Orleans County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Orleans County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orleans County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Orleans County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Orleans County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orleans County, VT with that of other cities in and around Orleans County.

Orleans County Newport Brownington Albany Barton Orleans
Average Insurance Rates $1,070 $1,054 $1,063 $1,068 $1,051 $1,046

Orleans County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orleans County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orleans County $1,323 $1,117
Irasburg $1,102 $931
Orleans $2,470 $2,086
Coventry $1,230 $1,039
Brownington $1,526 $1,289
Barton $1,423 $1,202
Newport $1,051 $887
Albany $1,557 $1,315

Orleans County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orleans County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,472
20 Years $1,375
30 Years $1,059
40 Years $1,019
50 Years $944
60 Years $957
70 Years $1,114

Orleans County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orleans County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,819 $321
3 Vehicles $2,729 $482
4 Vehicles $3,638 $642

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$482

Savings on 4 Vehicles bundle:$642


Orleans County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orleans County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Orleans County $1,070 $2,211
Irasburg $1,070 $2,211
Orleans $1,046 $2,162
Coventry $1,081 $2,234
Brownington $1,063 $2,197
Barton $1,051 $2,172
Newport $1,054 $2,178
Albany $1,068 $2,207

Orleans County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $918
Excellent (740-799) $1,048
Good (670-739) $1,115
Average (580-669) $1,455
Poor (300-579) $1,745

Orleans County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Royer-Camp Insurance Inc Travelers 573 East Main St, Newport, 5855 None
Associated Ins Agencies Inc Travelers 374 MAIN ST, NEWPORT, 5855 802-334-6584
Nfp Property & Casualty Services Liberty Mutual Independent 21 WATER ST, ORLEANS, 5860 (802) 754-6930
Insuring Vermont None 389 E Main St, Newport, 5855 None
Essex Agency Inc Liberty Mutual Independent 2 Railroad St , Essex Junction, 5452 None
Noyle W Johnson Ins Agency Liberty Mutual Independent 119 RIVER ST, MONTPELIER, 5602 (802) 223-7735
Kinney Pike Insurance Liberty Mutual Independent 62 Knight Ln , Williston, 5495 None
Marketplace Insurance Center, Inc. None 2 Market Place Ste 5 , Essex Junction, 5452 None

Orleans County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,117
Driver's Failure In Showing Documents +$104 $1,174
Driving With An Expired Registration +$110 $1,180
Driving At A Considerably Slow Pace +$232 $1,302
Using A Cellphone While Driving +$245 $1,315
Running A Red Light +$249 $1,319
Speeding +$262 $1,332
Driving A Vehicle Without The Required Permission +$333 $1,403
Driving With An Expired/Suspended License +$721 $1,791

Orleans County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,027
Active Disabling Device $1,027
Tracking Device $1,006
Passive Disabling Device $995