Novi, MI Auto Insurance Rates
Novi, MI residents can save $780 by comparing multiple quotes & reading reviews & research on Novi car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1370 | $1950 | $3339 |
Latest Auto Insurance Reviews in Novi, Michigan
State Farm
State farm was very professional and offer me a much lower price than progressive when I bundled with them. They took there time answering all of my questions in a calm and respectful manner.
State farm was very professional and offer me a much lower price than progressive when I bundled with them. They took there time answering all of my questions in a calm and respectful manner.
State Farm
offers have always seemed economical and thinking about the client and his excellent service, I have never compared him with another insurer because I have always used this
offers have always seemed economical and thinking about the client and his excellent service, I have never compared him with another insurer because I have always used this
Meemic Insurance
Meemic's auto insurance customer service has always been great. I have had to contact them for insurance work 3 times and each time they were extremely helpful.
Meemic's auto insurance customer service has always been great. I have had to contact them for insurance work 3 times and each time they were extremely helpful.
State Farm
The policy offerings are pretty good because you can bundle them with all their other forms of insurance that they offer. I bundle it with my home/renters insurance.
The policy offerings are pretty good because you can bundle them with all their other forms of insurance that they offer. I bundle it with my home/renters insurance.
Alfa Insurance
Amica offers a wide range of offerings which we take full advantage of. We use them for car, home and jewelry. I think they offer similar things compared to other companies.
Amica offers a wide range of offerings which we take full advantage of. We use them for car, home and jewelry. I think they offer similar things compared to other companies.
Alfa Insurance
Amica offers a wide range of offerings which we take full advantage of. We use them for car, home and jewelry. I think they offer similar things compared to other companies.
Amica offers a wide range of offerings which we take full advantage of. We use them for car, home and jewelry. I think they offer similar things compared to other companies.
State Farm
I would say my biggest dislike with State Farm is how expensive it is. You get what you pay for, but I do think they need to start lowering their prices a little bit.
I would say my biggest dislike with State Farm is how expensive it is. You get what you pay for, but I do think they need to start lowering their prices a little bit.
State Farm
They are a great company to work with. They are fast and attentive. They tell me what I want to hear and they make sure that I am happy. The claims process is fast and reliable. When I get into an accident they work fast to make me happy
They are a great company to work with. They are fast and attentive. They tell me what I want to hear and they make sure that I am happy. The claims process is fast and reliable. When I get into an accident they work fast to make me happy
Hartford, Novi, MI
$148/1 month
Car Insurance Policy Holder
- Divorced 25 Years old Male licensed 4 years ago with Own Toyota 4Runner SR5 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Novi, MI
$179/1 month
Car Insurance Policy Holder
- Single 23 Years old Female licensed 6 years ago with Financed Acura, TL Tech, 4 Door Sedan used for Business with estimated annual mileage of 6,001 - 7,500.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Novi, MI
$953/12 months
Car Insurance Policy Holder
- Divorced 51 Years old Male licensed 30 years ago with Own Fiat, 500 CPop, 2WD 2 Door Convertible used for Business with estimated annual mileage of 5,001 - 6,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 10 K Property Damage
- 300 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Novi, MI
$1854/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 4 years ago with Own Toyota, Camry LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors, pursuing Graduate Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Novi, MI
$1432/12 months
Car Insurance Policy Holder
- Divorced 33 Years old Male licensed 4 years ago with Own Jeep, Grand Cherokee Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Novi, MI
$1011/12 months
Car Insurance Policy Holder
- Single 31 Years old Female licensed 8 years ago with Financed Lexus, IS 250, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 50 K Property Damage
- 250 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Hartford, Novi, MI
$1116/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Chrysler, Town & Country Touring L, 4 Door Wagon used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Hartford, Novi, MI
$2070/12 months
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own GMC, Yukon Denali, 4WD 4 Door Utility Hybrid used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Novi Car Insurance Rate Comparisons
Novi, MI's average car insurance of $1950 differs from West Bloomfield charter, MI (+$1330), Commerce charter, MI (+$1530), Wixom, MI (-$74) and Michigan (+$570)
| Novi | West Bloomfield charter, MI | Commerce charter, MI | Wixom, MI | Michigan | |
| Median Insurance Rates | $1950 | +$1330 | +$1530 | -$74 | +$570 |
Novi Car Insurance Savings By Neighborhood & Street Area
| Novi Driver Street Residence & Car Locations | Car Details in Novi | Novi Driver Demographics | Novi Auto Insurance Estimates | Recent Novi Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Steeple Path | 2003 Cadillac DeVille DTS | 64 year female senior | $2428 | $384 |
| Greening Ct | 2007 Buick Rendezvous CX | 24 year woman | $1755 | $456 |
| Cliffside Ct | 2005 Acura TSX \N | 18 year female teenager | $3581 | $512 |
| Cottonwood Trl | 2009 Ford Fusion V6 SEL | 18 year male teenager | $3205 | $843 |
| Courtview Trl | 2011 Hyundai Sonata GLS | 52 year married man | $2267 | $376 |
| Glengary | ||||
| Southlake Dr | 2010 Mazda 3 S | 83 year senior | $2099 | $435 |
| Timberlane Ct | 2007 Chevrolet Silverado 2500HD Work Truck | 79 year male senior | $2073 | $341 |
| Winding Trl | 2010 Toyota Prius III | 31 year married woman | $1504 | $603 |
| Woodstone Ln | 2007 Audi A4 3.2 quattro | 42 year man | $2803 | $793 |
| Gateway Rd | 2012 Dodge Journey SXT | 16 year teenager | $3246 | $684 |
Novi Post DUI Car Insurance Rates
| Novi | Farmington | Wixom | Southfield | Michigan | |
| Median Post DUI Insurance Rate | $3627 | +$345 | -$138 | +$2791 | +$1060 |
| Male Teenager Post DUI Insurance Rate | $6491 | +$619 | -$246 | +$4998 | +$1897 |
| Female Teenager Post DUI Insurance Rate | $6456 | +$615 | -$246 | +$4968 | +$1886 |
The Post DUI insurance in Novi, MI's is $3627 compared to Farmington (+$345), Wixom (-$138), Southfield (+$2791) and Michigan (+$1060)
In Novi, a male teenager with Post DUI pays $35 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX \N in Novi, MI would pay $6697 on auto insurance while a female teenager POST DUI would pay $6660.
Novi Car Insurance by Segment
Novi Teenagers Car Insurance Rates Comparison
3610 Novi Teenagers (6% of total population), 51% Male & 49% Female.
| Novi | Milford charter | Redford charter | Plymouth | Michigan | |
| All Teenagers | $3471 | +$2456 | +$2598 | +$35 | +$1014 |
| Male Teenager | $3490 | +$2470 | +$2613 | +$36 | +$1020 |
| Female Teenager | $3471 | +$2456 | +$2598 | +$35 | +$1014 |
Novi teenagers pay $3471 in insurance in contrast with Milford charter (+$2456), Redford charter (+$2598), Plymouth (+$35) and Michigan (+$1014). The difference between Male & Female teenagers in Novi is $19
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3614
- 2009 Chrysler 300 C HEMI Female Teenager Insurance Rate $3554
Novi Men & Women Car Insurance
55319 Novi Adults (100% of total population), 49% Men & 51% Women.
| Novi | Walled Lake | Orchard Lake Village | South Lyon | Michigan | |
| All Women | $1794 | +$32 | +$1223 | -$60 | +$524 |
| Married Women | $1560 | +$28 | +$1064 | -$52 | +$456 |
| All Men | $2418 | +$43 | +$1649 | -$81 | +$706 |
| Married Men | $2301 | +$41 | +$1569 | -$77 | +$672 |
The typical insurance rate of $2418 that Novi Men pay varies from Walled Lake (+$43), Orchard Lake Village (+$1649), South Lyon (-$81) and Michigan (+$706). In Novi, married men pay $741 more than married women.
Example
- 2013 Nissan Rogue SV Married Men Insurance Rate $2326
- 2014 Kia Sorento LX Married Women Insurance Rate $2085
Novi Senior Car Insurance
9230 Novi Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Novi | Plymouth charter | West Bloomfield charter | Salem | Michigan | |
| All Seniors | $2164 | +$1610 | +$1476 | +$1665 | +$633 |
| Senior Men | $2164 | +$1610 | +$1476 | +$1665 | +$633 |
| Senior Women | $2184 | +$1624 | +$1489 | +$1680 | +$638 |
Novi seniors pay $2164 in insurance compared to Plymouth charter (+$1610), West Bloomfield charter (+$1476), Salem (+$1665) and Michigan (+$633). In Novi, senior men pay $20 less than senior women.
Novi Car Insurance Discounts for Multiple Vehicles
Novi Population with 1 Vehicle 8388 (36% of Novi population), 2 Vehicles 9641 (42% of the Novi population) and 3 vehicles 2873 (12% of the population)
| Novi | Milford | Northville | Wolverine Lake | Michigan | |
| 2 Vehicles | $3705 | +$122 | -$19 | -$304 | +$1083 |
| 3 Vehicles | $5655 | +$186 | -$29 | -$464 | +$1653 |
| 4 Vehicles | $7605 | +$250 | -$39 | -$624 | +$2223 |
Novi Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dodge, Charger SXT | $500 | $2070 | $2570 | $1980 | $2480 | $90 |
| GMC, Yukon SLT | $700 | $2060 | $2560 | $1890 | $2590 | $-30 |
| Kia, Sportage LX | $100 | $1970 | $2070 | $1850 | $1950 | $120 |
| Chevrolet, Camaro LT | $200 | $1950 | $2150 | $1820 | $2020 | $130 |
| Toyota, Corolla L | $400 | $1950 | $2350 | $1840 | $2240 | $110 |