Oak Ridge, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Oak Ridge, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Oak Ridge, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Oak Ridge, FL Auto Insurance Rates
- Oak Ridge, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Oak Ridge, FL
- Multi Vehicle Insurance Savings in Oak Ridge, FL
- How Credit Score Affects Car Insurance Rates in Oak Ridge, FL
- How DUI Affects Auto Insurance Premiums in Oak Ridge, FL
- Top Auto Insurance Agents Near Oak Ridge, FL
- How Driving Violations Affect Auto Insurance Rates in Oak Ridge, FL
- Oak Ridge, FL Auto Insurance Discounts on Anti Theft Feature
- Oak Ridge, FL Auto Insurance Company Reviews
Oak Ridge, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Oak Ridge, FL with that of other cities in and around Oak Ridge.
| Oak Ridge | Tangelo Park | Edgewood | Holden Heights | Sky Lake | Belle Isle | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,070 | $2,048 | $2,284 | $2,149 | $2,096 | $2,285 |
Oak Ridge, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Oak Ridge, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Oak Ridge | $1,238 | $1,046 |
| Sky Lake | $1,598 | $1,349 |
| Tangelo Park | $1,678 | $1,417 |
| Holden Heights | $2,884 | $2,436 |
| Pine Castle | $1,971 | $1,665 |
| Edgewood | $1,399 | $1,181 |
| Orlando | $1,285 | $1,086 |
| Belle Isle | $1,276 | $1,078 |
Oak Ridge, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Oak Ridge, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,717 |
| 20 Years | $2,660 |
| 30 Years | $2,049 |
| 40 Years | $1,971 |
| 50 Years | $1,825 |
| 60 Years | $1,851 |
| 70 Years | $2,154 |
Oak Ridge, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Oak Ridge, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,643 | $497 |
| 3 Vehicles | $5,465 | $745 |
| 4 Vehicles | $7,286 | $994 |
Savings on 2 Vehicles bundle:$497
Savings on 3 Vehicles bundle:$745
Savings on 4 Vehicles bundle:$994
Oak Ridge, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oak Ridge, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Oak Ridge | $2,070 | $3,240 |
| Sky Lake | $2,096 | $3,280 |
| Tangelo Park | $2,048 | $3,205 |
| Holden Heights | $2,149 | $3,363 |
| Pine Castle | $2,106 | $3,296 |
| Edgewood | $2,284 | $3,575 |
| Orlando | $1,425 | $2,230 |
| Belle Isle | $2,285 | $3,576 |
Oak Ridge, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,776 |
| Excellent (740-799) | $2,027 |
| Good (670-739) | $2,157 |
| Average (580-669) | $2,814 |
| Poor (300-579) | $3,376 |
Oak Ridge, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Hatcher Insurance Inc | Travelers | 1411 EDGEWATER DR STE 104, ORLANDO, 32804 | 407-841-2686 |
| Walker Insurance & Financial Services Inc | Travelers | 1200 HILLCREST ST 300, ORLANDO, 32803 | 407-849-1988 |
| Encompass Insurance & Financial Solutions Llc | Travelers | 2180 Central Florida Pkwy Ste A-11 , Orlando, 32837 | None |
| John Psomas | State Farm | 922 Lake Baldwin Ln Ste A, Orlando, 32814-5900 | 407-277-2997 |
| Accent Brokers Inc | Travelers | 5659 CURRY FORD RD, ORLANDO, 32822 | 407-306-0101 |
| Wren Insurance Group Inc | Travelers | 2281 LEE RD STE 101, WINTER PARK, 32789 | 407-629-6629 |
| Michelle Kim | Allstate | 7130 S Orange Blossom Trail Ste 110, Orlando, 32809 | (407) 240-1080 |
| Aaa Insurance Agency | None | 783 S Orlando Ave , Winter Park, 32789 | None |
| Dan Adovasio | State Farm | 7350 Shoppes Dr Ste 101, Viera, 32940-6076 | 321-454-4444 |
| Rob Owen Insurance Inc | Travelers | 2221 LEE RD STE 12, WINTER PARK, 32789 | 407-644-1615 |
Oak Ridge, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$91 | $2,161 |
| Driver's Failure In Showing Documents | +$201 | $2,271 |
| Driving With An Expired Registration | +$213 | $2,283 |
| Driving At A Considerably Slow Pace | +$449 | $2,519 |
| Using A Cellphone While Driving | +$474 | $2,544 |
| Running A Red Light | +$482 | $2,552 |
| Speeding | +$507 | $2,577 |
| Driving A Vehicle Without The Required Permission | +$644 | $2,714 |
| Driving With An Expired/Suspended License | +$1,395 | $3,465 |
Oak Ridge, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,987 |
| Active Disabling Device | $1,987 |
| Tracking Device | $1,946 |
| Passive Disabling Device | $1,925 |
Latest Auto Insurance Reviews in Oak Ridge, FL | Back to Top
GeicoGeico is a phenomenal company that offers my policy for $80 less than the closest competitor which, of course, is Progressive.
21st Century Auto InsuranceThe premium we have is a lot lower than any other company quoted us. They wanted higher premiums for lesser amounts of coverage.
GeicoThe only complaint I have with GEICO is that they continue to go up on my premium. Sometimes I think they go up too much and too often, but when I do a comparison, I still remain with them because they still offer the best value for my money. In 40+ years, I have no complaint with the company as a whole or any of my experiences with customer service.