Oakhurst Auto Insurance Rates, Quotes, Agents & Reviews in OK

Oakhurst, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oakhurst, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oakhurst, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oakhurst, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oakhurst, OK with that of other cities in and around Oakhurst.

Oakhurst Sapulpa Tulsa County Lotsee Kiefer Tulsa
Average Insurance Rates $1,539 $1,587 $1,615 $2,592 $1,611 $1,615

Oakhurst, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oakhurst, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oakhurst $1,478 $1,248
Sand Springs $1,813 $1,531
Tulsa $1,462 $1,235
Tulsa County $2,192 $1,851
Jenks $1,266 $1,069
Sapulpa $1,965 $1,660
Lotsee $2,670 $2,255
Kiefer $1,717 $1,450

Oakhurst, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oakhurst, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,994
20 Years $1,977
30 Years $1,523
40 Years $1,465
50 Years $1,357
60 Years $1,376
70 Years $1,602

Oakhurst, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oakhurst, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,616 $462
3 Vehicles $3,924 $693
4 Vehicles $5,233 $923

Savings on 2 Vehicles bundle:$462

Savings on 3 Vehicles bundle:$693

Savings on 4 Vehicles bundle:$923

Oakhurst, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oakhurst, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Oakhurst $1,539 $2,404
Sand Springs $1,581 $2,469
Tulsa $1,615 $2,522
Tulsa County $1,615 $2,522
Jenks $1,680 $2,624
Sapulpa $1,587 $2,479
Lotsee $2,592 $4,048
Kiefer $1,611 $2,516

Oakhurst, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,320
Excellent (740-799) $1,507
Good (670-739) $1,604
Average (580-669) $2,092
Poor (300-579) $2,510

Oakhurst, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,607
Driver's Failure In Showing Documents +$149 $1,688
Driving With An Expired Registration +$159 $1,698
Driving At A Considerably Slow Pace +$334 $1,873
Using A Cellphone While Driving +$352 $1,891
Running A Red Light +$359 $1,898
Speeding +$377 $1,916
Driving A Vehicle Without The Required Permission +$479 $2,018
Driving With An Expired/Suspended License +$1,037 $2,576

Oakhurst, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,477
Active Disabling Device $1,477
Tracking Device $1,447
Passive Disabling Device $1,431