Ocala, FL Auto Insurance Rates
Ocala, FL residents can save $460 by comparing multiple quotes & reading reviews & research on Ocala car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $933 | $1162 | $1618 |
Latest Auto Insurance Reviews in Ocala, Florida
Usaa
The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
Usaa
They offer similar coverage as other carriers but its their reputation and customer service that make me choose to stay with them year after year.
They offer similar coverage as other carriers but its their reputation and customer service that make me choose to stay with them year after year.
Geico
Geico has been easy to use and the mobile app is great. no longer need to have an insurance card its right on the app.
Geico has been easy to use and the mobile app is great. no longer need to have an insurance card its right on the app.
Geico
I think overall we pay way too much for car insurance in fl. this is due to the high rates of fraud. there are haitian and russian gangs who plan and organize car accidents in order to receive the BI benefits
I think overall we pay way too much for car insurance in fl. this is due to the high rates of fraud. there are haitian and russian gangs who plan and organize car accidents in order to receive the BI benefits
Progressive
I HAVE A 500 DEDUCTIBLE THAT IS PRETTY STANDARD. I HAVE FULL COVERAGE. IT IS EXPENSIVE AND I COULD GO CHEAPER BUT I LIVE IN A HIGHLY WOODED AREA WITH A LOT OF DEER.
I HAVE A 500 DEDUCTIBLE THAT IS PRETTY STANDARD. I HAVE FULL COVERAGE. IT IS EXPENSIVE AND I COULD GO CHEAPER BUT I LIVE IN A HIGHLY WOODED AREA WITH A LOT OF DEER.
Usaa
The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
The premiums and deductibles for this company are great. Even after getting into an accident my premium did not increase, and the $500 deductible is standard among all companies.
Allstate
I feel very satisfied with the service that has given me the vitality at home as in my car, your policy is very good
I feel very satisfied with the service that has given me the vitality at home as in my car, your policy is very good
Usaa
I had my car stolen, and I also totaled another one. USAA paid promptly both times, so I'm giving them a 5 here.
I had my car stolen, and I also totaled another one. USAA paid promptly both times, so I'm giving them a 5 here.
State Farm
Their customer service is reliable and easy, and most customer service needs can be accomplished through the website so you don't have to talk to an actual person.
Their customer service is reliable and easy, and most customer service needs can be accomplished through the website so you don't have to talk to an actual person.
Frontline Insurance
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
Frontline Insurance
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
The customer service has been very good. When I have had to call about postponing a payment, changing out my vehicles, or getting roadside assistance, the person on the other end has been polite and efficient.
Usaa
The amount you choose for these types of car insurance coverage must be the same for each vehicle on your policy.
The amount you choose for these types of car insurance coverage must be the same for each vehicle on your policy.
Progressive
Benefits like covered car rental and zero deductible glass replacement have come in very useful and saved me money in the long run.
Benefits like covered car rental and zero deductible glass replacement have come in very useful and saved me money in the long run.
Farmer's Insurance
I am dissatisfied with having to pay via automatic bank draft. Also dissatisfied with the amount of junk mail I get from them (including birthday cards, as if they gave a f***), and phone calls to "update my insurance needs."
I am dissatisfied with having to pay via automatic bank draft. Also dissatisfied with the amount of junk mail I get from them (including birthday cards, as if they gave a f***), and phone calls to "update my insurance needs."
Usaa
My USAA premium isn't the lowest I could possibly get I suspect, but I also get US based customer service, top quality customer service, and ease of use since they also manage my banking.
My USAA premium isn't the lowest I could possibly get I suspect, but I also get US based customer service, top quality customer service, and ease of use since they also manage my banking.
Geico
The price is actually very fair. I current pay about 80 dollars for my coverage, as opposed to the other competitors that want upwards of 100 dollars. That is just not fair.
The price is actually very fair. I current pay about 80 dollars for my coverage, as opposed to the other competitors that want upwards of 100 dollars. That is just not fair.
Auto-Owners Insurance
The coverage amount is low and the deductible is high, not to mention all the little add on pay for coverage levels that either leave you with no coverage or a bill you cannot afford.
The coverage amount is low and the deductible is high, not to mention all the little add on pay for coverage levels that either leave you with no coverage or a bill you cannot afford.
State Farm
They are similar to other companies offerings for my age and driving record.
They are similar to other companies offerings for my age and driving record.
Mercury
I love their rates, I love how quick and easy it is to reach someone. The only thing they could improve is to have a local agent
I love their rates, I love how quick and easy it is to reach someone. The only thing they could improve is to have a local agent
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Travelers Auto Insurance, Ocala, FL
$107/1 month
Car Insurance Policy Holder
- Single 63 Years old Male licensed 29 years ago with Own Chrysler 200 Touring used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Doctors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Ocala Car Insurance Rate Comparisons
Ocala, FL's average car insurance of $1162 differs from Hernando, FL (+$708), Dunnellon, FL (+$328), East Marion (+$718) and Florida (+$202)
| Ocala | Hernando, FL | Dunnellon, FL | East Marion | Florida | |
| Median Insurance Rates | $1162 | +$708 | +$328 | +$718 | +$202 |
Ocala Car Insurance Savings By Neighborhood & Street Area
| Ocala Driver Street Residence & Car Locations | Car Details in Ocala | Ocala Driver Demographics | Ocala Auto Insurance Estimates | Recent Ocala Insurance Savings |
|---|---|---|---|---|
| Country Town Village Mobile Home Park | ||||
| SW Martin Luther King Jr Ave | 2004 Cadillac Seville SLS | 68 year male senior | $1936 | $392 |
| SW 29th Pl | 2005 Buick Rendezvous CX | 17 year male teenager | $2773 | $818 |
| Shady Grove Mobile Home Park | ||||
| NW 24th Ave | 2009 Ford Fusion V6 SEL | 19 year teenager | $2777 | $897 |
| NW 28th Pl | 2003 Chevrolet Silverado 2500HD LS | 45 year married man | $1784 | $578 |
| Ocala Park Ranch | ||||
| NW 61st Ln | 2010 Mazda Mazda3 s Sport | 29 year man | $1819 | $851 |
| NW 44th Ave | 2012 Hyundai Sonata GLS | 30 year woman | $1052 | $436 |
| Candler | ||||
| Oak Lane Pass | 2009 Acura TSX Base | 62 year female senior | $1700 | $609 |
| Oak Lane Dr | 2010 Nissan Rogue S Krom | 81 year senior | $1704 | $352 |
| Rolling Greens Mobile Home Park | ||||
| Cypress Point Rd | 2008 Chrysler 300 C | 52 year married woman | $885 | $355 |
| Almond Pl | 2010 Toyota Prius II | 17 year female teenager | $2668 | $437 |
Ocala Post DUI Car Insurance Rates
| Ocala | Fruitland Park-Lady Lake | Fruitland Park | Wildwood | Florida | |
| Median Post DUI Insurance Rate | $2161 | +$852 | -$41 | +$13 | +$376 |
| Male Teenager Post DUI Insurance Rate | $5812 | +$2292 | -$110 | +$35 | +$1012 |
| Female Teenager Post DUI Insurance Rate | $5185 | +$2046 | -$97 | +$32 | +$902 |
The Post DUI insurance in Ocala, FL's is $2161 compared to Fruitland Park-Lady Lake (+$852), Fruitland Park (-$41), Wildwood (+$13) and Florida (+$376)
In Ocala, a male teenager with Post DUI pays $627 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Ocala, FL would pay $5513 on auto insurance while a female teenager POST DUI would pay $4917.
Ocala Car Insurance by Segment
Ocala Teenagers Car Insurance Rates Comparison
8750 Ocala Teenagers (6% of total population), 54% Male & 46% Female.
| Ocala | Marion County | McIntosh | Wildwood | Florida | |
| All Teenagers | $2928 | +$1305 | +$700 | +$17 | +$509 |
| Male Teenager | $3125 | +$1394 | +$748 | +$19 | +$544 |
| Female Teenager | $2788 | +$1244 | +$668 | +$17 | +$485 |
Ocala teenagers pay $2928 in insurance in contrast with Marion County (+$1305), McIntosh (+$700), Wildwood (+$17) and Florida (+$509). The difference between Male & Female teenagers in Ocala is $337
Example
- 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $3074
- 2014 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $2608
Ocala Men & Women Car Insurance
136208 Ocala Adults (100% of total population), 47% Men & 53% Women.
| Ocala | Citrus Springs | Fruitland Park-Lady Lake | East Marion | Florida | |
| All Women | $1069 | +$495 | +$421 | +$660 | +$185 |
| Married Women | $976 | +$452 | +$384 | +$603 | +$169 |
| All Men | $1917 | +$888 | +$756 | +$1185 | +$333 |
| Married Men | $1859 | +$861 | +$733 | +$1149 | +$323 |
The typical insurance rate of $1917 that Ocala Men pay varies from Citrus Springs (+$888), Fruitland Park-Lady Lake (+$756), East Marion (+$1185) and Florida (+$333). In Ocala, married men pay $883 more than married women.
Example
- 2012 Lincoln MKZ Base Married Men Insurance Rate $1785
- 2013 Jeep Wrangler Sport Married Women Insurance Rate $1678
Ocala Senior Car Insurance
34110 Ocala Seniors (25% of total population), 44% Senior Men & 56% Senior Women.
| Ocala | Fruitland Park | Reddick-McIntosh | Dunnellon | Florida | |
| All Seniors | $1719 | -$32 | +$397 | +$486 | +$299 |
| Senior Men | $1766 | -$34 | +$407 | +$498 | +$307 |
| Senior Women | $1673 | -$32 | +$386 | +$472 | +$291 |
Ocala seniors pay $1719 in insurance compared to Fruitland Park (-$32), Reddick-McIntosh (+$397), Dunnellon (+$486) and Florida (+$299). In Ocala, senior men pay $93 more than senior women.
Ocala Car Insurance Discounts for Multiple Vehicles
Ocala Population with 1 Vehicle 22825 (42% of Ocala population), 2 Vehicles 20121 (37% of the Ocala population) and 3 vehicles 5184 (10% of the population)
| Ocala | Citrus Springs | East Williston | Fruitland Park | Florida | |
| 2 Vehicles | $2208 | +$1022 | +$1193 | -$42 | +$384 |
| 3 Vehicles | $3370 | +$1560 | +$1821 | -$64 | +$586 |
| 4 Vehicles | $4532 | +$2098 | +$2449 | -$86 | +$788 |
Car Insurance Agents in Ocala, FL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 3033 SW College Rd, Ocala, FL 34474 |
| 2 | Acentria Insurance | 1 NE 1st Ave Ste 105, Ocala, FL 34470 |
| 3 | Advanced Insurance Underwriters | 206 SW 10th St, Ocala, FL 34471 |
| 4 | Affiliated Agency Insurance | 1835 S Pine Ave, Ocala, FL 34471 |
| 5 | Ahrens Insurance Agency | 507 NE 36th Ave, Ocala, FL 34470 |
| 6 | Alpha & Omega of Ocala Insurance Group | 3928 SE 58th Ave, Ocala, FL 34480 |
| 7 | Amerachoice Insurance | 3951 S Pine Ave Ste 200, Ocala, FL 34480 |
| 8 | Angie Lewis | 1122 NE 36th Ave, Ocala, FL 34470 |
| 9 | Antoinette Sante | 2303 E Fort King St, Ocala, FL 34471 |
| 10 | Barbara Young | 8585 SW Highway 200 Unit 6, Ocala, FL 34481 |
Ocala Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| BMW, Z4 35i sDRIVE | $300 | $1290 | $1590 | $1210 | $1510 | $80 |
| Ford, Focus SE | $500 | $1200 | $1700 | $1110 | $1610 | $90 |
| Chrysler, 300 | $1500 | $1190 | $1690 | $1110 | $2610 | $-920 |
| Fiat, 500 Sport | $100 | $1170 | $1270 | $1110 | $1210 | $60 |
| Volkswagen, Golf | $700 | $1160 | $1660 | $1110 | $1810 | $-150 |