Oakland, CA Auto Insurance Rates

Oakland, CA residents can save $750 by comparing multiple quotes & reading reviews & research on Oakland car insurance rates, quotes, agents & coverage.

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$1118 $1866 $3532

Latest Auto Insurance Reviews in Oakland, California

State Farm
My local office has always been responsive and helpful when I have had to contact them. I would give their customer service, at least on the local level, a high rating because of this.
The AAA auto insurance gives very good offer but it is a bit pricey to pay out of pocket unless you are a veteran or currently active military then they will give discounts.
I like that Geico allows customers to pick their policy offerings easily on their web page. They offer high end coverage as well as bare bones coverage polices.
A much better premium than any other company I have dealt with. They are really good to work with.. I rate them 1.
I think GEICO is a great company although I am not fond of the volume of their commercials as I am paying more due to that. Their service is top notch.
Other than the insurance provided for the cars I drive, I think that the commercials for Geico are super clever and enjoyable to watch. I really dont mind when they come on.
Amica Mutual Insurance
I have a normal policy, I have three cars, one has full coverage and the other two have just comprehension (since they are older) I like that they didn't pressure me to upgrade my insurance and that their prices are good compared to the prior company that I was using.
I haven't had any issues with my insurance. They've been extremely helpful in many ways such as accidents and repairs. I do not have much to complain about them.
It is easy to talk to someone over the phone if I need to ask a question, but I also have the option of going online which is fast and easy to do when I want to.
I can call or online chat twenty four hours a day with a representative. That's enough for me. I don't need to go to a physical store for my information.
Write Your Review | Oakland, California Auto Insurance Analysis
Progressive Insurance, Oakland, CA
$126/1 month
Car Insurance Policy Holder
  • Divorced 31 Years old Female licensed 12 years ago with Financed Subaru Legacy 2.5I Limited used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Oakland Car Insurance Rate Comparisons

Oakland, CA's average car insurance of $1866 differs from El Cerrito, CA (-$431), Cherryland, CA (+$194), Alameda, CA (-$358) and California (-$47)

Oakland El Cerrito, CA Cherryland, CA Alameda, CA California
Median Insurance Rates $1866 -$431 +$194 -$358 -$47

Oakland Car Insurance Savings By Neighborhood & Street Area

Oakland Driver Street Residence & Car Locations Car Details in Oakland Oakland Driver Demographics Oakland Auto Insurance Estimates Recent Oakland Insurance Savings
Mountain1996 Cadillac Seville SLS83 year female senior$2226$774
Key Ct2004 Buick Rendezvous CXL29 year married woman$1762$799
South Berkeley
Powell2007 Ford Fusion SEL42 year man$2160$773
64th St2011 Kia Sorento LX83 year senior$1743$993
Adams Point
Kingston Ave2006 Chrysler 300C 39 year married man$2236$739
Echo Ave2010 Mazda Mazda3 s Sport52 year woman$1728$725
Rochedale Village
Chancellor Pl2003 Chevrolet Silverado 2500HD LS16 year female teenager$3810$539
Grizzly Terrace Dr2012 Hyundai Sonata GLS18 year male teenager$3998$461
Brookfield Village
Cooke St2013 Honda Civic U.S. LX17 year teenager$3527$505
Phelps St2010 Nissan Rogue SL61 year male senior$1843$676

Oakland Post DUI Car Insurance Rates

Oakland San Leandro Orinda Brisbane California
Median Post DUI Insurance Rate $3470 -$716 -$1080 +$956 -$87
Male Teenager Post DUI Insurance Rate $7564 -$1560 -$2355 +$2085 -$190
Female Teenager Post DUI Insurance Rate $7531 -$1555 -$2346 +$2074 -$190

The Post DUI insurance in Oakland, CA's is $3470 compared to San Leandro (-$716), Orinda (-$1080), Brisbane (+$956) and California (-$87)

In Oakland, a male teenager with Post DUI pays $33 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion SEL in Oakland, CA would pay $6896 on auto insurance while a female teenager POST DUI would pay $6865.

Oakland Car Insurance by Segment

Oakland Teenagers Car Insurance Rates Comparison

24277 Oakland Teenagers (5% of total population), 49% Male & 51% Female.

Oakland San Lorenzo Albany Berkeley California
All Teenagers $4067 +$162 -$854 -$281 -$102
Male Teenager $4067 +$162 -$854 -$281 -$102
Female Teenager $4049 +$160 -$851 -$280 -$102

Oakland teenagers pay $4067 in insurance in contrast with San Lorenzo (+$162), Albany (-$854), Berkeley (-$281) and California (-$102). The difference between Male & Female teenagers in Oakland is $18


  • 2010 Toyota Prius II Male Teenager Insurance Rate $3605
  • 2008 Audi A6 3.2 quattro Female Teenager Insurance Rate $4630

Oakland Men & Women Car Insurance

413558 Oakland Adults (100% of total population), 48% Men & 52% Women.

Oakland Orinda San Leandro Castro Valley California
All Women $1810 -$564 -$374 +$605 -$46
Married Women $1754 -$547 -$362 +$586 -$45
All Men $2369 -$738 -$489 +$793 -$59
Married Men $2257 -$703 -$465 +$755 -$57

The typical insurance rate of $2369 that Oakland Men pay varies from Orinda (-$738), San Leandro (-$489), Castro Valley (+$793) and California (-$59). In Oakland, married men pay $503 more than married women.


  • 2012 Jeep Wrangler Sport Married Men Insurance Rate $2251
  • 2011 GMC Sierra 1500 SLE Married Women Insurance Rate $2122

Oakland Senior Car Insurance

69432 Oakland Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Oakland Fairview Cherryland El Cerrito California
All Seniors $1977 -$377 +$206 -$456 -$49
Senior Men $1940 -$370 +$202 -$448 -$49
Senior Women $2015 -$385 +$209 -$466 -$51

Oakland seniors pay $1977 in insurance compared to Fairview (-$377), Cherryland (+$206), El Cerrito (-$456) and California (-$49). In Oakland, senior men pay $75 less than senior women.

Oakland Car Insurance Discounts for Multiple Vehicles

Oakland Population with 1 Vehicle 67991 (42% of Oakland population), 2 Vehicles 48107 (29% of the Oakland population) and 3 vehicles 13142 (8% of the population)

Oakland Saranap Fairview San Leandro California
2 Vehicles $3546 +$1128 -$677 -$732 -$89
3 Vehicles $5412 +$1722 -$1033 -$1117 -$136
4 Vehicles $7278 +$2316 -$1389 -$1502 -$183

Car Insurance Agents in Oakland, CA

Rank Agent Name Agent Contact
1 Ruby Joyce Barnett 440 Grand Ave. Suite 450, Oakland, CA 94610-5062

Oakland Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Edge Limited $1000 $1920 $2420 $1800 $2800 $-380
Jeep, Grand Cherokee Laredo $100 $1920 $2020 $1780 $1880 $140
Honda, Civic EX $500 $1970 $2470 $1880 $2380 $90
Suzuki, Grand Vitara Premium $700 $2050 $2550 $1900 $2600 $-50
Lincoln, MKZ $1500 $2170 $2670 $2030 $3530 $-860