Oceanside, CA Auto Insurance Rates

Oceanside, CA residents can save $490 by comparing multiple quotes & reading reviews & research on Oceanside car insurance rates, quotes, agents & coverage.

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$836 $1216 $1947

Latest Auto Insurance Reviews in Oceanside, California

I am completely satisfied with my premium and deductible in comparison to others. My deductible is standard and my premium is cheaper then other companies.
Reasonable deductible, reasonable monthly payment, and an easy to use app that fits my lifestyle better than getting paper documents sent to me all the time. Hard not to like!
Farmer's Insurance
It's a smaller company and not as well recognized as some others. The policy offerings are comparable to the bigger insurance providers.
Lots of options. My car is old now so only carry minimum state required coverage. No need for additional coverage.
Im not totally sure about the offerings. THey seem liek they are accurately priced and i am okay with it
Im not totally sure about the offerings. THey seem liek they are accurately priced and i am okay with it
Geico is available 24 hours a day, 7 days a week either by phone, email, mail or chat. This makes me feel like they are here for me whenever and wherever I'm in need.
I feel GEICO's accessibility is high quality. I never feel that they are making me run around and they are very knowledgeable when it comes to my insurance needs.
Customer support is very accessible, online or on the phone. I experienced great service in person as well at the branch. I was impressed with how quickly I got a response initially when I requested a quote. It was very simple to set up a policy. My last insurance carrier was not as streamlined. I am overall happy with switching.
I like that the company has some really hard working, knowledgeable employees working for them. The agents do work for the customers.
Encompass Insurance
The company is by far the best. Great customer service. Fast compliance. They don't have a physical office that close to us, but we can call our agent or send an email and he is right with us.
There is not much to dislike about Geico as a company. I am not really a fan of the Gecko and the weird commercials, but that has nothing to do with the products and services they provide. They are consistent, no teaser rates, just give you insurance and make the process as smooth as possible.
The price is among the best, and the coverage is good. Accident forgiveness would make them perfect.
Premiums keep rising even though I have never filed a claim.
Write Your Review | Oceanside, California Auto Insurance Analysis
Geico, Oceanside, CA
$55/1 month
Car Insurance Policy Holder
  • Single 61 Years old Female licensed 28 years ago with Financed Jeep Grand Cherokee Laredo used for Business with estimated annual mileage of 9,001 - 12,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Oceanside Car Insurance Rate Comparisons

Oceanside, CA's average car insurance of $1216 differs from San Marcos, CA (-$14), Temecula, CA (+$104), Fairbanks Ranch, CA (+$1204) and California (+$603)

Oceanside San Marcos, CA Temecula, CA Fairbanks Ranch, CA California
Median Insurance Rates $1216 -$14 +$104 +$1204 +$603

Oceanside Car Insurance Savings By Neighborhood & Street Area

Oceanside Driver Street Residence & Car Locations Car Details in Oceanside Oceanside Driver Demographics Oceanside Auto Insurance Estimates Recent Oceanside Insurance Savings
Sierra Vista Trailer Park
Madison St2004 Buick Rendezvous CX53 year married woman$1142$809
Via Tizon2001 Chevrolet Silverado 2500HD LT72 year male senior$1188$349
Other Area
Eaton St2009 Ford Fusion V6 SEL60 year female senior$1199$570
Channel Ln2010 Mazda 3 S45 year married man$1406$878
Ocean Hills
Edna Way2012 Honda Civic LX19 year teenager$2306$838
Brewley Ln2011 Hyundai Sonata GLS53 year man$1513$971
San Luis Rey
Lanai Way2006 Chrysler 300 Touring22 year woman$1161$363
Natoma Way2009 Acura TSX Base19 year female teenager$2582$481
Tiki Mobile Village
Granada Dr2012 Lincoln MKZ Base78 year senior$1285$992
Candlewood Pl2010 Toyota Prius 19 year male teenager$2360$971

Oceanside Post DUI Car Insurance Rates

Oceanside Camp Pendleton Vista San Marcos California
Median Post DUI Insurance Rate $2261 +$1700 +$64 -$26 +$1122
Male Teenager Post DUI Insurance Rate $4929 +$3706 +$139 -$56 +$2445
Female Teenager Post DUI Insurance Rate $4906 +$3690 +$138 -$56 +$2435

The Post DUI insurance in Oceanside, CA's is $2261 compared to Camp Pendleton (+$1700), Vista (+$64), San Marcos (-$26) and California (+$1122)

In Oceanside, a male teenager with Post DUI pays $23 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Oceanside, CA would pay $4503 on auto insurance while a female teenager POST DUI would pay $4482.

Oceanside Car Insurance by Segment

Oceanside Teenagers Car Insurance Rates Comparison

12300 Oceanside Teenagers (7% of total population), 54% Male & 46% Female.

Oceanside Oceanside-Escondido San Marcos Camp Pendleton North California
All Teenagers $2650 +$1186 -$30 +$1884 +$1315
Male Teenager $2650 +$1186 -$30 +$1884 +$1315
Female Teenager $2638 +$1181 -$30 +$1875 +$1309

Oceanside teenagers pay $2650 in insurance in contrast with Oceanside-Escondido (+$1186), San Marcos (-$30), Camp Pendleton North (+$1884) and California (+$1315). The difference between Male & Female teenagers in Oceanside is $12


  • 2013 Nissan Rogue S Male Teenager Insurance Rate $2517
  • 2012 Volkswagen Jetta GLI Female Teenager Insurance Rate $2504

Oceanside Men & Women Car Insurance

167799 Oceanside Adults (100% of total population), 50% Men & 50% Women.

Oceanside Fairbanks Ranch Bonsall Del Mar California
All Women $1179 +$1168 +$1207 -$2 +$585
Married Women $1143 +$1131 +$1169 -$2 +$566
All Men $1544 +$1529 +$1580 -$3 +$766
Married Men $1471 +$1457 +$1505 -$3 +$729

The typical insurance rate of $1544 that Oceanside Men pay varies from Fairbanks Ranch (+$1529), Bonsall (+$1580), Del Mar (-$3) and California (+$766). In Oceanside, married men pay $328 more than married women.


  • 2011 GMC Sierra 1500 SLE Married Men Insurance Rate $1294
  • 2010 Cadillac DTS Premium Collection Married Women Insurance Rate $1644

Oceanside Senior Car Insurance

28908 Oceanside Seniors (17% of total population), 45% Senior Men & 55% Senior Women.

Oceanside Rancho Santa Fe Hidden Meadows Bonsall California
All Seniors $1288 +$1351 +$1351 +$1319 +$640
Senior Men $1264 +$1325 +$1325 +$1294 +$627
Senior Women $1313 +$1376 +$1376 +$1343 +$651

Oceanside seniors pay $1288 in insurance compared to Rancho Santa Fe (+$1351), Hidden Meadows (+$1351), Bonsall (+$1319) and California (+$640). In Oceanside, senior men pay $49 less than senior women.

Oceanside Car Insurance Discounts for Multiple Vehicles

Oceanside Population with 1 Vehicle 18542 (32% of Oceanside population), 2 Vehicles 22971 (40% of the Oceanside population) and 3 vehicles 9060 (16% of the population)

Oceanside Camp Pendleton South Fallbrook Valley Center California
2 Vehicles $2311 +$2496 +$463 +$444 +$1146
3 Vehicles $3527 +$3810 +$707 +$678 +$1749
4 Vehicles $4743 +$5124 +$951 +$912 +$2352

Oceanside Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Equinox 2LT AWD $700 $1210 $1710 $1120 $1820 $-110
Chevrolet, Malibu LT $500 $1150 $1650 $1090 $1590 $60
Porsche, 911 Turbo S $1000 $1270 $1770 $1180 $2180 $-410
Jeep, Patriot Limited $100 $1190 $1290 $1120 $1220 $70
Volvo, S80 3.2 $400 $1240 $1640 $1160 $1560 $80