Orange Park Auto Insurance Rates, Quotes, Agents & Reviews in FL

Orange Park, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orange Park, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Orange Park, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Orange Park, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orange Park, FL with that of other cities in and around Orange Park.

Orange Park Fruit Cove Lakeside Asbury Lake Oakleaf Plantation Penney Farms
Average Insurance Rates $1,332 $1,922 $2,137 $2,179 $2,192 $2,158

Orange Park, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orange Park, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orange Park $2,576 $2,176
Fleming Island $985 $832
Lakeside $1,783 $1,506
Bellair-Meadowbrook Terrace $2,464 $2,081
Asbury Lake $1,744 $1,473
Oakleaf Plantation $1,098 $927
Fruit Cove $1,902 $1,607
Penney Farms $1,710 $1,444

Orange Park, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orange Park, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,322
20 Years $1,711
30 Years $1,318
40 Years $1,268
50 Years $1,175
60 Years $1,191
70 Years $1,386

Orange Park, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orange Park, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,318 $346
3 Vehicles $3,477 $519
4 Vehicles $4,635 $693

Savings on 2 Vehicles bundle:$346

Savings on 3 Vehicles bundle:$519

Savings on 4 Vehicles bundle:$693

Orange Park, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orange Park, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Orange Park $1,332 $2,085
Fleming Island $2,246 $3,515
Lakeside $2,137 $3,345
Bellair-Meadowbrook Terrace $2,084 $3,262
Asbury Lake $2,179 $3,410
Oakleaf Plantation $2,192 $3,431
Fruit Cove $1,922 $3,008
Penney Farms $2,158 $3,377

Orange Park, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,143
Excellent (740-799) $1,305
Good (670-739) $1,388
Average (580-669) $1,811
Poor (300-579) $2,173

Orange Park, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Roderick Crabbe Allstate 1123 Kingsley Ave, Orange Park, 32073 (904) 215-2121
Garland Jan Smith Allstate 8553 Argyle Bus Loop Ste 2, Jacksonville, 32244 (904) 777-9494
Chris Bedford State Farm 3943 Baymeadows Rd Ste 1, Jacksonville, 32217-4636 904-730-4300
Matthew Heck Allstate 12276 San Jose Blvd Ste 603, Jacksonville, 32223 (904) 292-0102
Connor Seth Liberty Mutual 11112 San Jose Boulevard Suite 32, Jacksonville, 32223 1-904-268-0503
Frank Butterfield GEICO 1600 Park Avenue Suite 2, Orange Park, 32073 (904) 264-1223
Surety Markets, Inc. None 4033 San Servera Drive N, Jacksonville, 32217 None
We Insure Florida Inc None Po Box 23865, Jacksonville, 32241 None

Orange Park, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,391
Driver's Failure In Showing Documents +$129 $1,461
Driving With An Expired Registration +$137 $1,469
Driving At A Considerably Slow Pace +$289 $1,621
Using A Cellphone While Driving +$305 $1,637
Running A Red Light +$310 $1,642
Speeding +$326 $1,658
Driving A Vehicle Without The Required Permission +$414 $1,746
Driving With An Expired/Suspended License +$898 $2,230

Orange Park, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,279
Active Disabling Device $1,279
Tracking Device $1,252
Passive Disabling Device $1,239

Latest Auto Insurance Reviews in Orange Park, FL | Back to Top

I have had limited interactions with the insurance company but the enrollment process was easy and fast.
I would recommend USAA because it is cost effective and provides a good amount of coverage options without the usual "tips" and "tricks".
The deductible for my car insurance is a bit higher, but this is because I opted for a lower payment. The deductible is fair for the discount I receive each month.
State Farm
Given the good service and support I have received over the years I would not hesitate to go to recommend State Farm to friends and neighbors.
I pay about $3,000+ a year with a $1,500 deductible I know that there are cheaper insurance companies out there however I like the value MetLife gives.
I like GEICO because I trust them to do what they promise. I have never had a problem with a claim and am completely satisfied with their services.
Geico is cheaper than other companies, but I still feel that my rate should be a little lower considering that I have a perfect driving record.
what I like most about the company is the rates and friendly customer servive, I feel they are fair and very friendly.
Horace Mann
Very low premium compared to any others that I have seen. I have full coverage and do not desire to look in to any other companies.
Liberty Mutual
there is no comparison since both give what we expect from her and give that security that we are so looking for
Horace Mann
We were referred to Horace Mann by our mortgage broker while purchasing a new home. As our property lies upon ancient native tribal lands, we were eligible for USDA financing and special considerations for certain lines of insurance coverage. This included a substantial discount for our auto coverage as well. No other company came close to the provisions and discounts we found with Horace Mann. We saved over $1200 on annual previum costs.
I sound like I am repeating but I like the premiums, I like the service, and I like the accessibility of communication.
very easy to get rate quotes and to understand the policy breakdown. Was able to customize all my options to lower my rate
State Farm
The coverage seems fine, I've never had an accident, but my rates are obscene given my driving history and the type of car I drive. The customer service has gone rapidly downhill as well.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.