Norway Auto Insurance Rates, Quotes, Agents & Reviews in IA

Norway, IA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norway, IA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Norway, IA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Norway, IA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norway, IA with that of other cities in and around Norway.

Norway Newhall Fremont Florence Walford Lenox
Average Insurance Rates $1,003 $1,031 $1,409 $1,146 $1,185 $1,060

Norway, IA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norway, IA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Norway $1,136 $960
Florence $1,473 $1,244
Watkins $1,395 $1,178
Walford $1,159 $979
Lenox $1,112 $940
Fremont $1,609 $1,359
Newhall $2,520 $2,129
West Amana $1,276 $1,078

Norway, IA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norway, IA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,255
20 Years $1,289
30 Years $993
40 Years $955
50 Years $884
60 Years $897
70 Years $1,044

Norway, IA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norway, IA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,745 $261
3 Vehicles $2,618 $391
4 Vehicles $3,490 $522

Savings on 2 Vehicles bundle:$261

Savings on 3 Vehicles bundle:$391

Savings on 4 Vehicles bundle:$522

Norway, IA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norway, IA.

Location Average Insurance Cost Post DUI Insurance Rate
Norway $1,003 $1,704
Florence $1,146 $1,947
Watkins $1,003 $1,704
Walford $1,185 $2,013
Lenox $1,060 $1,801
Fremont $1,409 $2,394
Newhall $1,031 $1,752
West Amana $1,164 $1,978

Norway, IA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $861
Excellent (740-799) $982
Good (670-739) $1,045
Average (580-669) $1,364
Poor (300-579) $1,636

Norway, IA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
United Insurance Agencies Liberty Mutual Independent 80 W 8TH AVE, MARION, 52302 (319) 377-9876
Grimm Real Estate & Insurance None 217 W. Welsh Street, Williamsburg, 52361 None
Amana Insurance Agency None 4304 220Th Trl , Amana, 52203 None
John Kuester Insurance Agency Llc None Po Box 140, Watkins, 52354 None
Thompson Insurance Agency, Inc. None 2979 75Th St , Atkins, 52206 None
Steven J Wells Dba United Insurance Agencies None 80 W 8Th Avenue, Marion, 52302 None
T & R Insurance Dba Butz Insurance Agency None 270 Circle Dr 270 Circle Dr, Walford, 52351 None

Norway, IA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$44 $1,047
Driver's Failure In Showing Documents +$97 $1,100
Driving With An Expired Registration +$103 $1,106
Driving At A Considerably Slow Pace +$218 $1,221
Using A Cellphone While Driving +$230 $1,233
Running A Red Light +$234 $1,237
Speeding +$246 $1,249
Driving A Vehicle Without The Required Permission +$312 $1,315
Driving With An Expired/Suspended License +$676 $1,679

Norway, IA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $963
Active Disabling Device $963
Tracking Device $943
Passive Disabling Device $933