Orleans Auto Insurance Rates, Quotes, Agents & Reviews in VT

Orleans, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orleans, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Orleans, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Orleans, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orleans, VT with that of other cities in and around Orleans.

Orleans Glover Albany Barton Orleans County Irasburg
Average Insurance Rates $1,046 $1,075 $1,068 $1,051 $1,070 $1,070

Orleans, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orleans, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orleans $2,470 $2,086
Orleans County $1,323 $1,117
Barton $1,423 $1,202
Brownington $1,526 $1,289
Irasburg $1,102 $931
Coventry $1,230 $1,039
Albany $1,557 $1,315
Glover $1,119 $945

Orleans, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orleans, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,394
20 Years $1,344
30 Years $1,035
40 Years $996
50 Years $922
60 Years $935
70 Years $1,089

Orleans, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orleans, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,841 $251
3 Vehicles $2,761 $377
4 Vehicles $3,682 $502

Savings on 2 Vehicles bundle:$251

Savings on 3 Vehicles bundle:$377

Savings on 4 Vehicles bundle:$502

Orleans, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orleans, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Orleans $1,046 $2,162
Orleans County $1,070 $2,211
Barton $1,051 $2,172
Brownington $1,063 $2,197
Irasburg $1,070 $2,211
Coventry $1,081 $2,234
Albany $1,068 $2,207
Glover $1,075 $2,221

Orleans, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $897
Excellent (740-799) $1,024
Good (670-739) $1,090
Average (580-669) $1,422
Poor (300-579) $1,706

Orleans, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Taylor - Moore Agency Travelers Po Box 10, Derby, 5829 None
Peter Campbell Agency Nationwide 5498 U S Rte 5, Newport, 05855-9483 (802) 334-6454
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
Barsalow Insurance Agency Travelers 546 RTE 7 S, MILTON, 5468 802-893-2660
Cass Insurance None 5027 Us Rte 5 5027 Us Rte 5, Newport, 5855 None
Hickok & Boardman Inc Liberty Mutual Independent 20 SWANTON RD, SAINT ALBANS, 5478 (802) 527-0171
Mike Bessette State Farm 27 River Rd Ste 102, Essex Jct, 05452-3807 802-872-0006
Walter Hausermann Allstate 18A Maple St, Essex Junction, 5452 (802) 878-7144

Orleans, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,092
Driver's Failure In Showing Documents +$101 $1,147
Driving With An Expired Registration +$108 $1,154
Driving At A Considerably Slow Pace +$227 $1,273
Using A Cellphone While Driving +$240 $1,286
Running A Red Light +$244 $1,290
Speeding +$256 $1,302
Driving A Vehicle Without The Required Permission +$325 $1,371
Driving With An Expired/Suspended License +$705 $1,751

Orleans, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,004
Active Disabling Device $1,004
Tracking Device $983
Passive Disabling Device $973