Old River, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Old River, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Old River, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Old River, TX Auto Insurance Rates
- Old River, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Old River, TX
- Multi Vehicle Insurance Savings in Old River, TX
- How Credit Score Affects Car Insurance Rates in Old River, TX
- How DUI Affects Auto Insurance Premiums in Old River, TX
- Top Auto Insurance Agents Near Old River, TX
- How Driving Violations Affect Auto Insurance Rates in Old River, TX
- Old River, TX Auto Insurance Discounts on Anti Theft Feature
Old River, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Old River, TX with that of other cities in and around Old River.
| Old River | South Brazos | Gay Hill-Independence | Snook | West Brazos | Burleson County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,865 | $2,036 | $1,977 | $1,873 | $1,948 | $1,878 |
Old River, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Old River, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Old River | $1,310 | $1,107 |
| Snook | $1,418 | $1,198 |
| Burleson County | $1,964 | $1,659 |
| Somerville | $1,615 | $1,364 |
| Gay Hill-Independence | $1,033 | $873 |
| South Brazos | $1,530 | $1,292 |
| College Station | $1,862 | $1,573 |
| West Brazos | $1,530 | $1,292 |
Old River, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Old River, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,052 |
| 20 Years | $2,396 |
| 30 Years | $1,846 |
| 40 Years | $1,776 |
| 50 Years | $1,645 |
| 60 Years | $1,667 |
| 70 Years | $1,941 |
Old River, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Old River, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,245 | $485 |
| 3 Vehicles | $4,868 | $727 |
| 4 Vehicles | $6,490 | $970 |
Savings on 2 Vehicles bundle:$485
Savings on 3 Vehicles bundle:$727
Savings on 4 Vehicles bundle:$970
Old River, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Old River, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Old River | $1,865 | $2,903 |
| Snook | $1,873 | $2,916 |
| Burleson County | $1,878 | $2,924 |
| Somerville | $1,855 | $2,888 |
| Gay Hill-Independence | $1,977 | $3,078 |
| South Brazos | $2,036 | $3,170 |
| College Station | $1,179 | $1,835 |
| West Brazos | $1,948 | $3,033 |
Old River, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,600 |
| Excellent (740-799) | $1,827 |
| Good (670-739) | $1,943 |
| Average (580-669) | $2,535 |
| Poor (300-579) | $3,042 |
Old River, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jones & Lowe Agency, Inc. | None | 725 E. Villa Maria Ste 2100, Bryan, 77802 | None |
| Tom Hanson | Farmers | 3400 S College Ave, Bryan, 77801 | (979) 823-8051 |
| Sig/Sig Insurance Services | None | Po Box 12020 , College Station, 77842 | None |
| Jessica Lavender | Farmers | 4234 Boonville Rd Ste 100, Bryan, 77802 | (979) 314-1381 |
| Sig Jones Insurance Agency | Travelers | 1722 Broadmoor, Ste 214, Bryan, 77802 | None |
| Anne Myers | Allstate | 21210 FM 2920 Rd Bldg 4, Hockley, 77447 | (281) 310-5411 |
| Fbc Insurance Agency Inc | Travelers | 1808 BROTHERS BLVD D, COLLEGE STATION, 77842 | 979-694-1808 |
| Keith K Engelke Insurance | None | 17600 Fm 1488 , Magnolia, 77354 | None |
| Texas Partners Insurance Group And Financial Services, Llc | None | 15001 Walden Rd. Suite 215C, Montgomery, 77356 | (936) 206-3172 |
| Seth Thomasson Independent Insurance Agency | Travelers | 12 CLAREMONT CT, MONTGOMERY, 77356 | 936-597-8768 |
Old River, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,947 |
| Driver's Failure In Showing Documents | +$181 | $2,046 |
| Driving With An Expired Registration | +$192 | $2,057 |
| Driving At A Considerably Slow Pace | +$405 | $2,270 |
| Using A Cellphone While Driving | +$427 | $2,292 |
| Running A Red Light | +$435 | $2,300 |
| Speeding | +$457 | $2,322 |
| Driving A Vehicle Without The Required Permission | +$580 | $2,445 |
| Driving With An Expired/Suspended License | +$1,257 | $3,122 |
Old River, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,790 |
| Active Disabling Device | $1,790 |
| Tracking Device | $1,753 |
| Passive Disabling Device | $1,734 |