Nyssa Auto Insurance Rates, Quotes, Agents & Reviews in OR

Nyssa, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Nyssa, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Nyssa, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Nyssa, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Nyssa, OR with that of other cities in and around Nyssa.

Nyssa Malheur Junction Ontario New Plymouth Parma Owyhee
Average Insurance Rates $1,370 $1,417 $1,378 $1,032 $1,035 $1,422

Nyssa, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Nyssa, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Nyssa $1,972 $1,666
Malheur Junction $1,481 $1,251
Owyhee $1,848 $1,561
Fruitland $1,469 $1,241
Parma $1,463 $1,235
Ontario $1,814 $1,532
New Plymouth $1,011 $854
Vale $1,676 $1,415

Nyssa, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Nyssa, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,445
20 Years $1,760
30 Years $1,356
40 Years $1,305
50 Years $1,208
60 Years $1,225
70 Years $1,426

Nyssa, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Nyssa, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,356 $384
3 Vehicles $3,535 $575
4 Vehicles $4,713 $767

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$575

Savings on 4 Vehicles bundle:$767

Nyssa, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Nyssa, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Nyssa $1,370 $2,049
Malheur Junction $1,417 $2,120
Owyhee $1,422 $2,127
Fruitland $1,039 $1,657
Parma $1,035 $1,650
Ontario $1,378 $2,061
New Plymouth $1,032 $1,645
Vale $1,389 $2,078

Nyssa, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,342
Good (670-739) $1,428
Average (580-669) $1,862
Poor (300-579) $2,235

Nyssa, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Blackaby Insurance Agency Inc Liberty Mutual Independent 280 S OREGON ST, ONTARIO, 97914 541-889-8693
Brian Halcom State Farm 1301 SW 4th Ave, Ontario, 97914-4538 541-889-8828
Calley Van Dyke Farmers 186 SW 1st St, Ontario, 97914 (541) 889-4813
Grant Baxter State Farm 647 SW 4th Ave, Ontario, 97914-2624 541-889-6070
Field-Waldo Insurance Inc. None 218 Main St, Nyssa, 97913 None
The Insurance Group Liberty Mutual Independent Po Box 718, Ontario, 97914 None

Nyssa, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,430
Driver's Failure In Showing Documents +$133 $1,503
Driving With An Expired Registration +$141 $1,511
Driving At A Considerably Slow Pace +$297 $1,667
Using A Cellphone While Driving +$314 $1,684
Running A Red Light +$319 $1,689
Speeding +$336 $1,706
Driving A Vehicle Without The Required Permission +$426 $1,796
Driving With An Expired/Suspended License +$923 $2,293

Nyssa, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,315
Active Disabling Device $1,315
Tracking Device $1,288
Passive Disabling Device $1,274