
3 Vehicles $7,146 $975
4 Vehicles $9,529 $1,299

Savings on 2 Vehicles bundle:$650

Savings on 3 Vehicles bundle:$975

Savings on 4 Vehicles bundle:$1,299


Norton Shores, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norton Shores, MI.

Location Average Insurance Cost Post DUI Insurance Rate
Norton Shores $2,707 $6,744
Muskegon Heights $2,558 $6,373
Roosevelt Park $2,664 $6,637
Muskegon $1,845 $4,596
Fruitport $2,719 $6,774
Fruitport charter $2,723 $6,784
Ferrysburg $2,819 $7,023
North Muskegon $2,749 $6,848

Norton Shores, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,323
Excellent (740-799) $2,651
Good (670-739) $2,821
Average (580-669) $3,680
Poor (300-579) $4,415

Norton Shores, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rob Willson State Farm 173 N Causeway St, Muskegon, 49445-3301 231-744-1000
Kieft Agency Inc None 226 W Savidge , Spring Lake, 49456 None
Jon Sepeshy State Farm 5341 Grand Haven Rd Ste A, Norton Shores, 49441-6245 231-798-3847
Brian Knoper Farmers 233 Washington Ave Ste 216, Grand Haven, 49417 (616) 541-6099
Meyering Insurance Agency, Inc. None 241 S State St, Zeeland, 49464 None
Ken Visser State Farm 9505 Cherry Vly Ave SE, Caledonia, 49316-9524 616-891-8600
Kevin Curtis State Farm 4761 Lake Mich Dr NW Ste E, Grand Rapids, 49534-6300 616-453-FARM
Buchanan Agcy Inc Liberty Mutual Independent 2305 E PARIS AVE SE STE 201, GRAND RAPIDS, 49546 (616) 949-8871

Norton Shores, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$119 $2,826
Driver's Failure In Showing Documents +$263 $2,970
Driving With An Expired Registration +$279 $2,986
Driving At A Considerably Slow Pace +$587 $3,294
Using A Cellphone While Driving +$620 $3,327
Running A Red Light +$631 $3,338
Speeding +$663 $3,370
Driving A Vehicle Without The Required Permission +$842 $3,549
Driving With An Expired/Suspended License +$1,825 $4,532

Norton Shores, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,599
Active Disabling Device $2,599
Tracking Device $2,545
Passive Disabling Device $2,518

Latest Auto Insurance Reviews in Norton Shores, MI | Back to Top

Meemic Insurance
I have been very satisfied with Meemic's customer service and accessibility. Always easy to reach and follow-up is efficient.
Meemic Insurance
I have been very satisfied with Meemic's customer service and accessibility. Always easy to reach and follow-up is efficient.