Oakland, CA Auto Insurance Rates

Oakland, CA residents can save $750 by comparing multiple quotes & reading reviews & research on Oakland car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1118 $1866 $3532

Latest Auto Insurance Reviews in Oakland, California


Geico
deductivable is ok but as good as other companies such as GEICO/STATE farm etc
Progressive
I had previously been with Geico. It seemed as though they offered all the same policy offerings.
Geico
Geico barely offers anything. They claim they have "small accident forgiveness" but it doesn't kick in for like 3 and a half years after the accident happens.
State Farm
My local office has always been responsive and helpful when I have had to contact them. I would give their customer service, at least on the local level, a high rating because of this.
Aaa
The AAA auto insurance gives very good offer but it is a bit pricey to pay out of pocket unless you are a veteran or currently active military then they will give discounts.
Geico
I like that Geico allows customers to pick their policy offerings easily on their web page. They offer high end coverage as well as bare bones coverage polices.
Progressive
A much better premium than any other company I have dealt with. They are really good to work with.. I rate them 1.
Geico
I think GEICO is a great company although I am not fond of the volume of their commercials as I am paying more due to that. Their service is top notch.
Geico
Other than the insurance provided for the cars I drive, I think that the commercials for Geico are super clever and enjoyable to watch. I really dont mind when they come on.
Amica Mutual Insurance
I have a normal policy, I have three cars, one has full coverage and the other two have just comprehension (since they are older) I like that they didn't pressure me to upgrade my insurance and that their prices are good compared to the prior company that I was using.
Aaa
I haven't had any issues with my insurance. They've been extremely helpful in many ways such as accidents and repairs. I do not have much to complain about them.
Geico
It is easy to talk to someone over the phone if I need to ask a question, but I also have the option of going online which is fast and easy to do when I want to.
Progressive
I can call or online chat twenty four hours a day with a representative. That's enough for me. I don't need to go to a physical store for my information.
Write Your Review | Oakland, California Auto Insurance Analysis
Progressive Insurance, Oakland, CA
$126/1 month
Car Insurance Policy Holder
  • Divorced 31 Years old Female licensed 12 years ago with Financed Subaru Legacy 2.5I Limited used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Oakland Car Insurance Rate Comparisons

Oakland, CA's average car insurance of $1866 differs from El Cerrito, CA (-$431), Cherryland, CA (+$194), Alameda, CA (-$358) and California (-$47)

Oakland El Cerrito, CA Cherryland, CA Alameda, CA California
Median Insurance Rates $1866 -$431 +$194 -$358 -$47

Oakland Car Insurance Savings By Neighborhood & Street Area

Oakland Driver Street Residence & Car Locations Car Details in Oakland Oakland Driver Demographics Oakland Auto Insurance Estimates Recent Oakland Insurance Savings
Eastmont
Mountain1996 Cadillac Seville SLS83 year female senior$2226$774
Key Ct2004 Buick Rendezvous CXL29 year married woman$1762$799
South Berkeley
Powell2007 Ford Fusion SEL42 year man$2160$773
64th St2011 Kia Sorento LX83 year senior$1743$993
Adams Point
Kingston Ave2006 Chrysler 300C 39 year married man$2236$739
Echo Ave2010 Mazda Mazda3 s Sport52 year woman$1728$725
Rochedale Village
Chancellor Pl2003 Chevrolet Silverado 2500HD LS16 year female teenager$3810$539
Grizzly Terrace Dr2012 Hyundai Sonata GLS18 year male teenager$3998$461
Brookfield Village
Cooke St2013 Honda Civic U.S. LX17 year teenager$3527$505
Phelps St2010 Nissan Rogue SL61 year male senior$1843$676

Oakland Post DUI Car Insurance Rates

Oakland San Leandro Orinda Brisbane California
Median Post DUI Insurance Rate $3470 -$716 -$1080 +$956 -$87
Male Teenager Post DUI Insurance Rate $7564 -$1560 -$2355 +$2085 -$190
Female Teenager Post DUI Insurance Rate $7531 -$1555 -$2346 +$2074 -$190

The Post DUI insurance in Oakland, CA's is $3470 compared to San Leandro (-$716), Orinda (-$1080), Brisbane (+$956) and California (-$87)

In Oakland, a male teenager with Post DUI pays $33 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion SEL in Oakland, CA would pay $6896 on auto insurance while a female teenager POST DUI would pay $6865.

Oakland Car Insurance by Segment

Oakland Teenagers Car Insurance Rates Comparison

24277 Oakland Teenagers (5% of total population), 49% Male & 51% Female.

Oakland San Lorenzo Albany Berkeley California
All Teenagers $4067 +$162 -$854 -$281 -$102
Male Teenager $4067 +$162 -$854 -$281 -$102
Female Teenager $4049 +$160 -$851 -$280 -$102

Oakland teenagers pay $4067 in insurance in contrast with San Lorenzo (+$162), Albany (-$854), Berkeley (-$281) and California (-$102). The difference between Male & Female teenagers in Oakland is $18

Example

  • 2010 Toyota Prius II Male Teenager Insurance Rate $3605
  • 2008 Audi A6 3.2 quattro Female Teenager Insurance Rate $4630

Oakland Men & Women Car Insurance

413558 Oakland Adults (100% of total population), 48% Men & 52% Women.

Oakland Orinda San Leandro Castro Valley California
All Women $1810 -$564 -$374 +$605 -$46
Married Women $1754 -$547 -$362 +$586 -$45
All Men $2369 -$738 -$489 +$793 -$59
Married Men $2257 -$703 -$465 +$755 -$57

The typical insurance rate of $2369 that Oakland Men pay varies from Orinda (-$738), San Leandro (-$489), Castro Valley (+$793) and California (-$59). In Oakland, married men pay $503 more than married women.

Example

  • 2012 Jeep Wrangler Sport Married Men Insurance Rate $2251
  • 2011 GMC Sierra 1500 SLE Married Women Insurance Rate $2122

Oakland Senior Car Insurance

69432 Oakland Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Oakland Fairview Cherryland El Cerrito California
All Seniors $1977 -$377 +$206 -$456 -$49
Senior Men $1940 -$370 +$202 -$448 -$49
Senior Women $2015 -$385 +$209 -$466 -$51

Oakland seniors pay $1977 in insurance compared to Fairview (-$377), Cherryland (+$206), El Cerrito (-$456) and California (-$49). In Oakland, senior men pay $75 less than senior women.

Oakland Car Insurance Discounts for Multiple Vehicles

Oakland Population with 1 Vehicle 67991 (42% of Oakland population), 2 Vehicles 48107 (29% of the Oakland population) and 3 vehicles 13142 (8% of the population)

Oakland Saranap Fairview San Leandro California
2 Vehicles $3546 +$1128 -$677 -$732 -$89
3 Vehicles $5412 +$1722 -$1033 -$1117 -$136
4 Vehicles $7278 +$2316 -$1389 -$1502 -$183

Car Insurance Agents in Oakland, CA

Rank Agent Name Agent Contact
1 Ruby Joyce Barnett 440 Grand Ave. Suite 450, Oakland, CA 94610-5062

Oakland Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Edge Limited $1000 $1920 $2420 $1800 $2800 $-380
Jeep, Grand Cherokee Laredo $100 $1920 $2020 $1780 $1880 $140
Honda, Civic EX $500 $1970 $2470 $1880 $2380 $90
Suzuki, Grand Vitara Premium $700 $2050 $2550 $1900 $2600 $-50
Lincoln, MKZ $1500 $2170 $2670 $2030 $3530 $-860