Ontario, CA Auto Insurance Rates

Ontario, CA residents can save $580 by comparing multiple quotes & reading reviews & research on Ontario car insurance rates, quotes, agents & coverage.

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$919 $1448 $2255

Latest Auto Insurance Reviews in Ontario, California

I love my car insurance. They 100% will get a 5. I haven't had any issues, I am able to change up my policy via an app, and they send me plenty of notices when I need to make a payment.
We had applied for theft, accidental coverage, and maintenance. Almost all companies provide this. So I would say they are fine.
I appreciate their level of professionalism and that they are very helpful, given that i have used them whenever needing roadside assistance.
We have a $500 deductible for our insurance and we think that is reasonable. We probably would not turn in anything under that anyway. We do have one car on liability now.
State Farm
Good price, good deductible, haven't had any accidents so don't know if it goes up a lot when one happens.
Farmer's Insurance
Deductible is the same as other carriers. Premium is much higher than the cut-rate carriers and higher than Progressive, State Farm, Allstate. But the key is how much I get if the car is totaled.
The overall accessibility, interaction, and customer support of Geico has been excellent. The Geico app provides easy access to all my policy details, easy to navigate, and allows me to make changes and claims hassle free.
I can do everything I need to do regarding insurance through the companies web site and their app. I like that I do not have to talk to a person to get good customer service.
Everything seems to be pretty quick and painless. The claims process was very efficient. When I need to change something, I can do it anytime-I don't have to wait for an office to open and drive there.
Alcott Insurance
I love the easy online access. In addition, we ike the easy online website. The company offers policies.that are affordable and easily understandable.
I'm very satisfied with the company. Their website is very user friendly. I'm able to make claims online so if I don't want to talk to anybody, they will be able to help.
I didn't like their emailing system. They use the idea of ticket numbers, but instead apply it to emails. I just wish there were more direct ways to contact certain people when dealing with things like an accident etc.
Horace Mann
it is covered 60000$.compared to other insurance companies it is a good one.
Geico has shown me that they can operate efficiently without having me constantly call them to get things done, like renewing a policy, making a payment, and interacting with my bank on the rare occasion.
State Farm
One of the best and most positive things about this company is the customer support. I can call them at any time and if they do not answer they respond to me very promptly. They are always very friendly and willing to go the extra mile to help me.
I like the company they are very professional and get the job done in a fast manner.
Write Your Review | Ontario, California Auto Insurance Analysis
Allstate Auto Insurance, Ontario, CA
$87/1 month
Car Insurance Policy Holder
  • Married 24 Years old Male licensed 4 years ago with Leased Scion xD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Ontario Car Insurance Rate Comparisons

Ontario, CA's average car insurance of $1448 differs from Chino, CA (-$27), Charter Oak, CA (+$512), Norco, CA (-$108) and California (+$371)

Ontario Chino, CA Charter Oak, CA Norco, CA California
Median Insurance Rates $1448 -$27 +$512 -$108 +$371

Ontario Car Insurance Savings By Neighborhood & Street Area

Ontario Driver Street Residence & Car Locations Car Details in Ontario Ontario Driver Demographics Ontario Auto Insurance Estimates Recent Ontario Insurance Savings
Scarborough Ave2006 Buick Rendezvous CX19 year teenager$3169$567
Meadowlark St2007 Jeep Grand Cherokee Laredo18 year male teenager$2742$932
Los Serranos
Chukar Ct2009 Ford Fusion SEL16 year female teenager$2883$417
Meadowlark St2007 Acura TSX Base60 year male senior$1472$614
North Cucamonga
Rancho Park Pl2006 Chrysler 300 C84 year female senior$1548$506
Cedar Glen Pl2013 Honda Civic LX31 year married woman$1178$352
West End
Sea Shell St2011 Nissan Rogue SV47 year woman$1338$934
Lomas Ct2009 Mazda MAZDASPEED3 Sport64 year senior$1460$577
North Ontario
N Crawford Ave2008 Audi A4 2.0T quattro49 year married man$1998$947
Dickenson Ct2011 Lincoln MKZ Base30 year man$1840$841

Ontario Post DUI Car Insurance Rates

Ontario Norco Jurupa Valley Diamond Bar California
Median Post DUI Insurance Rate $2693 -$201 +$2012 +$230 +$690
Male Teenager Post DUI Insurance Rate $5870 -$437 +$4387 +$502 +$1504
Female Teenager Post DUI Insurance Rate $5844 -$437 +$4367 +$500 +$1497

The Post DUI insurance in Ontario, CA's is $2693 compared to Norco (-$201), Jurupa Valley (+$2012), Diamond Bar (+$230) and California (+$690)

In Ontario, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SEL in Ontario, CA would pay $5388 on auto insurance while a female teenager POST DUI would pay $5362.

Ontario Car Insurance by Segment

Ontario Teenagers Car Insurance Rates Comparison

51288 Ontario Teenagers (8% of total population), 52% Male & 48% Female.

Ontario Walnut Upland San Dimas California
All Teenagers $3156 +$362 -$91 +$46 +$809
Male Teenager $3156 +$362 -$91 +$46 +$809
Female Teenager $3142 +$360 -$91 +$45 +$805

Ontario teenagers pay $3156 in insurance in contrast with Walnut (+$362), Upland (-$91), San Dimas (+$46) and California (+$809). The difference between Male & Female teenagers in Ontario is $14


  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $3331
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3085

Ontario Men & Women Car Insurance

621107 Ontario Adults (100% of total population), 49% Men & 51% Women.

Ontario Charter Oak Yorba Linda Rancho Cucamonga California
All Women $1404 +$497 -$94 -$5 +$360
Married Women $1361 +$481 -$92 -$5 +$348
All Men $1838 +$651 -$123 -$6 +$472
Married Men $1752 +$619 -$118 -$6 +$448

The typical insurance rate of $1838 that Ontario Men pay varies from Charter Oak (+$651), Yorba Linda (-$123), Rancho Cucamonga (-$6) and California (+$472). In Ontario, married men pay $391 more than married women.


  • 2013 Toyota Prius Three Married Men Insurance Rate $1651
  • 2014 Kia Sorento LX Married Women Insurance Rate $1542

Ontario Senior Car Insurance

78233 Ontario Seniors (12% of total population), 45% Senior Men & 55% Senior Women.

Ontario Jurupa Yorba Linda Charter Oak California
All Seniors $1534 +$734 -$102 +$543 +$394
Senior Men $1505 +$720 -$100 +$533 +$386
Senior Women $1563 +$748 -$104 +$553 +$401

Ontario seniors pay $1534 in insurance compared to Jurupa (+$734), Yorba Linda (-$102), Charter Oak (+$543) and California (+$394). In Ontario, senior men pay $58 less than senior women.

Ontario Car Insurance Discounts for Multiple Vehicles

Ontario Population with 1 Vehicle 47576 (26% of Ontario population), 2 Vehicles 72901 (40% of the Ontario population) and 3 vehicles 34980 (19% of the population)

Ontario Jurupa Yorba Linda Diamond Bar California
2 Vehicles $2752 +$1314 -$185 +$235 +$705
3 Vehicles $4200 +$2006 -$282 +$359 +$1076
4 Vehicles $5648 +$2698 -$379 +$483 +$1447

Car Insurance Agents in Ontario, CA

Rank Agent Name Agent Contact
1 Adriana's Insurance Services 2238 S Euclid Ave Ste K, Ontario, CA 91762
2 Automobile Club of Southern California 10540 Foothill Blvd, Ontario, CA
3 Automobile Club of Southern California 1021 E Foothill Blvd, Ontario, CA
4 Brian Penaranda 500 East E St Ste 208, Ontario, CA 91764
5 Caliber Collision 9490 9th St, Ontario, CA
6 Caliber Collision 2607 N Towne Ave, Ontario, CA
7 Caliber Collision 14622 Ramona Ave, Ontario, CA
8 California Security Insurance Services 510 N Palm Ave, Ontario, CA 91762
9 CarMax 4100 E Inland Empire Blvd, Ontario, CA
10 Citrus Motors 1375 S Woodruff Way, Ontario, CA

Ontario Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Nissan, Sentra SL $100 $1460 $1560 $1340 $1440 $120
Dodge, Durango Crew $400 $1520 $1920 $1440 $1840 $80
Volvo, XC90 3.2 $500 $1450 $1950 $1350 $1850 $100
Acura, TL SH Advance $1500 $1570 $2070 $1460 $2960 $-890
Toyota, Sequoia Platinum $200 $1530 $1730 $1460 $1660 $70