Oak Hills Auto Insurance Rates, Quotes, Agents & Reviews in OR

Oak Hills, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oak Hills, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oak Hills, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Oak Hills, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oak Hills, OR with that of other cities in and around Oak Hills.

Oak Hills West Haven-Sylvan Bethany Beaverton Aloha Cedar Mill
Average Insurance Rates $1,525 $1,550 $1,576 $1,192 $1,457 $1,597

Oak Hills, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oak Hills, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oak Hills $1,524 $1,288
Bethany $1,066 $900
Rockcreek $1,564 $1,321
Cedar Mill $1,082 $914
Cedar Hills $1,431 $1,208
Aloha $1,722 $1,455
West Haven-Sylvan $1,951 $1,648
Beaverton $1,008 $852

Oak Hills, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oak Hills, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,948
20 Years $1,959
30 Years $1,509
40 Years $1,452
50 Years $1,345
60 Years $1,363
70 Years $1,587

Oak Hills, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oak Hills, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,654 $397
3 Vehicles $3,980 $595
4 Vehicles $5,307 $793

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$595

Savings on 4 Vehicles bundle:$793


Oak Hills, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oak Hills, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Oak Hills $1,525 $2,281
Bethany $1,576 $2,358
Rockcreek $1,518 $2,271
Cedar Mill $1,597 $2,389
Cedar Hills $1,505 $2,251
Aloha $1,457 $2,180
West Haven-Sylvan $1,550 $2,319
Beaverton $1,192 $1,783

Oak Hills, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,308
Excellent (740-799) $1,494
Good (670-739) $1,589
Average (580-669) $2,073
Poor (300-579) $2,487

Oak Hills, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Matt Schoenecker Farmers 7170 SW Garden Home Rd, Portland, 97223 (503) 863-5807
Paul Barton State Farm 18041 SW Lw Bns Fry Rd Ste 5, Tigard, 97224-7285 503-684-1904
Reggie Guyton State Farm 8180 N Lombard St, Portland, 97203-3131 503-289-3601
Hecht & Hecht Insurance Agency Inc Liberty Mutual Independent 425 NE HANCOCK ST FL 1, PORTLAND, 97212 (503) 542-1130
Michael G Ferguson State Farm 736 NW 12th Ave Ste 100, Portland, 97209-3129 503-227-1393
John Nogueira State Farm 2280 W Burnside, Portland, 97210-3522 503-225-9644
Matt Elliott Farmers 4504 SW Corbett Ave Ste 100, Portland, 97239 (503) 683-2834
Aric Guttman Allstate 6700 SW 105th Ave Ste 304, Beaverton, 97008 (503) 466-0879
Choices Insurance Agency Liberty Mutual Independent 11310 SW 91ST CT, TIGARD, 97223 (503) 590-2516
Ernest J Hill Jr State Farm 4946 N Vancouver Ave, Portland, 97217-2826 503-286-1103
Tec Equipment Inc None 750 Ne Columbia Blvd, Portland, 97211 None
Eia, Inc. None 9115 Sw Oleson Rd , Portland, 97223 None

Oak Hills, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,592
Driver's Failure In Showing Documents +$148 $1,673
Driving With An Expired Registration +$157 $1,682
Driving At A Considerably Slow Pace +$331 $1,856
Using A Cellphone While Driving +$349 $1,874
Running A Red Light +$355 $1,880
Speeding +$374 $1,899
Driving A Vehicle Without The Required Permission +$474 $1,999
Driving With An Expired/Suspended License +$1,028 $2,553

Oak Hills, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,464
Active Disabling Device $1,464
Tracking Device $1,434
Passive Disabling Device $1,418