Orange County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Orange County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orange County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Orange County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Orange County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orange County, VT with that of other cities in and around Orange County.

Orange County Tunbridge Vershire Corinth Washington Strafford
Average Insurance Rates $1,083 $1,094 $1,073 $1,070 $1,077 $1,130

Orange County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orange County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orange County $2,245 $1,897
Vershire $1,250 $1,056
Chelsea $1,654 $1,397
Corinth $1,130 $954
Washington $1,221 $1,031
Strafford $961 $812
Tunbridge $1,113 $940
West Fairlee $1,136 $960

Orange County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orange County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,514
20 Years $1,392
30 Years $1,072
40 Years $1,031
50 Years $955
60 Years $968
70 Years $1,127

Orange County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orange County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,884 $282
3 Vehicles $2,827 $422
4 Vehicles $3,769 $563

Savings on 2 Vehicles bundle:$282

Savings on 3 Vehicles bundle:$422

Savings on 4 Vehicles bundle:$563


Orange County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orange County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Orange County $1,083 $2,238
Vershire $1,073 $2,217
Chelsea $1,070 $2,211
Corinth $1,070 $2,211
Washington $1,077 $2,226
Strafford $1,130 $2,335
Tunbridge $1,094 $2,261
West Fairlee $1,075 $2,221

Orange County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $929
Excellent (740-799) $1,061
Good (670-739) $1,129
Average (580-669) $1,472
Poor (300-579) $1,766

Orange County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Paige & Campbell Inc Liberty Mutual Independent 297 N MAIN ST STE 1, BARRE, 5641 (802) 476-6631
Denis Ricker & Brown Allstate 2 PIONEER ST, MONTPELIER, 5602 802-229-0563
Taylor-Palmer Agency Liberty Mutual Independent 25 North Main St , Bradford, 5033 None
Mayo Associates Travelers 49 Wall St, Northfield, 5663 None
Nfp None 78 Vt Route 15 W , Morrisville, 5661 None
Poulos Ins Inc Allstate 2472 Vt Rte 107, Bethel, 5032 (802) 234-9744
Michael Junga Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Poulos Ins Agcy Inc Allstate 35 Pleasant PO Box 298, Woodstock, 5091 (802) 457-1422
Holden Financial Services Inc Liberty Mutual Independent 92 CENTER ST, RUTLAND, 5701 802-388-4992

Orange County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,131
Driver's Failure In Showing Documents +$105 $1,188
Driving With An Expired Registration +$112 $1,195
Driving At A Considerably Slow Pace +$235 $1,318
Using A Cellphone While Driving +$248 $1,331
Running A Red Light +$252 $1,335
Speeding +$265 $1,348
Driving A Vehicle Without The Required Permission +$337 $1,420
Driving With An Expired/Suspended License +$730 $1,813

Orange County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,040
Active Disabling Device $1,040
Tracking Device $1,018
Passive Disabling Device $1,007