Oakland Auto Insurance Rates, Quotes, Agents & Reviews in OR

Oakland, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oakland, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oakland, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oakland, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oakland, OR with that of other cities in and around Oakland.

Oakland Kellogg-Yoncalla Roseburg North Sutherlin Glide Yoncalla
Average Insurance Rates $1,383 $1,428 $1,398 $1,426 $1,445 $1,378

Oakland, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oakland, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oakland $1,626 $1,374
Sutherlin $1,469 $1,241
Fair Oaks $1,623 $1,371
Roseburg North $1,536 $1,297
Kellogg-Yoncalla $1,162 $981
Douglas County $1,168 $987
Yoncalla $1,488 $1,257
Glide $1,377 $1,163

Oakland, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oakland, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,488
20 Years $1,777
30 Years $1,369
40 Years $1,317
50 Years $1,220
60 Years $1,236
70 Years $1,439

Oakland, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oakland, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,351 $415
3 Vehicles $3,527 $622
4 Vehicles $4,702 $830

Savings on 2 Vehicles bundle:$415

Savings on 3 Vehicles bundle:$622

Savings on 4 Vehicles bundle:$830

Oakland, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oakland, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Oakland $1,383 $2,069
Sutherlin $1,426 $2,133
Fair Oaks $1,442 $2,157
Roseburg North $1,398 $2,091
Kellogg-Yoncalla $1,428 $2,136
Douglas County $1,408 $2,106
Yoncalla $1,378 $2,061
Glide $1,445 $2,162

Oakland, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,187
Excellent (740-799) $1,354
Good (670-739) $1,441
Average (580-669) $1,880
Poor (300-579) $2,256

Oakland, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jason Jakubos Farmers 161 NE Garden Valley Blvd Ste 111, Roseburg, 97470 (541) 673-5515
Pacific Benefit-Eugene Insurance Liberty Mutual Independent 450 COUNTRY CLUB RD SUITE 330, EUGENE, 97401 (541) 484-6624
Bullock Financial & Insurance Allstate 384 Q St, Springfield, 97477 (541) 726-2843
Sherry Schaefers State Farm 252 W 7th Ave, Eugene, 97401-2664 541-607-4575
Pbp Insurance Liberty Mutual Independent 800 WILLAMETTE ST STE 620, EUGENE, 97401 541-341-3478
Erik Benson Allstate 130 Gateway Blvd, Cottage Grove, 97424 (541) 942-2605
Sheila Mefferd Farmers 4601 Carnes Rd Ste 2, Roseburg, 97471 (541) 679-3391
Michael Syman-Degler Cfp Clu Lutcf Farmers 1163 Olive St Ste 100, Eugene, 97401 (541) 345-9681
Selco Insurance Services None 925 Harlow Road Suite 210, Springfield, 97477 None
J.L. Jones & Associates None 720 Country Club Rd, Eugene, 97401 None
Jason Stefely State Farm 2725 Delta Oaks Drive, Eugene, 97408 541-485-1315
Stephanie Banner Liberty Mutual 940 Willamette Street Suite 450, Eugene, 97401 1-541-344-1836

Oakland, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,444
Driver's Failure In Showing Documents +$134 $1,517
Driving With An Expired Registration +$142 $1,525
Driving At A Considerably Slow Pace +$300 $1,683
Using A Cellphone While Driving +$317 $1,700
Running A Red Light +$322 $1,705
Speeding +$339 $1,722
Driving A Vehicle Without The Required Permission +$430 $1,813
Driving With An Expired/Suspended License +$932 $2,315

Oakland, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,328
Active Disabling Device $1,328
Tracking Device $1,300
Passive Disabling Device $1,286