Oakland, CA Auto Insurance Rates
Oakland, CA residents can save $750 by comparing multiple quotes & reading reviews & research on Oakland car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1118 | $1866 | $3532 |
Latest Auto Insurance Reviews in Oakland, California
My local office has always been responsive and helpful when I have had to contact them. I would give their customer service, at least on the local level, a high rating because of this.
The AAA auto insurance gives very good offer but it is a bit pricey to pay out of pocket unless you are a veteran or currently active military then they will give discounts.
I like that Geico allows customers to pick their policy offerings easily on their web page. They offer high end coverage as well as bare bones coverage polices.
A much better premium than any other company I have dealt with. They are really good to work with.. I rate them 1.
I think GEICO is a great company although I am not fond of the volume of their commercials as I am paying more due to that. Their service is top notch.
Other than the insurance provided for the cars I drive, I think that the commercials for Geico are super clever and enjoyable to watch. I really dont mind when they come on.
I have a normal policy, I have three cars, one has full coverage and the other two have just comprehension (since they are older) I like that they didn't pressure me to upgrade my insurance and that their prices are good compared to the prior company that I was using.
I haven't had any issues with my insurance. They've been extremely helpful in many ways such as accidents and repairs. I do not have much to complain about them.
It is easy to talk to someone over the phone if I need to ask a question, but I also have the option of going online which is fast and easy to do when I want to.
I can call or online chat twenty four hours a day with a representative. That's enough for me. I don't need to go to a physical store for my information.
- Divorced 31 Years old Female licensed 12 years ago with Financed Subaru Legacy 2.5I Limited used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Oakland Car Insurance Rate Comparisons
Oakland, CA's average car insurance of $1866 differs from El Cerrito, CA (-$431), Cherryland, CA (+$194), Alameda, CA (-$358) and California (-$47)
| Oakland | El Cerrito, CA | Cherryland, CA | Alameda, CA | California | |
| Median Insurance Rates | $1866 | -$431 | +$194 | -$358 | -$47 |
Oakland Car Insurance Savings By Neighborhood & Street Area
| Oakland Driver Street Residence & Car Locations | Car Details in Oakland | Oakland Driver Demographics | Oakland Auto Insurance Estimates | Recent Oakland Insurance Savings |
|---|---|---|---|---|
| Eastmont | ||||
| Mountain | 1996 Cadillac Seville SLS | 83 year female senior | $2226 | $774 |
| Key Ct | 2004 Buick Rendezvous CXL | 29 year married woman | $1762 | $799 |
| South Berkeley | ||||
| Powell | 2007 Ford Fusion SEL | 42 year man | $2160 | $773 |
| 64th St | 2011 Kia Sorento LX | 83 year senior | $1743 | $993 |
| Adams Point | ||||
| Kingston Ave | 2006 Chrysler 300C | 39 year married man | $2236 | $739 |
| Echo Ave | 2010 Mazda Mazda3 s Sport | 52 year woman | $1728 | $725 |
| Rochedale Village | ||||
| Chancellor Pl | 2003 Chevrolet Silverado 2500HD LS | 16 year female teenager | $3810 | $539 |
| Grizzly Terrace Dr | 2012 Hyundai Sonata GLS | 18 year male teenager | $3998 | $461 |
| Brookfield Village | ||||
| Cooke St | 2013 Honda Civic U.S. LX | 17 year teenager | $3527 | $505 |
| Phelps St | 2010 Nissan Rogue SL | 61 year male senior | $1843 | $676 |
Oakland Post DUI Car Insurance Rates
| Oakland | San Leandro | Orinda | Brisbane | California | |
| Median Post DUI Insurance Rate | $3470 | -$716 | -$1080 | +$956 | -$87 |
| Male Teenager Post DUI Insurance Rate | $7564 | -$1560 | -$2355 | +$2085 | -$190 |
| Female Teenager Post DUI Insurance Rate | $7531 | -$1555 | -$2346 | +$2074 | -$190 |
The Post DUI insurance in Oakland, CA's is $3470 compared to San Leandro (-$716), Orinda (-$1080), Brisbane (+$956) and California (-$87)
In Oakland, a male teenager with Post DUI pays $33 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion SEL in Oakland, CA would pay $6896 on auto insurance while a female teenager POST DUI would pay $6865.
Oakland Car Insurance by Segment
Oakland Teenagers Car Insurance Rates Comparison
24277 Oakland Teenagers (5% of total population), 49% Male & 51% Female.
| Oakland | San Lorenzo | Albany | Berkeley | California | |
| All Teenagers | $4067 | +$162 | -$854 | -$281 | -$102 |
| Male Teenager | $4067 | +$162 | -$854 | -$281 | -$102 |
| Female Teenager | $4049 | +$160 | -$851 | -$280 | -$102 |
Oakland teenagers pay $4067 in insurance in contrast with San Lorenzo (+$162), Albany (-$854), Berkeley (-$281) and California (-$102). The difference between Male & Female teenagers in Oakland is $18
Example
- 2010 Toyota Prius II Male Teenager Insurance Rate $3605
- 2008 Audi A6 3.2 quattro Female Teenager Insurance Rate $4630
Oakland Men & Women Car Insurance
413558 Oakland Adults (100% of total population), 48% Men & 52% Women.
| Oakland | Orinda | San Leandro | Castro Valley | California | |
| All Women | $1810 | -$564 | -$374 | +$605 | -$46 |
| Married Women | $1754 | -$547 | -$362 | +$586 | -$45 |
| All Men | $2369 | -$738 | -$489 | +$793 | -$59 |
| Married Men | $2257 | -$703 | -$465 | +$755 | -$57 |
The typical insurance rate of $2369 that Oakland Men pay varies from Orinda (-$738), San Leandro (-$489), Castro Valley (+$793) and California (-$59). In Oakland, married men pay $503 more than married women.
Example
- 2012 Jeep Wrangler Sport Married Men Insurance Rate $2251
- 2011 GMC Sierra 1500 SLE Married Women Insurance Rate $2122
Oakland Senior Car Insurance
69432 Oakland Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Oakland | Fairview | Cherryland | El Cerrito | California | |
| All Seniors | $1977 | -$377 | +$206 | -$456 | -$49 |
| Senior Men | $1940 | -$370 | +$202 | -$448 | -$49 |
| Senior Women | $2015 | -$385 | +$209 | -$466 | -$51 |
Oakland seniors pay $1977 in insurance compared to Fairview (-$377), Cherryland (+$206), El Cerrito (-$456) and California (-$49). In Oakland, senior men pay $75 less than senior women.
Oakland Car Insurance Discounts for Multiple Vehicles
Oakland Population with 1 Vehicle 67991 (42% of Oakland population), 2 Vehicles 48107 (29% of the Oakland population) and 3 vehicles 13142 (8% of the population)
| Oakland | Saranap | Fairview | San Leandro | California | |
| 2 Vehicles | $3546 | +$1128 | -$677 | -$732 | -$89 |
| 3 Vehicles | $5412 | +$1722 | -$1033 | -$1117 | -$136 |
| 4 Vehicles | $7278 | +$2316 | -$1389 | -$1502 | -$183 |
Car Insurance Agents in Oakland, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Ruby Joyce Barnett | 440 Grand Ave. Suite 450, Oakland, CA 94610-5062 |
Oakland Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Edge Limited | $1000 | $1920 | $2420 | $1800 | $2800 | $-380 |
| Jeep, Grand Cherokee Laredo | $100 | $1920 | $2020 | $1780 | $1880 | $140 |
| Honda, Civic EX | $500 | $1970 | $2470 | $1880 | $2380 | $90 |
| Suzuki, Grand Vitara Premium | $700 | $2050 | $2550 | $1900 | $2600 | $-50 |
| Lincoln, MKZ | $1500 | $2170 | $2670 | $2030 | $3530 | $-860 |