Orem, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Orem, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Orem, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Orem, UT Auto Insurance Rates
- Orem, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Orem, UT
- Multi Vehicle Insurance Savings in Orem, UT
- How Credit Score Affects Car Insurance Rates in Orem, UT
- How DUI Affects Auto Insurance Premiums in Orem, UT
- Top Auto Insurance Agents Near Orem, UT
- How Driving Violations Affect Auto Insurance Rates in Orem, UT
- Orem, UT Auto Insurance Discounts on Anti Theft Feature
- Orem, UT Auto Insurance Company Reviews
Orem, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Orem, UT with that of other cities in and around Orem.
|Orem||Pleasant Grove||American Fork-Pleasant Grove||Provo-Orem||American Fork||Vineyard|
|Average Insurance Rates||$1,246||$1,258||$1,297||$1,608||$1,254||$1,328|
Orem, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Orem, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|American Fork-Pleasant Grove||$1,980||$1,672|
Orem, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Orem, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Orem, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Orem, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$299
Savings on 3 Vehicles bundle:$449
Savings on 4 Vehicles bundle:$598
Orem, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orem, UT.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|American Fork-Pleasant Grove||$1,297||$1,973|
Orem, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Orem, UT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Cathe Cook||Allstate||1382 W State Rd, Pleasant Grove, 84062||(801) 796-3424|
|Antonio Perez Gandica||Allstate||1928 N 1120 W, Provo, 84604||(801) 377-2757|
|Cox Insurance Agency Inc||Travelers||920 E STATE RD STE E, AMERICAN FORK, 84003||801-492-9920|
|Strategic Ins Agency Llc||Travelers||807 EAST PACIFIC DR STE A, AMERICAN FORK, 84003||801-374-7444|
|Insure Right Insurance Agency||Liberty Mutual Independent||69 N 490 W, AMERICAN FORK, 84003||(801) 407-8360|
|Insure Pro Llc||Liberty Mutual Independent||12894 S PONY EXPRESS RD STE200 STE 200, DRAPER, 84020||877-467-7762|
|Deann Fountaine||State Farm||11451 S 700 E Ste A, Draper, 84020-8204||801-571-9509|
|Jed Miner & Assoc Ins Services Inc||Travelers||1524 EAST 1110 NORTH, OREM, 84097||801-226-8106|
|Joyce Olsen-Morgan||Allstate||10265 S 1300 E, Sandy, 84094||(801) 571-1777|
|Neal Dastrup Insurance Inc||Travelers||922 S STATE ST, PLEASANT GROVE, 84062||801-785-4343|
Orem, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$55||$1,301|
|Driver's Failure In Showing Documents||+$121||$1,367|
|Driving With An Expired Registration||+$128||$1,374|
|Driving At A Considerably Slow Pace||+$270||$1,516|
|Using A Cellphone While Driving||+$285||$1,531|
|Running A Red Light||+$290||$1,536|
|Driving A Vehicle Without The Required Permission||+$388||$1,634|
|Driving With An Expired/Suspended License||+$840||$2,086|
Orem, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,196|
|Passive Disabling Device||$1,159|
Latest Auto Insurance Reviews in Orem, UT | Back to Top
I had a great experience with coverage with this company when a deer hit my car last fall. The car was covered with only a $100 deductible and repaired by a major dealership completely.
The are great with claim management and very fast. They customer service is wonderful. The prices are awesome and the deductibles are typical considering the lower prices of the premiums.
I recommend Allstate because they are friendly and professional. They are professionals who are easily reachable and they have always been there for me when I have needed them.
Our auto insurance provider offers the same types of insurance that other companies offer: home, auto, life, renter's insurance, flood, etc. I can't really think of anything they do not cover.
I love the customer service they answer emails and pick up the phone on the first ring, they are always available to me
It's cheapest that I can find. They respond quickly to messages, emails, phone calls, etc. When we have had a claim, I feel like they have treated me pretty fair. They even changed out our carseats after one accident without a fuss.
Similar to above. The thing I like most about the company is it is local. I am also impressed by the prices that they offer. I get a good rate for what I have.
I have found no fault at all in this company. They gave me an affordable price so I can't complain.