Norwood Auto Insurance Rates, Quotes, Agents & Reviews in NJ

Norwood, NJ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norwood, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Norwood, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Norwood, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norwood, NJ with that of other cities in and around Norwood.

Norwood Closter Demarest Northvale Rockleigh Harrington Park
Average Insurance Rates $1,871 $1,863 $1,889 $1,775 $2,435 $1,848

Norwood, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norwood, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Norwood $1,927 $1,628
Rockleigh $1,532 $1,294
Closter $2,036 $1,720
Northvale $1,632 $1,378
Harrington Park $1,832 $1,548
Tappan $1,996 $1,686
Alpine $2,643 $2,232
Demarest $1,946 $1,643

Norwood, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norwood, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,071
20 Years $2,404
30 Years $1,852
40 Years $1,782
50 Years $1,650
60 Years $1,673
70 Years $1,947

Norwood, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norwood, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,218 $524
3 Vehicles $4,827 $786
4 Vehicles $6,436 $1,048

Savings on 2 Vehicles bundle:$524

Savings on 3 Vehicles bundle:$786

Savings on 4 Vehicles bundle:$1,048

Norwood, NJ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norwood, NJ.

Location Average Insurance Cost Post DUI Insurance Rate
Norwood $1,871 $3,205
Rockleigh $2,435 $4,171
Closter $1,863 $3,191
Northvale $1,775 $3,040
Harrington Park $1,848 $3,165
Tappan $1,868 $2,818
Alpine $2,592 $4,440
Demarest $1,889 $3,236

Norwood, NJ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,605
Excellent (740-799) $1,832
Good (670-739) $1,950
Average (580-669) $2,544
Poor (300-579) $3,052

Norwood, NJ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Durkin Agency Inc Liberty Mutual Independent 106 GRAND AVE STE 360, ENGLEWOOD, 7631 201-567-3700
Anna Kim State Farm 304 Harrington Ave Ste 2A, Closter, 07624-1902 201-660-8448
Fred W. Klepper Allstate 2 Railroad Ave, Montvale, 7645 (201) 930-1717
Joseph Noah Allstate 189 Homans Ave, Closter, 7624 (201) 768-0000
Ed Kalpagian State Farm 87 West Allendale Avenue, Allendale, 07401-1701 201-818-1900
Gjem Insurance Agency Inc Travelers 363 CEDAR LN, TEANECK, 7666 201-641-3800
Tom Flynn State Farm 282 Kinderkamack Rd Ste C, Oradell, 07649-2124 201-262-6640
Mccarthy Hillside Inc Liberty Mutual Independent 175 Washington Ave, Dumont, 7628 None
Stephanie Chevere Liberty Mutual 160 Pehle Avenue Ste 101, Saddle Brook, 7663 1-201-845-4300
Anthony Costello Farmers 114 S Farview Ave, Paramus, 7652 (201) 773-0868
Ken Kneis State Farm 2 Queen Anne Rd, Bogota, 07603-1818 201-994-0040

Norwood, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,953
Driver's Failure In Showing Documents +$181 $2,052
Driving With An Expired Registration +$193 $2,064
Driving At A Considerably Slow Pace +$406 $2,277
Using A Cellphone While Driving +$428 $2,299
Running A Red Light +$436 $2,307
Speeding +$458 $2,329
Driving A Vehicle Without The Required Permission +$582 $2,453
Driving With An Expired/Suspended License +$1,261 $3,132

Norwood, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,796
Active Disabling Device $1,796
Tracking Device $1,759
Passive Disabling Device $1,740