Oakland, CA Auto Insurance Rates
Oakland, CA residents can save $750 by comparing multiple quotes & reading reviews & research on Oakland car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1118 | $1866 | $3532 |
Latest Auto Insurance Reviews in Oakland, California
I put my daughter on my policy when she was a new driver and was ecstatic at the low price compared to my friend's insurance.
deductivable is ok but as good as other companies such as GEICO/STATE farm etc
I had previously been with Geico. It seemed as though they offered all the same policy offerings.
Geico barely offers anything. They claim they have "small accident forgiveness" but it doesn't kick in for like 3 and a half years after the accident happens.
My local office has always been responsive and helpful when I have had to contact them. I would give their customer service, at least on the local level, a high rating because of this.
The AAA auto insurance gives very good offer but it is a bit pricey to pay out of pocket unless you are a veteran or currently active military then they will give discounts.
I like that Geico allows customers to pick their policy offerings easily on their web page. They offer high end coverage as well as bare bones coverage polices.
A much better premium than any other company I have dealt with. They are really good to work with.. I rate them 1.
I think GEICO is a great company although I am not fond of the volume of their commercials as I am paying more due to that. Their service is top notch.
Other than the insurance provided for the cars I drive, I think that the commercials for Geico are super clever and enjoyable to watch. I really dont mind when they come on.
I have a normal policy, I have three cars, one has full coverage and the other two have just comprehension (since they are older) I like that they didn't pressure me to upgrade my insurance and that their prices are good compared to the prior company that I was using.
I haven't had any issues with my insurance. They've been extremely helpful in many ways such as accidents and repairs. I do not have much to complain about them.
It is easy to talk to someone over the phone if I need to ask a question, but I also have the option of going online which is fast and easy to do when I want to.
I can call or online chat twenty four hours a day with a representative. That's enough for me. I don't need to go to a physical store for my information.
- Divorced 31 Years old Female licensed 12 years ago with Financed Subaru Legacy 2.5I Limited used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Oakland Car Insurance Rate Comparisons
Oakland, CA's average car insurance of $1866 differs from El Cerrito, CA (-$431), Cherryland, CA (+$194), Alameda, CA (-$358) and California (-$47)
| Oakland | El Cerrito, CA | Cherryland, CA | Alameda, CA | California | |
| Median Insurance Rates | $1866 | -$431 | +$194 | -$358 | -$47 |
Oakland Car Insurance Savings By Neighborhood & Street Area
| Oakland Driver Street Residence & Car Locations | Car Details in Oakland | Oakland Driver Demographics | Oakland Auto Insurance Estimates | Recent Oakland Insurance Savings |
|---|---|---|---|---|
| Eastmont | ||||
| Mountain | 1996 Cadillac Seville SLS | 83 year female senior | $2226 | $774 |
| Key Ct | 2004 Buick Rendezvous CXL | 29 year married woman | $1762 | $799 |
| South Berkeley | ||||
| Powell | 2007 Ford Fusion SEL | 42 year man | $2160 | $773 |
| 64th St | 2011 Kia Sorento LX | 83 year senior | $1743 | $993 |
| Adams Point | ||||
| Kingston Ave | 2006 Chrysler 300C | 39 year married man | $2236 | $739 |
| Echo Ave | 2010 Mazda Mazda3 s Sport | 52 year woman | $1728 | $725 |
| Rochedale Village | ||||
| Chancellor Pl | 2003 Chevrolet Silverado 2500HD LS | 16 year female teenager | $3810 | $539 |
| Grizzly Terrace Dr | 2012 Hyundai Sonata GLS | 18 year male teenager | $3998 | $461 |
| Brookfield Village | ||||
| Cooke St | 2013 Honda Civic U.S. LX | 17 year teenager | $3527 | $505 |
| Phelps St | 2010 Nissan Rogue SL | 61 year male senior | $1843 | $676 |
Oakland Post DUI Car Insurance Rates
| Oakland | San Leandro | Orinda | Brisbane | California | |
| Median Post DUI Insurance Rate | $3470 | -$716 | -$1080 | +$956 | -$87 |
| Male Teenager Post DUI Insurance Rate | $7564 | -$1560 | -$2355 | +$2085 | -$190 |
| Female Teenager Post DUI Insurance Rate | $7531 | -$1555 | -$2346 | +$2074 | -$190 |
The Post DUI insurance in Oakland, CA's is $3470 compared to San Leandro (-$716), Orinda (-$1080), Brisbane (+$956) and California (-$87)
In Oakland, a male teenager with Post DUI pays $33 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion SEL in Oakland, CA would pay $6896 on auto insurance while a female teenager POST DUI would pay $6865.
Oakland Car Insurance by Segment
Oakland Teenagers Car Insurance Rates Comparison
24277 Oakland Teenagers (5% of total population), 49% Male & 51% Female.
| Oakland | San Lorenzo | Albany | Berkeley | California | |
| All Teenagers | $4067 | +$162 | -$854 | -$281 | -$102 |
| Male Teenager | $4067 | +$162 | -$854 | -$281 | -$102 |
| Female Teenager | $4049 | +$160 | -$851 | -$280 | -$102 |
Oakland teenagers pay $4067 in insurance in contrast with San Lorenzo (+$162), Albany (-$854), Berkeley (-$281) and California (-$102). The difference between Male & Female teenagers in Oakland is $18
Example
- 2010 Toyota Prius II Male Teenager Insurance Rate $3605
- 2008 Audi A6 3.2 quattro Female Teenager Insurance Rate $4630
Oakland Men & Women Car Insurance
413558 Oakland Adults (100% of total population), 48% Men & 52% Women.
| Oakland | Orinda | San Leandro | Castro Valley | California | |
| All Women | $1810 | -$564 | -$374 | +$605 | -$46 |
| Married Women | $1754 | -$547 | -$362 | +$586 | -$45 |
| All Men | $2369 | -$738 | -$489 | +$793 | -$59 |
| Married Men | $2257 | -$703 | -$465 | +$755 | -$57 |
The typical insurance rate of $2369 that Oakland Men pay varies from Orinda (-$738), San Leandro (-$489), Castro Valley (+$793) and California (-$59). In Oakland, married men pay $503 more than married women.
Example
- 2012 Jeep Wrangler Sport Married Men Insurance Rate $2251
- 2011 GMC Sierra 1500 SLE Married Women Insurance Rate $2122
Oakland Senior Car Insurance
69432 Oakland Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Oakland | Fairview | Cherryland | El Cerrito | California | |
| All Seniors | $1977 | -$377 | +$206 | -$456 | -$49 |
| Senior Men | $1940 | -$370 | +$202 | -$448 | -$49 |
| Senior Women | $2015 | -$385 | +$209 | -$466 | -$51 |
Oakland seniors pay $1977 in insurance compared to Fairview (-$377), Cherryland (+$206), El Cerrito (-$456) and California (-$49). In Oakland, senior men pay $75 less than senior women.
Oakland Car Insurance Discounts for Multiple Vehicles
Oakland Population with 1 Vehicle 67991 (42% of Oakland population), 2 Vehicles 48107 (29% of the Oakland population) and 3 vehicles 13142 (8% of the population)
| Oakland | Saranap | Fairview | San Leandro | California | |
| 2 Vehicles | $3546 | +$1128 | -$677 | -$732 | -$89 |
| 3 Vehicles | $5412 | +$1722 | -$1033 | -$1117 | -$136 |
| 4 Vehicles | $7278 | +$2316 | -$1389 | -$1502 | -$183 |
Car Insurance Agents in Oakland, CA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Ruby Joyce Barnett | 440 Grand Ave. Suite 450, Oakland, CA 94610-5062 |
Oakland Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Edge Limited | $1000 | $1920 | $2420 | $1800 | $2800 | $-380 |
| Jeep, Grand Cherokee Laredo | $100 | $1920 | $2020 | $1780 | $1880 | $140 |
| Honda, Civic EX | $500 | $1970 | $2470 | $1880 | $2380 | $90 |
| Suzuki, Grand Vitara Premium | $700 | $2050 | $2550 | $1900 | $2600 | $-50 |
| Lincoln, MKZ | $1500 | $2170 | $2670 | $2030 | $3530 | $-860 |