Odessa, TX Auto Insurance Rates

Odessa, TX residents can save $490 by comparing multiple quotes & reading reviews & research on Odessa car insurance rates, quotes, agents & coverage.

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$1088 $1226 $1472

Latest Auto Insurance Reviews in Odessa, Texas

My experience with USAA, as stated above, has been spectacular. I always feel cared for and respected when I speak to them and feel no anxiety about dealing with insurance.
State Farm
I would and I actually have. This place is easy going the staff is friendly and knowledgeable! I've even added a coworker as a driver on my insurance. It helped lower my rate.
I have used Progressive Insurance policies for claims and adjustments multiple times since I've had them and they always seem to do a really good job
State Farm
They cover our very, very few claims without problems or questions. However had you asked the same question when our current adult sons were teenagers, not sure we would rank State Farm so high.
Compared to other companies we have a low deductible and premium for how much we pay each month. We were able to chose what we wanted and what seemed fair to us as the customers.
American National Property And Casualty Company
Our deductible is comparable to other companies that offer the same services. We don't have the lowest deductible but it isn't very high either.
Companies change their plans all the time. Also depends on your driving history so i cant say one is better than other.
Companies change their plans all the time. Also depends on your driving history so i cant say one is better than other.
The interaction with my insurance company is perfect. My one claim they always asked if i was ok, anyone else was ok. My claim was processed quickly and with no issues.
National General
So far I do not have any kind of complaints I like it a lot and until now I would not exchange it for any other company
USAA works exclusively with military and veterans so understands the way life can be. Their hours always reflect this and I have never had an issue getting hold of an agent nor have I had a negative customer service experience
Liberty Mutual
My Insurance company has great customer support, they are very fast and accurate, If anything I do not like it would have to be waiting on the phone after being put on hold.
Farm Bureau
When we checked around the premium seemed to be better than other companies we checked with so I am pretty satisfied with the premiums compared to other companies
I can always get in touch with someone at the company if needed, and they usually can answer my questions. However, sometimes there is an excessively long wait on phone calls; they also take some time to respond to e-mails. All considered, I am mostly pretty satisfied with the interaction with customer support.
I like they are well known and there is brand recognition. Their rates are good the first year and suck after that.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Write Your Review | Odessa, Texas Auto Insurance Analysis
Allstate Auto Insurance, Odessa, TX
$127/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own Nissan Maxima S used for Business with estimated annual mileage of 15,001 - 20,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Odessa Car Insurance Rate Comparisons

Odessa, TX's average car insurance of $1226 differs from Gardendale, TX (+$754), Tarzan-Lenorah, TX (+$634), Goldsmith, TX (+$814) and Texas (+$319)

Odessa Gardendale, TX Tarzan-Lenorah, TX Goldsmith, TX Texas
Median Insurance Rates $1226 +$754 +$634 +$814 +$319

Odessa Car Insurance Savings By Neighborhood & Street Area

Odessa Driver Street Residence & Car Locations Car Details in Odessa Odessa Driver Demographics Odessa Auto Insurance Estimates Recent Odessa Insurance Savings
Other Area
S Murphy St2004 Buick Century Custom39 year married woman$1054$867
Old Lampasas2009 Ford Fusion SE77 year female senior$1187$721
Casa Loma Dr2008 Jeep Grand Cherokee Laredo18 year male teenager$2266$757
N Dogwood Ave2007 Chrysler 300 Base69 year male senior$1309$803
S Lovell Ave2008 Mazda 3 I17 year teenager$2329$801
N Lincoln Ave2011 Hyundai Sonata GLS27 year woman$1106$449
W 10th St2011 Nissan Rogue SV48 year married man$1406$570
N Belmont Ave2006 GMC Sierra 1500 SLT83 year senior$1281$603
W 9th St2014 Volkswagen Jetta S17 year female teenager$2207$339
Graham Ave2006 Chevrolet Silverado 2500HD Work Truck52 year man$1493$879

Odessa Post DUI Car Insurance Rates

Odessa Andrews South Crane County Midland South Texas
Median Post DUI Insurance Rate $2280 +$1421 +$1719 +$993 +$593
Male Teenager Post DUI Insurance Rate $5198 +$3240 +$3919 +$2264 +$1352
Female Teenager Post DUI Insurance Rate $4354 +$2714 +$3283 +$1897 +$1133

The Post DUI insurance in Odessa, TX's is $2280 compared to Andrews South (+$1421), Crane County (+$1719), Midland South (+$993) and Texas (+$593)

In Odessa, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Grand Cherokee Laredo in Odessa, TX would pay $4214 on auto insurance while a female teenager POST DUI would pay $3530.

Odessa Car Insurance by Segment

Odessa Teenagers Car Insurance Rates Comparison

8986 Odessa Teenagers (7% of total population), 51% Male & 49% Female.

Odessa Gardendale West Odessa Andrews North Texas
All Teenagers $2550 +$1568 +$1755 +$1630 +$663
Male Teenager $2795 +$1719 +$1924 +$1787 +$727
Female Teenager $2341 +$1440 +$1612 +$1498 +$609

Odessa teenagers pay $2550 in insurance in contrast with Gardendale (+$1568), West Odessa (+$1755), Andrews North (+$1630) and Texas (+$663). The difference between Male & Female teenagers in Odessa is $454


  • 2007 Cadillac DTS Male Teenager Insurance Rate $3294
  • 2011 Toyota Prius I Female Teenager Insurance Rate $2089

Odessa Men & Women Car Insurance

112483 Odessa Adults (100% of total population), 49% Men & 51% Women.

Odessa Andrews North Tarzan-Lenorah West Odessa Texas
All Women $1176 +$753 +$609 +$811 +$307
Married Women $1127 +$722 +$584 +$777 +$294
All Men $1581 +$1011 +$818 +$1089 +$412
Married Men $1495 +$957 +$774 +$1030 +$389

The typical insurance rate of $1581 that Odessa Men pay varies from Andrews North (+$1011), Tarzan-Lenorah (+$818), West Odessa (+$1089) and Texas (+$412). In Odessa, married men pay $368 more than married women.


  • 2011 Audi A3 Premium Married Men Insurance Rate $1561
  • 2014 Kia Sorento LX Married Women Insurance Rate $1305

Odessa Senior Car Insurance

16806 Odessa Seniors (14% of total population), 45% Senior Men & 55% Senior Women.

Odessa Goldsmith Crane County Andrews South Texas
All Seniors $1324 +$879 +$998 +$825 +$344
Senior Men $1385 +$920 +$1044 +$863 +$360
Senior Women $1287 +$855 +$970 +$802 +$335

Odessa seniors pay $1324 in insurance compared to Goldsmith (+$879), Crane County (+$998), Andrews South (+$825) and Texas (+$344). In Odessa, senior men pay $98 more than senior women.

Odessa Car Insurance Discounts for Multiple Vehicles

Odessa Population with 1 Vehicle 14958 (36% of Odessa population), 2 Vehicles 15708 (38% of the Odessa population) and 3 vehicles 5835 (14% of the population)

Odessa Tarzan-Lenorah Stanton Andrews South Texas
2 Vehicles $2330 +$1204 +$1698 +$1451 +$606
3 Vehicles $3556 +$1838 +$2592 +$2215 +$925
4 Vehicles $4782 +$2472 +$3486 +$2979 +$1244

Car Insurance Agents in Odessa, TX

Rank Agent Name Agent Contact
1 Melisa Copeland Strickland 2240 E 52nd St, Odessa, TX 79762

Odessa Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Camry SE $300 $1250 $1550 $1180 $1480 $70
Chevrolet, Express 3500 LS $100 $1220 $1320 $1140 $1240 $80
Acura, RDX $1500 $1240 $1740 $1160 $2660 $-920
GMC, Sierra 2500HD Work Truck $500 $1220 $1720 $1140 $1640 $80
Lincoln, MKT $400 $1230 $1630 $1150 $1550 $80