Orwell Auto Insurance Rates, Quotes, Agents & Reviews in VT

Orwell, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Orwell, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Orwell, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Orwell, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Orwell, VT with that of other cities in and around Orwell.

Orwell Sudbury Hubbardton Whiting Shoreham Leicester
Average Insurance Rates $1,095 $1,108 $1,086 $1,091 $1,095 $1,089

Orwell, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Orwell, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orwell $1,751 $1,479
Sudbury $1,865 $1,576
Whiting $1,713 $1,447
Shoreham $964 $814
Benson $1,080 $913
Hubbardton $1,345 $1,136
Putnam $1,701 $1,436
Leicester $1,509 $1,275

Orwell, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Orwell, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,553
20 Years $1,407
30 Years $1,084
40 Years $1,043
50 Years $966
60 Years $979
70 Years $1,140

Orwell, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Orwell, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,927 $263
3 Vehicles $2,891 $394
4 Vehicles $3,854 $526

Savings on 2 Vehicles bundle:$263

Savings on 3 Vehicles bundle:$394

Savings on 4 Vehicles bundle:$526

Orwell, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Orwell, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Orwell $1,095 $2,263
Sudbury $1,108 $2,290
Whiting $1,091 $2,255
Shoreham $1,095 $2,263
Benson $1,073 $2,217
Hubbardton $1,086 $2,244
Putnam $1,673 $2,524
Leicester $1,089 $2,250

Orwell, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $939
Excellent (740-799) $1,072
Good (670-739) $1,141
Average (580-669) $1,489
Poor (300-579) $1,786

Orwell, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chas Lunsford Sons & Assoc Travelers 16 CHURCH AVE SE, ROANOKE, 24011 (540) 982-0200
Dewitt Blake Insurance Agency Travelers 1967 ROUTE 74, CORNWALL, 5753 802-385-1189
Nfp None 249 Ward Rd, Poultney, 5764 None

Orwell, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,143
Driver's Failure In Showing Documents +$106 $1,201
Driving With An Expired Registration +$113 $1,208
Driving At A Considerably Slow Pace +$238 $1,333
Using A Cellphone While Driving +$251 $1,346
Running A Red Light +$255 $1,350
Speeding +$268 $1,363
Driving A Vehicle Without The Required Permission +$341 $1,436
Driving With An Expired/Suspended License +$738 $1,833

Orwell, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,051
Active Disabling Device $1,051
Tracking Device $1,029
Passive Disabling Device $1,018