Oakland Park Auto Insurance Rates, Quotes, Agents & Reviews in FL

Oakland Park, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oakland Park, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oakland Park, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Oakland Park, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oakland Park, FL with that of other cities in and around Oakland Park.

Oakland Park Franklin Park Washington Park Roosevelt Gardens Lauderdale Lakes Lazy Lake
Average Insurance Rates $1,876 $2,097 $2,088 $2,086 $2,006 $1,929

Oakland Park, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oakland Park, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oakland Park $2,033 $1,717
Wilton Manors $1,577 $1,332
Lazy Lake $2,866 $2,421
Fort Lauderdale $1,113 $940
Lauderdale Lakes $1,544 $1,304
Roosevelt Gardens $1,389 $1,174
Franklin Park $1,439 $1,215
Washington Park $2,151 $1,817

Oakland Park, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oakland Park, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,087
20 Years $2,410
30 Years $1,857
40 Years $1,786
50 Years $1,654
60 Years $1,677
70 Years $1,952

Oakland Park, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oakland Park, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,227 $525
3 Vehicles $4,840 $788
4 Vehicles $6,453 $1,051

Savings on 2 Vehicles bundle:$525

Savings on 3 Vehicles bundle:$788

Savings on 4 Vehicles bundle:$1,051


Oakland Park, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oakland Park, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Oakland Park $1,876 $2,936
Wilton Manors $2,317 $3,626
Lazy Lake $1,929 $3,019
Fort Lauderdale $1,833 $2,869
Lauderdale Lakes $2,006 $3,139
Roosevelt Gardens $2,086 $3,265
Franklin Park $2,097 $3,282
Washington Park $2,088 $3,268

Oakland Park, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,610
Excellent (740-799) $1,837
Good (670-739) $1,955
Average (580-669) $2,550
Poor (300-579) $3,060

Oakland Park, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurance Authority Inc Travelers 8921 W OAKLAND PARK BLVD, SUNRISE, 33351 954-742-0123
Knight Insurance Of Broward Travelers 1259 S Pine Island Rd, Plantation, 33324 None
Knight Insurance Of Broward Travelers 1259 S Pine Island Rd, Plantation, 33324 None
Usi Insurance Services Llc. Liberty Mutual Independent 8100 SOUTHWEST 10TH STREET, PLANTATION, 33324 (000) 000-0000
Brightway Insurance Inc Travelers 10161 W COMMERCIAL BLVD, SUNRISE, 33351 888-254-5014
Brightway Insurance Inc Travelers 10161 W COMMERCIAL BLVD, SUNRISE, 33351 888-254-5014
Kenya Mccarty State Farm 4907 N University Dr Ste 1, Lauderhill, 33351-5729 954-747-7844
Bill Daly Insurance Agency Inc Travelers 10235 W SAMPLE RD STE 203, CORAL SPRINGS, 33065 954-753-0980
Ted Hess State Farm 1432 N Federal Hwy, Ft Lauderdale, 33304-1459 954-537-7555
All Your Needs Insurance Inc Travelers 2104 N UNIVERSITY DR, SUNRISE, 33322 954-742-0550

Oakland Park, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$83 $1,959
Driver's Failure In Showing Documents +$182 $2,058
Driving With An Expired Registration +$193 $2,069
Driving At A Considerably Slow Pace +$407 $2,283
Using A Cellphone While Driving +$430 $2,306
Running A Red Light +$437 $2,313
Speeding +$460 $2,336
Driving A Vehicle Without The Required Permission +$583 $2,459
Driving With An Expired/Suspended License +$1,264 $3,140

Oakland Park, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,801
Active Disabling Device $1,801
Tracking Device $1,763
Passive Disabling Device $1,745

Latest Auto Insurance Reviews in Oakland Park, FL | Back to Top

Allstate
I'd have to refer to our bills for the premium information and I don't have access to them at the moment. Our deductible is $500. We have liability only on an older vehicle and liability.
Usaa
I'd recommend them to anyone already using USAA for banking for convenience and excellent customer service. I'm not sure if I can say they are better priced but their coverage seems very good.
Farmer's Insurance
Offerings are the same with auto insurance carriers. I am satisfied with my current plan.
Alcott Insurance
The premium is lower than other companies I have been with in the past. The deductibles are the same. But so is the coverage. However, the premiums are lower.
Alcott Insurance
The premium is lower than other companies I have been with in the past. The deductibles are the same. But so is the coverage. However, the premiums are lower.
Geico
I feel Geico offers the same basic package of services, but cheaper than competitors when switching. This is why I switched, due to Geico being cheaper in my new state.
Progressive
I am just looking for whatever is the cheapest cost. All companies offer the same things, but I care about paying the least for the same thing