Ocala, FL Auto Insurance Rates

Ocala, FL residents can save $460 by comparing multiple quotes & reading reviews & research on Ocala car insurance rates, quotes, agents & coverage.

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$933 $1162 $1618

Latest Auto Insurance Reviews in Ocala, Florida

The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
They offer similar coverage as other carriers but its their reputation and customer service that make me choose to stay with them year after year.
Geico has been easy to use and the mobile app is great. no longer need to have an insurance card its right on the app.
I think overall we pay way too much for car insurance in fl. this is due to the high rates of fraud. there are haitian and russian gangs who plan and organize car accidents in order to receive the BI benefits
The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
I feel very satisfied with the service that has given me the vitality at home as in my car, your policy is very good
I had my car stolen, and I also totaled another one. USAA paid promptly both times, so I'm giving them a 5 here.
State Farm
Their customer service is reliable and easy, and most customer service needs can be accomplished through the website so you don't have to talk to an actual person.
Frontline Insurance
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
Frontline Insurance
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
The amount you choose for these types of car insurance coverage must be the same for each vehicle on your policy.
Benefits like covered car rental and zero deductible glass replacement have come in very useful and saved me money in the long run.
Farmer's Insurance
I am dissatisfied with having to pay via automatic bank draft. Also dissatisfied with the amount of junk mail I get from them (including birthday cards, as if they gave a f***), and phone calls to "update my insurance needs."
My USAA premium isn't the lowest I could possibly get I suspect, but I also get US based customer service, top quality customer service, and ease of use since they also manage my banking.
The price is actually very fair. I current pay about 80 dollars for my coverage, as opposed to the other competitors that want upwards of 100 dollars. That is just not fair.
Auto-Owners Insurance
The coverage amount is low and the deductible is high, not to mention all the little add on pay for coverage levels that either leave you with no coverage or a bill you cannot afford.
State Farm
They are similar to other companies offerings for my age and driving record.
I love their rates, I love how quick and easy it is to reach someone. The only thing they could improve is to have a local agent
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Write Your Review | Ocala, Florida Auto Insurance Analysis
Travelers Auto Insurance, Ocala, FL
$107/1 month
Car Insurance Policy Holder
  • Single 63 Years old Male licensed 29 years ago with Own Chrysler 200 Touring used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Ocala Car Insurance Rate Comparisons

Ocala, FL's average car insurance of $1162 differs from Hernando, FL (+$708), Dunnellon, FL (+$328), East Marion (+$718) and Florida (+$202)

Ocala Hernando, FL Dunnellon, FL East Marion Florida
Median Insurance Rates $1162 +$708 +$328 +$718 +$202

Ocala Car Insurance Savings By Neighborhood & Street Area

Ocala Driver Street Residence & Car Locations Car Details in Ocala Ocala Driver Demographics Ocala Auto Insurance Estimates Recent Ocala Insurance Savings
Country Town Village Mobile Home Park
SW Martin Luther King Jr Ave2004 Cadillac Seville SLS68 year male senior$1936$392
SW 29th Pl2005 Buick Rendezvous CX17 year male teenager$2773$818
Shady Grove Mobile Home Park
NW 24th Ave2009 Ford Fusion V6 SEL19 year teenager$2777$897
NW 28th Pl2003 Chevrolet Silverado 2500HD LS45 year married man$1784$578
Ocala Park Ranch
NW 61st Ln2010 Mazda Mazda3 s Sport29 year man$1819$851
NW 44th Ave2012 Hyundai Sonata GLS30 year woman$1052$436
Oak Lane Pass2009 Acura TSX Base62 year female senior$1700$609
Oak Lane Dr2010 Nissan Rogue S Krom81 year senior$1704$352
Rolling Greens Mobile Home Park
Cypress Point Rd2008 Chrysler 300 C52 year married woman$885$355
Almond Pl2010 Toyota Prius II17 year female teenager$2668$437

Ocala Post DUI Car Insurance Rates

Ocala Fruitland Park-Lady Lake Fruitland Park Wildwood Florida
Median Post DUI Insurance Rate $2161 +$852 -$41 +$13 +$376
Male Teenager Post DUI Insurance Rate $5812 +$2292 -$110 +$35 +$1012
Female Teenager Post DUI Insurance Rate $5185 +$2046 -$97 +$32 +$902

The Post DUI insurance in Ocala, FL's is $2161 compared to Fruitland Park-Lady Lake (+$852), Fruitland Park (-$41), Wildwood (+$13) and Florida (+$376)

In Ocala, a male teenager with Post DUI pays $627 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Ocala, FL would pay $5513 on auto insurance while a female teenager POST DUI would pay $4917.

Ocala Car Insurance by Segment

Ocala Teenagers Car Insurance Rates Comparison

8750 Ocala Teenagers (6% of total population), 54% Male & 46% Female.

Ocala Marion County McIntosh Wildwood Florida
All Teenagers $2928 +$1305 +$700 +$17 +$509
Male Teenager $3125 +$1394 +$748 +$19 +$544
Female Teenager $2788 +$1244 +$668 +$17 +$485

Ocala teenagers pay $2928 in insurance in contrast with Marion County (+$1305), McIntosh (+$700), Wildwood (+$17) and Florida (+$509). The difference between Male & Female teenagers in Ocala is $337


  • 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $3074
  • 2014 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $2608

Ocala Men & Women Car Insurance

136208 Ocala Adults (100% of total population), 47% Men & 53% Women.

Ocala Citrus Springs Fruitland Park-Lady Lake East Marion Florida
All Women $1069 +$495 +$421 +$660 +$185
Married Women $976 +$452 +$384 +$603 +$169
All Men $1917 +$888 +$756 +$1185 +$333
Married Men $1859 +$861 +$733 +$1149 +$323

The typical insurance rate of $1917 that Ocala Men pay varies from Citrus Springs (+$888), Fruitland Park-Lady Lake (+$756), East Marion (+$1185) and Florida (+$333). In Ocala, married men pay $883 more than married women.


  • 2012 Lincoln MKZ Base Married Men Insurance Rate $1785
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1678

Ocala Senior Car Insurance

34110 Ocala Seniors (25% of total population), 44% Senior Men & 56% Senior Women.

Ocala Fruitland Park Reddick-McIntosh Dunnellon Florida
All Seniors $1719 -$32 +$397 +$486 +$299
Senior Men $1766 -$34 +$407 +$498 +$307
Senior Women $1673 -$32 +$386 +$472 +$291

Ocala seniors pay $1719 in insurance compared to Fruitland Park (-$32), Reddick-McIntosh (+$397), Dunnellon (+$486) and Florida (+$299). In Ocala, senior men pay $93 more than senior women.

Ocala Car Insurance Discounts for Multiple Vehicles

Ocala Population with 1 Vehicle 22825 (42% of Ocala population), 2 Vehicles 20121 (37% of the Ocala population) and 3 vehicles 5184 (10% of the population)

Ocala Citrus Springs East Williston Fruitland Park Florida
2 Vehicles $2208 +$1022 +$1193 -$42 +$384
3 Vehicles $3370 +$1560 +$1821 -$64 +$586
4 Vehicles $4532 +$2098 +$2449 -$86 +$788

Car Insurance Agents in Ocala, FL

Rank Agent Name Agent Contact
1 AAA Insurance 3033 SW College Rd, Ocala, FL 34474
2 Acentria Insurance 1 NE 1st Ave Ste 105, Ocala, FL 34470
3 Advanced Insurance Underwriters 206 SW 10th St, Ocala, FL 34471
4 Affiliated Agency Insurance 1835 S Pine Ave, Ocala, FL 34471
5 Ahrens Insurance Agency 507 NE 36th Ave, Ocala, FL 34470
6 Alpha & Omega of Ocala Insurance Group 3928 SE 58th Ave, Ocala, FL 34480
7 Amerachoice Insurance 3951 S Pine Ave Ste 200, Ocala, FL 34480
8 Angie Lewis 1122 NE 36th Ave, Ocala, FL 34470
9 Antoinette Sante 2303 E Fort King St, Ocala, FL 34471
10 Barbara Young 8585 SW Highway 200 Unit 6, Ocala, FL 34481

Ocala Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
BMW, Z4 35i sDRIVE $300 $1290 $1590 $1210 $1510 $80
Ford, Focus SE $500 $1200 $1700 $1110 $1610 $90
Chrysler, 300 $1500 $1190 $1690 $1110 $2610 $-920
Fiat, 500 Sport $100 $1170 $1270 $1110 $1210 $60
Volkswagen, Golf $700 $1160 $1660 $1110 $1810 $-150