Oklahoma Auto Insurance Rates, Quotes, Agents & Reviews in PA

Oklahoma, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oklahoma, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oklahoma, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oklahoma, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oklahoma, PA with that of other cities in and around Oklahoma.

Oklahoma Sandy Sykesville Troutville DuBois Brady
Average Insurance Rates $1,430 $1,405 $1,352 $1,366 $1,371 $1,381

Oklahoma, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oklahoma, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oklahoma $1,239 $1,047
DuBois $1,260 $1,064
Sandy $1,103 $932
Treasure Lake $1,477 $1,248
Falls Creek $1,512 $1,277
Brady $1,167 $986
Sykesville $1,293 $1,092
Troutville $1,304 $1,101

Oklahoma, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oklahoma, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,640
20 Years $1,837
30 Years $1,415
40 Years $1,362
50 Years $1,261
60 Years $1,279
70 Years $1,488

Oklahoma, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oklahoma, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,488 $372
3 Vehicles $3,732 $558
4 Vehicles $4,976 $744

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$558

Savings on 4 Vehicles bundle:$744

Oklahoma, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oklahoma, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Oklahoma $1,430 $2,251
DuBois $1,371 $2,158
Sandy $1,405 $2,212
Treasure Lake $1,434 $2,257
Falls Creek $1,360 $2,141
Brady $1,381 $2,174
Sykesville $1,352 $2,128
Troutville $1,366 $2,150

Oklahoma, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,227
Excellent (740-799) $1,401
Good (670-739) $1,490
Average (580-669) $1,944
Poor (300-579) $2,332

Oklahoma, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mary Wallace Allstate 474 Jeffers St, Du Bois, 15801 (814) 372-1030
Service Unlimited Travelers 51 DELAWARE ST, DUBOIS, 15801 814-375-7627
Hoak Insurance Services Erie 475 E Main Street, Reynoldsville, 15851 None
John F Graff Agency Travelers 213 MARKET ST, KITTANNING, 16201 724-543-2204
Swift Kennedy & Co Allstate 100 Meadow Ln Ste 1, Du Bois, 15801 (814) 371-5270
Tom Elliott State Farm 1422 5th Ave, Ford City, 16226-1384 724-763-9331
Thompson-Mclay Insurance Associates None 39 S 6Th St, Indiana, 15701 None
R E Walbeck Agency Inc Liberty Mutual Independent 137 S MAIN ST, HOMER CITY, 15748 724-479-9378

Oklahoma, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,493
Driver's Failure In Showing Documents +$139 $1,569
Driving With An Expired Registration +$147 $1,577
Driving At A Considerably Slow Pace +$310 $1,740
Using A Cellphone While Driving +$327 $1,757
Running A Red Light +$333 $1,763
Speeding +$350 $1,780
Driving A Vehicle Without The Required Permission +$445 $1,875
Driving With An Expired/Suspended License +$964 $2,394

Oklahoma, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,373
Active Disabling Device $1,373
Tracking Device $1,344
Passive Disabling Device $1,330