Ocoee, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Ocoee, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Ocoee, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Ocoee, FL Auto Insurance Rates
- Ocoee, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Ocoee, FL
- Multi Vehicle Insurance Savings in Ocoee, FL
- How Credit Score Affects Car Insurance Rates in Ocoee, FL
- How DUI Affects Auto Insurance Premiums in Ocoee, FL
- Top Auto Insurance Agents Near Ocoee, FL
- How Driving Violations Affect Auto Insurance Rates in Ocoee, FL
- Ocoee, FL Auto Insurance Discounts on Anti Theft Feature
- Ocoee, FL Auto Insurance Company Reviews
Ocoee, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Ocoee, FL with that of other cities in and around Ocoee.
| Ocoee | Orlovista | Pine Hills | Paradise Heights | Gotha | Winter Garden-Ocoee | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,432 | $2,051 | $1,890 | $2,078 | $2,494 | $2,156 |
Ocoee, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Ocoee, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Ocoee | $1,353 | $1,143 |
| Winter Garden-Ocoee | $1,266 | $1,069 |
| Paradise Heights | $1,941 | $1,639 |
| Clarcona | $1,638 | $1,383 |
| Gotha | $1,904 | $1,609 |
| Pine Hills | $1,944 | $1,642 |
| Winter Garden | $1,855 | $1,567 |
| Orlovista | $2,113 | $1,784 |
Ocoee, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Ocoee, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,647 |
| 20 Years | $1,840 |
| 30 Years | $1,417 |
| 40 Years | $1,364 |
| 50 Years | $1,263 |
| 60 Years | $1,280 |
| 70 Years | $1,490 |
Ocoee, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Ocoee, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,520 | $344 |
| 3 Vehicles | $3,780 | $516 |
| 4 Vehicles | $5,041 | $687 |
Savings on 2 Vehicles bundle:$344
Savings on 3 Vehicles bundle:$516
Savings on 4 Vehicles bundle:$687
Ocoee, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ocoee, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Ocoee | $1,432 | $2,241 |
| Winter Garden-Ocoee | $2,156 | $3,374 |
| Paradise Heights | $2,078 | $3,252 |
| Clarcona | $2,076 | $3,249 |
| Gotha | $2,494 | $3,903 |
| Pine Hills | $1,890 | $2,958 |
| Winter Garden | $1,432 | $2,241 |
| Orlovista | $2,051 | $3,210 |
Ocoee, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,229 |
| Excellent (740-799) | $1,402 |
| Good (670-739) | $1,492 |
| Average (580-669) | $1,947 |
| Poor (300-579) | $2,336 |
Ocoee, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Dale Mcmindes | Allstate | 5104 N Orange Blossom Trail, Orlando, 32810 | (407) 290-5000 |
| Gary Merideth | State Farm | 10710 W Colonial Dr, Ocoee, 34761-2940 | 407-877-9361 |
| Gary Merideth | State Farm | 10710 W Colonial Dr, Ocoee, 34761-2940 | 407-877-9361 |
| David T. Hicks | Allstate | 5385 Conroy Rd Ste 100, Orlando, 32811 | (407) 650-5070 |
| Crowne Private Client Group | Travelers | 2710 REW CIRCLE STE 200, OCOEE, 34761 | 877-654-1948 |
| Central Florida Insurance & Investment | Travelers | 2221 LEE RD STE 20, WINTER PARK, 32789 | 407-740-5592 |
| Global Assurance Consultants | None | 7600 Dr Phillips Blvd Ste 46 , Orlando, 32819 | None |
| Insurance Services Of Central Fl Inc | Liberty Mutual Independent | 2910 MAGUIRE RD STE 2004, OCOEE, 34761 | 407-876-4447 |
| Arthur J Gallagher Risk Management Services Inc | Liberty Mutual Independent | 200 S ORANGE AVE STE 1350, ORLANDO, 32801 | (407) 370-2320 |
| Ballator Insurance Group Dba Accretive Insurance Group | None | 141 Terra Mango Loop Ste A, Orlando, 32835 | None |
| Keller Insurance, Inc. | None | 117 Forest Park Ct , Longwood, 32779 | None |
Ocoee, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$63 | $1,495 |
| Driver's Failure In Showing Documents | +$139 | $1,571 |
| Driving With An Expired Registration | +$147 | $1,579 |
| Driving At A Considerably Slow Pace | +$311 | $1,743 |
| Using A Cellphone While Driving | +$328 | $1,760 |
| Running A Red Light | +$334 | $1,766 |
| Speeding | +$351 | $1,783 |
| Driving A Vehicle Without The Required Permission | +$445 | $1,877 |
| Driving With An Expired/Suspended License | +$965 | $2,397 |
Ocoee, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,375 |
| Active Disabling Device | $1,375 |
| Tracking Device | $1,346 |
| Passive Disabling Device | $1,332 |
Latest Auto Insurance Reviews in Ocoee, FL | Back to Top
ProgressiveProgressive's auto insurance customer service is also very easy to deal with. They are very patient and help with answering any questions you might have.
UsaaTheir customer service has always been very kind and understanding with unique issues. Their auto policies are very good especially when serving overseas.
GeicoOur experience has been great with geico they are the cheapest in the area.They offer the same things other companies do.We get a great multi car discount.
People's Trust Insurancei would rate them a one the down payment was the lowest compare to others but it was still on the high side and I only have no fault insurance.
People's Trust Insurancei would rate them a one the down payment was the lowest compare to others but it was still on the high side and I only have no fault insurance.