Oologah Auto Insurance Rates, Quotes, Agents & Reviews in OK

Oologah, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oologah, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oologah, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oologah, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oologah, OK with that of other cities in and around Oologah.

Oologah Oologah-Talala Rogers County Sequoyah Vera Talala
Average Insurance Rates $1,589 $1,613 $1,554 $1,637 $1,551 $1,524

Oologah, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oologah, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oologah $2,807 $2,371
Oologah-Talala $1,062 $897
Talala $1,510 $1,275
Rogers County $1,467 $1,239
Sequoyah $1,535 $1,296
Limestone $1,353 $1,143
Collinsville $1,452 $1,227
Vera $1,488 $1,257

Oologah, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oologah, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,156
20 Years $2,042
30 Years $1,573
40 Years $1,513
50 Years $1,401
60 Years $1,421
70 Years $1,654

Oologah, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oologah, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,797 $381
3 Vehicles $4,195 $572
4 Vehicles $5,593 $763

Savings on 2 Vehicles bundle:$381

Savings on 3 Vehicles bundle:$572

Savings on 4 Vehicles bundle:$763

Oologah, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oologah, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Oologah $1,589 $2,482
Oologah-Talala $1,613 $2,519
Talala $1,524 $2,380
Rogers County $1,554 $2,427
Sequoyah $1,637 $2,557
Limestone $1,691 $2,641
Collinsville $1,600 $2,499
Vera $1,551 $2,422

Oologah, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,363
Excellent (740-799) $1,556
Good (670-739) $1,656
Average (580-669) $2,160
Poor (300-579) $2,592

Oologah, OK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wilbur Tucker Farmers 720 W Main St Ste B, Collinsville, 74021 (918) 371-2003
Herb Weaver State Farm 1322 W Main St, Collinsville, 74021-3012 918-371-2534
Amanda Patterson Farmers 15 E Main Street, Sperry, 74073 (918) 288-6535
Schultheiss Insurance Liberty Mutual Independent 923 W Main St, Collinsville, 74021 (918) 371-2222
Jackie Jones Farmers 227 W Rogers Blvd, Skiatook, 74070 (918) 396-2827
Aaa Oklahoma-Claremore Travelers 445 S BRADY ST, CLAREMORE, 74017 800-842-5075
Mark King Farmers 245 S Highway 169, Oologah, 74053 (918) 443-9454
Johnny Haynes Farmers 102 E 2nd St, Sand Springs, 74063 (918) 245-3030
Beverly Taylor State Farm 1225 W Rogers Blvd Ste E, Skiatook, 74070-4249 918-396-4222
Glenn Johnson Farmers 8030 S Memorial Dr Ste C1, Tulsa, 74133 (918) 252-0561
Jack Mandeville & Associates Insurance Travelers 2738 E 51ST ST STE 400, TULSA, 74105 918-743-8811
Charles G Harris Agcy None 4724 S Union, Tulsa, 74107 None

Oologah, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,659
Driver's Failure In Showing Documents +$154 $1,743
Driving With An Expired Registration +$164 $1,753
Driving At A Considerably Slow Pace +$345 $1,934
Using A Cellphone While Driving +$364 $1,953
Running A Red Light +$370 $1,959
Speeding +$389 $1,978
Driving A Vehicle Without The Required Permission +$494 $2,083
Driving With An Expired/Suspended License +$1,071 $2,660

Oologah, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,525
Active Disabling Device $1,525
Tracking Device $1,494
Passive Disabling Device $1,478