Norwood Park Auto Insurance Rates, Quotes, Agents & Reviews in IL

Norwood Park, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Norwood Park, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Norwood Park, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Norwood Park, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Norwood Park, IL with that of other cities in and around Norwood Park.

Norwood Park Harwood Heights Park Ridge Rosemont River Grove Elmwood Park
Average Insurance Rates $1,334 $1,307 $1,155 $1,372 $1,267 $1,428

Norwood Park, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Norwood Park, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Norwood Park $1,407 $1,188
Norridge $1,687 $1,425
Harwood Heights $1,644 $1,389
Schiller Park $1,842 $1,556
Rosemont $1,305 $1,102
Elmwood Park $1,476 $1,247
River Grove $1,117 $943
Park Ridge $1,882 $1,589

Norwood Park, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Norwood Park, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,329
20 Years $1,714
30 Years $1,320
40 Years $1,270
50 Years $1,176
60 Years $1,193
70 Years $1,388

Norwood Park, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Norwood Park, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,348 $320
3 Vehicles $3,522 $480
4 Vehicles $4,696 $640

Savings on 2 Vehicles bundle:$320

Savings on 3 Vehicles bundle:$480

Savings on 4 Vehicles bundle:$640


Norwood Park, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Norwood Park, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Norwood Park $1,334 $2,166
Norridge $1,326 $2,153
Harwood Heights $1,307 $2,122
Schiller Park $1,262 $2,049
Rosemont $1,372 $2,227
Elmwood Park $1,428 $2,318
River Grove $1,267 $2,057
Park Ridge $1,155 $1,875

Norwood Park, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,145
Excellent (740-799) $1,306
Good (670-739) $1,390
Average (580-669) $1,814
Poor (300-579) $2,176

Norwood Park, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,393
Driver's Failure In Showing Documents +$129 $1,463
Driving With An Expired Registration +$137 $1,471
Driving At A Considerably Slow Pace +$289 $1,623
Using A Cellphone While Driving +$305 $1,639
Running A Red Light +$311 $1,645
Speeding +$327 $1,661
Driving A Vehicle Without The Required Permission +$415 $1,749
Driving With An Expired/Suspended License +$899 $2,233

Norwood Park, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,281
Active Disabling Device $1,281
Tracking Device $1,254
Passive Disabling Device $1,241