Orchard Hill Auto Insurance Rates, Quotes, Agents & Reviews in GA

Orchard Hill, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orchard Hill, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Orchard Hill, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Orchard Hill, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orchard Hill, GA with that of other cities in and around Orchard Hill.

Orchard Hill Spalding County Milner Towalaga Griffin East Griffin
Average Insurance Rates $1,608 $1,600 $1,623 $1,653 $1,581 $1,551

Orchard Hill, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orchard Hill, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orchard Hill $1,656 $1,399
East Griffin $1,163 $982
Milner $1,712 $1,446
Towalaga $1,478 $1,248
Griffin $1,314 $1,110
Southwest Butts $1,349 $1,140
Spalding County $1,037 $876
Experiment $1,566 $1,322

Orchard Hill, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orchard Hill, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,218
20 Years $2,066
30 Years $1,591
40 Years $1,531
50 Years $1,418
60 Years $1,438
70 Years $1,673

Orchard Hill, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orchard Hill, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,766 $450
3 Vehicles $4,149 $675
4 Vehicles $5,532 $900

Savings on 2 Vehicles bundle:$450

Savings on 3 Vehicles bundle:$675

Savings on 4 Vehicles bundle:$900


Orchard Hill, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orchard Hill, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Orchard Hill $1,608 $2,940
East Griffin $1,551 $2,835
Milner $1,623 $2,967
Towalaga $1,653 $3,022
Griffin $1,581 $2,890
Southwest Butts $1,618 $2,958
Spalding County $1,600 $2,925
Experiment $1,551 $2,835

Orchard Hill, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,380
Excellent (740-799) $1,575
Good (670-739) $1,676
Average (580-669) $2,186
Poor (300-579) $2,623

Orchard Hill, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Brakefield State Farm 30 E Main St N, Hampton, 30228-5502 770-626-5284
Charleston Mcclendon Allstate 505 E Taylor St, Griffin, 30223 (770) 229-5703
Simonis & Associates Agency Inc Travelers 1210 PENNSYLVANIA AVE, MCDONOUGH, 30253 678-610-5115
Carole Worthan Farmers 6717 Church St, Douglasville, 30134 (770) 726-1331
Hardegree Insurance Agency Liberty Mutual Independent 750 HAMMOND DR BDG 19 STE 200, SANDY SPRINGS, 30328 770-390-0888
Duggal Insurance Associates Liberty Mutual Independent 1835 PENNSYLVANIA AVE, MCDONOUGH, 30253 770-320-8232
Insurance Office Of America Liberty Mutual Independent 2839 PACES FERRY ROAD SUITE 1200, ATLANTA, 30339 678-919-1150
C A R Insurance Liberty Mutual Independent 3100 FIVE FORKS TRICKUM RD STE 704, LILBURN, 30047 770-451-5659
Atlanta International Rmi Inc Travelers 260 PEACHTREE ST NW STE 2600, ATLANTA, 30303 404-688-0688

Orchard Hill, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,679
Driver's Failure In Showing Documents +$156 $1,764
Driving With An Expired Registration +$166 $1,774
Driving At A Considerably Slow Pace +$349 $1,957
Using A Cellphone While Driving +$368 $1,976
Running A Red Light +$375 $1,983
Speeding +$394 $2,002
Driving A Vehicle Without The Required Permission +$500 $2,108
Driving With An Expired/Suspended License +$1,084 $2,692

Orchard Hill, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,544
Active Disabling Device $1,544
Tracking Device $1,512
Passive Disabling Device $1,495