Oakridge Auto Insurance Rates, Quotes, Agents & Reviews in OR

Oakridge, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oakridge, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Oakridge, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oakridge, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oakridge, OR with that of other cities in and around Oakridge.

Oakridge Westfir
Average Insurance Rates $1,379 $1,388

Oakridge, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oakridge, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oakridge $2,800 $2,365
Westfir $1,436 $1,213

Oakridge, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oakridge, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,475
20 Years $1,772
30 Years $1,365
40 Years $1,313
50 Years $1,216
60 Years $1,233
70 Years $1,435

Oakridge, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oakridge, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,372 $386
3 Vehicles $3,558 $579
4 Vehicles $4,744 $772

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$579

Savings on 4 Vehicles bundle:$772

Oakridge, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oakridge, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Oakridge $1,379 $2,063
Westfir $1,388 $2,076

Oakridge, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,183
Excellent (740-799) $1,351
Good (670-739) $1,437
Average (580-669) $1,875
Poor (300-579) $2,249

Oakridge, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeff Krier State Farm 2379 Oakmont Way, Eugene, 97401-6459 541-343-6030
Heidi Pollock State Farm 1478 Willamette St, Eugene, 97401-4049 541-344-4612
Drue Boggs Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
Kpd Insurance Inc. Liberty Mutual Independent 1111 Gateway Loop, SPRINGFIELD, 97477 (800) 929-0191
Oakridge Ins Agy Allstate 48271 E 1st St PO Box 406, Oakridge, 97463 (541) 782-2282
Kirk Martin State Farm 115 W 6th Avenue, Eugene, 97401-2606 541-654-0737
Alexander & Dee Consulting None 2930 Chad Dr., Eugene, 97408 None
Stan Zorn State Farm 3365 E Amazon Dr Unit A, Eugene, 97405-3897 541-683-5885
Carman Johnson-Souther Farmers 708 B St, Springfield, 97477 (541) 746-5734
Jason Stefely Chfc State Farm 201 E 17th Ave, Eugene, 97401 541-654-4780

Oakridge, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,440
Driver's Failure In Showing Documents +$134 $1,513
Driving With An Expired Registration +$142 $1,521
Driving At A Considerably Slow Pace +$299 $1,678
Using A Cellphone While Driving +$316 $1,695
Running A Red Light +$321 $1,700
Speeding +$338 $1,717
Driving A Vehicle Without The Required Permission +$429 $1,808
Driving With An Expired/Suspended License +$929 $2,308

Oakridge, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,324
Active Disabling Device $1,324
Tracking Device $1,296
Passive Disabling Device $1,282