Norton Shores, MI Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Norton Shores, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Norton Shores, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Norton Shores, MI Auto Insurance Rates
- Norton Shores, MI Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Norton Shores, MI
- Multi Vehicle Insurance Savings in Norton Shores, MI
- How Credit Score Affects Car Insurance Rates in Norton Shores, MI
- How DUI Affects Auto Insurance Premiums in Norton Shores, MI
- Top Auto Insurance Agents Near Norton Shores, MI
- How Driving Violations Affect Auto Insurance Rates in Norton Shores, MI
- Norton Shores, MI Auto Insurance Discounts on Anti Theft Feature
- Norton Shores, MI Auto Insurance Company Reviews
Norton Shores, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Norton Shores, MI with that of other cities in and around Norton Shores.
Norton Shores | Ferrysburg | Muskegon Heights | Fruitport | Fruitport charter | North Muskegon | |
---|---|---|---|---|---|---|
Average Insurance Rates | $2,707 | $2,819 | $2,558 | $2,719 | $2,723 | $2,749 |
Norton Shores, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Norton Shores, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Norton Shores | $1,494 | $1,262 |
Muskegon Heights | $1,372 | $1,159 |
Roosevelt Park | $1,598 | $1,349 |
Muskegon | $1,416 | $1,196 |
Fruitport | $1,441 | $1,217 |
Fruitport charter | $1,476 | $1,247 |
Ferrysburg | $1,119 | $945 |
North Muskegon | $1,454 | $1,228 |
Norton Shores, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Norton Shores, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $8,784 |
20 Years | $3,478 |
30 Years | $2,679 |
40 Years | $2,578 |
50 Years | $2,387 |
60 Years | $2,420 |
70 Years | $2,817 |
Norton Shores, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Norton Shores, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $4,764 | $650 |
3 Vehicles | $7,146 | $975 |
4 Vehicles | $9,529 | $1,299 |

Savings on 2 Vehicles bundle:$650

Savings on 3 Vehicles bundle:$975

Savings on 4 Vehicles bundle:$1,299
Norton Shores, MI Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norton Shores, MI.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Norton Shores | $2,707 | $6,744 |
Muskegon Heights | $2,558 | $6,373 |
Roosevelt Park | $2,664 | $6,637 |
Muskegon | $1,845 | $4,596 |
Fruitport | $2,719 | $6,774 |
Fruitport charter | $2,723 | $6,784 |
Ferrysburg | $2,819 | $7,023 |
North Muskegon | $2,749 | $6,848 |
Norton Shores, MI Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $2,323 |
Excellent (740-799) | $2,651 |
Good (670-739) | $2,821 |
Average (580-669) | $3,680 |
Poor (300-579) | $4,415 |
Norton Shores, MI Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Rob Willson | State Farm | 173 N Causeway St, Muskegon, 49445-3301 | 231-744-1000 |
Kieft Agency Inc | None | 226 W Savidge , Spring Lake, 49456 | None |
Jon Sepeshy | State Farm | 5341 Grand Haven Rd Ste A, Norton Shores, 49441-6245 | 231-798-3847 |
Brian Knoper | Farmers | 233 Washington Ave Ste 216, Grand Haven, 49417 | (616) 541-6099 |
Meyering Insurance Agency, Inc. | None | 241 S State St, Zeeland, 49464 | None |
Ken Visser | State Farm | 9505 Cherry Vly Ave SE, Caledonia, 49316-9524 | 616-891-8600 |
Kevin Curtis | State Farm | 4761 Lake Mich Dr NW Ste E, Grand Rapids, 49534-6300 | 616-453-FARM |
Buchanan Agcy Inc | Liberty Mutual Independent | 2305 E PARIS AVE SE STE 201, GRAND RAPIDS, 49546 | (616) 949-8871 |
Norton Shores, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$119 | $2,826 |
Driver's Failure In Showing Documents | +$263 | $2,970 |
Driving With An Expired Registration | +$279 | $2,986 |
Driving At A Considerably Slow Pace | +$587 | $3,294 |
Using A Cellphone While Driving | +$620 | $3,327 |
Running A Red Light | +$631 | $3,338 |
Speeding | +$663 | $3,370 |
Driving A Vehicle Without The Required Permission | +$842 | $3,549 |
Driving With An Expired/Suspended License | +$1,825 | $4,532 |
Norton Shores, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $2,599 |
Active Disabling Device | $2,599 |
Tracking Device | $2,545 |
Passive Disabling Device | $2,518 |
Latest Auto Insurance Reviews in Norton Shores, MI | Back to Top

I have been very satisfied with Meemic's customer service and accessibility. Always easy to reach and follow-up is efficient.

I have been very satisfied with Meemic's customer service and accessibility. Always easy to reach and follow-up is efficient.