Norton Shores, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norton Shores, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Norton Shores, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Norton Shores, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norton Shores, MI with that of other cities in and around Norton Shores.

	Norton Shores	Ferrysburg	Muskegon Heights	Fruitport	Fruitport charter	North Muskegon
Average Insurance Rates	$2,707	$2,819	$2,558	$2,719	$2,723	$2,749

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Norton Shores, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norton Shores, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Norton Shores	$1,494	$1,262
Muskegon Heights	$1,372	$1,159
Roosevelt Park	$1,598	$1,349
Muskegon	$1,416	$1,196
Fruitport	$1,441	$1,217
Fruitport charter	$1,476	$1,247
Ferrysburg	$1,119	$945
North Muskegon	$1,454	$1,228

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Norton Shores, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norton Shores, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$8,784
20 Years	$3,478
30 Years	$2,679
40 Years	$2,578
50 Years	$2,387
60 Years	$2,420
70 Years	$2,817

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Norton Shores, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norton Shores, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$4,764	$650
3 Vehicles	$7,146	$975
4 Vehicles	$9,529	$1,299

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Norton Shores, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norton Shores, MI.

Location	Average Insurance Cost	Post DUI Insurance Rate
Norton Shores	$2,707	$6,744
Muskegon Heights	$2,558	$6,373
Roosevelt Park	$2,664	$6,637
Muskegon	$1,845	$4,596
Fruitport	$2,719	$6,774
Fruitport charter	$2,723	$6,784
Ferrysburg	$2,819	$7,023
North Muskegon	$2,749	$6,848

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Norton Shores, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$2,323
Excellent (740-799)	$2,651
Good (670-739)	$2,821
Average (580-669)	$3,680
Poor (300-579)	$4,415

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Norton Shores, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Rob Willson	State Farm	173 N Causeway St, Muskegon, 49445-3301	231-744-1000
Kieft Agency Inc	None	226 W Savidge , Spring Lake, 49456	None
Jon Sepeshy	State Farm	5341 Grand Haven Rd Ste A, Norton Shores, 49441-6245	231-798-3847
Brian Knoper	Farmers	233 Washington Ave Ste 216, Grand Haven, 49417	(616) 541-6099
Meyering Insurance Agency, Inc.	None	241 S State St, Zeeland, 49464	None
Ken Visser	State Farm	9505 Cherry Vly Ave SE, Caledonia, 49316-9524	616-891-8600
Kevin Curtis	State Farm	4761 Lake Mich Dr NW Ste E, Grand Rapids, 49534-6300	616-453-FARM
Buchanan Agcy Inc	Liberty Mutual Independent	2305 E PARIS AVE SE STE 201, GRAND RAPIDS, 49546	(616) 949-8871

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Norton Shores, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$119	$2,826
Driver's Failure In Showing Documents	+$263	$2,970
Driving With An Expired Registration	+$279	$2,986
Driving At A Considerably Slow Pace	+$587	$3,294
Using A Cellphone While Driving	+$620	$3,327
Running A Red Light	+$631	$3,338
Speeding	+$663	$3,370
Driving A Vehicle Without The Required Permission	+$842	$3,549
Driving With An Expired/Suspended License	+$1,825	$4,532

Norton Shores, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,599
Active Disabling Device	$2,599
Tracking Device	$2,545
Passive Disabling Device	$2,518

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Latest Auto Insurance Reviews in Norton Shores, MI | Back to Top