Norwich Auto Insurance Rates, Quotes, Agents & Reviews in VT

Norwich, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norwich, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Norwich, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Norwich, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norwich, VT with that of other cities in and around Norwich.

Norwich Hanover White River Junction Sharon Strafford Wilder
Average Insurance Rates $1,216 $1,596 $1,087 $1,105 $1,130 $1,100

Norwich, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norwich, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Norwich $1,609 $1,359
Thetford $1,721 $1,454
Sharon $1,335 $1,128
Strafford $961 $812
Wilder $1,530 $1,292
Hanover $1,644 $1,389
Hartford $1,368 $1,155
White River Junction $1,097 $927

Norwich, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norwich, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,946
20 Years $1,562
30 Years $1,203
40 Years $1,158
50 Years $1,072
60 Years $1,087
70 Years $1,265

Norwich, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norwich, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,067 $365
3 Vehicles $3,101 $547
4 Vehicles $4,134 $730

Savings on 2 Vehicles bundle:$365

Savings on 3 Vehicles bundle:$547

Savings on 4 Vehicles bundle:$730

Norwich, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norwich, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Norwich $1,216 $2,513
Thetford $1,120 $2,314
Sharon $1,105 $2,283
Strafford $1,130 $2,335
Wilder $1,100 $2,273
Hanover $1,596 $2,820
Hartford $1,103 $2,279
White River Junction $1,087 $2,246

Norwich, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,043
Excellent (740-799) $1,191
Good (670-739) $1,267
Average (580-669) $1,653
Poor (300-579) $1,983

Norwich, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Poulos Ins Inc Allstate 565 Maple St, White River Junction, 5001 (802) 295-1355
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N MAIN ST SUITE 4, WHITE RIVER JUNCTION, 5001 802-295-3329
Kinney Pike Ins Allstate 1011 N Main St, White River Junction, 5001 (802) 295-3329
The Richards Group Liberty Mutual Independent 213 Main St, Ludlow, 5149 None

Norwich, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$54 $1,270
Driver's Failure In Showing Documents +$118 $1,334
Driving With An Expired Registration +$125 $1,341
Driving At A Considerably Slow Pace +$264 $1,480
Using A Cellphone While Driving +$278 $1,494
Running A Red Light +$283 $1,499
Speeding +$298 $1,514
Driving A Vehicle Without The Required Permission +$378 $1,594
Driving With An Expired/Suspended License +$820 $2,036

Norwich, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,167
Active Disabling Device $1,167
Tracking Device $1,143
Passive Disabling Device $1,131