Omaha, NE Auto Insurance Rates
Omaha, NE residents can save $500 by comparing multiple quotes & reading reviews & research on Omaha car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $986 | $1242 | $2079 |
Latest Auto Insurance Reviews in Omaha, Nebraska
The premium and deductible with All State are much less than with other companies, that is one of the reasons why I picked All State.
I think generally I would recommend this to others because I consider them to be a good company and seem to have pretty fair rates and are helpful when you need to call them for customer service.
That they were much cheaper than their competitors and their quote process was simple.
LIABILITY MEDICAL PAYMENTS COMPREHENSIVE COLLISION EMERGENCY ROAD SIDE SERVICE CAR RENTAL DEATH DISMEMBERMENT AND LOSS OF SIGHT UNINSURED MOTORISTS GOOD DRIVER DISCOUNTS
It has so many different types of options as well as many different premium rates. My parents bought the policy for me when I was a child and they have always been good to me.
One aspect of my provider's policy that I particularly appreciate is that they cover my car even when I am driving for Uber. Other providers will not and it is comforting to know my provider doesn't care whether I am driving for a rides hare or not --- either way, I am covered.
Low price. Fast customer service. Quick claims. The accessibility on the app to view all of my accounts.
I can call my agent anytime and he always gets back to me in a timely manner. He is great.
I love the down to earth nature of the company. They are quick to help you when you need it and really make it a personalized experience. They don't hide things in fine print and they suggest things they think might work for you.
- Single 20 Years old Male licensed 3 years ago with Own Chrysler 200 LX used for Business with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Omaha Car Insurance Rate Comparisons
Omaha, NE's average car insurance of $1242 differs from Douglas County, NE (-$32), Richland III (+$38), Ralston, NE (-$204) and Nebraska (+$142)
| Omaha | Douglas County, NE | Richland III | Ralston, NE | Nebraska | |
| Median Insurance Rates | $1242 | -$32 | +$38 | -$204 | +$142 |
Omaha Car Insurance Savings By Neighborhood & Street Area
| Omaha Driver Street Residence & Car Locations | Car Details in Omaha | Omaha Driver Demographics | Omaha Auto Insurance Estimates | Recent Omaha Insurance Savings |
|---|---|---|---|---|
| Peaceful Valley Mobile Homes | ||||
| N 101st Plz | 2005 Buick Rendezvous CX | 68 year female senior | $1668 | $912 |
| S Vermont St | 2004 Acura TSX Base | 28 year man | $2134 | $693 |
| Lane | ||||
| S 139th Cir | 2007 Mazda MAZDASPEED3 Sport | 40 year woman | $1057 | $756 |
| Castelar Plz | 2009 Jeep Commander Sport | 34 year married woman | $861 | $796 |
| Town and Country Mobile Homes | ||||
| Historical Taylor | 2009 Ford Fusion SE | 35 year married man | $1777 | $642 |
| N 35th Cir | 2007 Chrysler 300 C | 19 year female teenager | $2910 | $899 |
| Hi Land Mobile Home Park | ||||
| N State St | 2005 Chevrolet Silverado K2500 Heavy Duty | 18 year male teenager | $4685 | $604 |
| Wolfs St | 2014 Volkswagen Jetta S | 17 year teenager | $3502 | $600 |
| South Omaha | ||||
| Hanscom Blvd | 2010 Lincoln MKZ Base | 83 year male senior | $1070 | $346 |
| S 37th Plz | 2013 Honda Civic LX | 74 year senior | $1413 | $838 |
Omaha Post DUI Car Insurance Rates
| Omaha | Gilmore I | Richland III | La Vista | Nebraska | |
| Median Post DUI Insurance Rate | $2310 | +$1242 | +$70 | -$116 | +$264 |
| Male Teenager Post DUI Insurance Rate | $9355 | +$5032 | +$287 | -$467 | +$1070 |
| Female Teenager Post DUI Insurance Rate | $5658 | +$3044 | +$174 | -$281 | +$647 |
The Post DUI insurance in Omaha, NE's is $2310 compared to Gilmore I (+$1242), Richland III (+$70), La Vista (-$116) and Nebraska (+$264)
In Omaha, a male teenager with Post DUI pays $3697 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDASPEED3 Sport in Omaha, NE would pay $8654 on auto insurance while a female teenager POST DUI would pay $5235.
Omaha Car Insurance by Segment
Omaha Teenagers Car Insurance Rates Comparison
28676 Omaha Teenagers (6% of total population), 51% Male & 49% Female.
| Omaha | Union | Richland III | Douglas | Nebraska | |
| All Teenagers | $3763 | +$85 | +$115 | +$85 | +$430 |
| Male Teenager | $5030 | +$113 | +$154 | +$113 | +$575 |
| Female Teenager | $3042 | +$69 | +$94 | +$69 | +$348 |
Omaha teenagers pay $3763 in insurance in contrast with Union (+$85), Richland III (+$115), Douglas (+$85) and Nebraska (+$430). The difference between Male & Female teenagers in Omaha is $1988
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $4556
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2709
Omaha Men & Women Car Insurance
412689 Omaha Adults (100% of total population), 49% Men & 51% Women.
| Omaha | Richland VI | Gilmore I | Gilmore II | Nebraska | |
| All Women | $1142 | +$164 | +$615 | +$523 | +$131 |
| Married Women | $1043 | +$149 | +$561 | +$477 | +$119 |
| All Men | $1987 | +$285 | +$1069 | +$909 | +$227 |
| Married Men | $1987 | +$285 | +$1069 | +$909 | +$227 |
The typical insurance rate of $1987 that Omaha Men pay varies from Richland VI (+$285), Gilmore I (+$1069), Gilmore II (+$909) and Nebraska (+$227). In Omaha, married men pay $944 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1880
- 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1912
Omaha Senior Car Insurance
67696 Omaha Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Omaha | Richland VI | Ralston | Union | Nebraska | |
| All Seniors | $1602 | +$229 | -$263 | +$36 | +$183 |
| Senior Men | $1080 | +$155 | -$177 | +$24 | +$124 |
| Senior Women | $1887 | +$271 | -$310 | +$43 | +$216 |
Omaha seniors pay $1602 in insurance compared to Richland VI (+$229), Ralston (-$263), Union (+$36) and Nebraska (+$183). In Omaha, senior men pay $807 less than senior women.
Omaha Car Insurance Discounts for Multiple Vehicles
Omaha Population with 1 Vehicle 61619 (38% of Omaha population), 2 Vehicles 60354 (37% of the Omaha population) and 3 vehicles 19307 (12% of the population)
| Omaha | Union | La Vista | Papillion | Nebraska | |
| 2 Vehicles | $2360 | +$53 | -$118 | -$370 | +$270 |
| 3 Vehicles | $3602 | +$81 | -$180 | -$565 | +$412 |
| 4 Vehicles | $4844 | +$109 | -$242 | -$760 | +$554 |
Car Insurance Agents in Omaha, NE
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | 1st Insurance | Po Box 540966, Omaha, NE 68154 |
| 2 | AAA Insurance | 16016 Evans St Ste 103, Omaha, NE 68116 |
| 3 | AAA Insurance | 815 N 98th St, Omaha, NE 68114 |
| 4 | AAA Insurance | 2606 S 132nd St Ste 103, Omaha, NE 68144 |
| 5 | AA Brokers Insurance Agency | 2214 N 90th Plz, Omaha, NE 68134 |
| 6 | Aaron Stockton | 1411 N 72nd St, Omaha, NE 68114 |
| 7 | A-B Insurance Agency | 2003 N 72nd St, Omaha, NE 68134 |
| 8 | Accolade Insurance | 7431 Pacific St, Omaha, NE 68114 |
| 9 | Accredited Insurance Group | 11347 Davenport St, Omaha, NE 68154 |
| 10 | Adrienne Zahnow | 5052 S 108th St, Omaha, NE 68137 |
Omaha Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Infiniti, M Series M56x AWD | $500 | $1360 | $1860 | $1280 | $1780 | $80 |
| Audi, A3 2.0 TDI | $200 | $1280 | $1480 | $1210 | $1410 | $70 |
| Dodge, Journey Crew | $400 | $1280 | $1680 | $1200 | $1600 | $80 |
| Ford, Focus S | $1000 | $1240 | $1740 | $1140 | $2140 | $-400 |
| Lexus, ES 350 | $1500 | $1310 | $1810 | $1240 | $2740 | $-930 |