Oshkosh, WI Auto Insurance Rates
Oshkosh, WI residents can save $340 by comparing multiple quotes & reading reviews & research on Oshkosh car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $590 | $860 | $1291 |
Latest Auto Insurance Reviews in Oshkosh, Wisconsin
Progressive
I'm sure that if i went with a big name company, I'd have the same coverage but I'd be paying more every month out of pocket for it. I don't understand why people don't shop around.
I'm sure that if i went with a big name company, I'd have the same coverage but I'd be paying more every month out of pocket for it. I don't understand why people don't shop around.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
21st Century Auto Insurance
I would give my company a 5 for the premium. Other companies are very expensive and they offer less policies than my company does. I am very satisfied with the prices that I pay.
I would give my company a 5 for the premium. Other companies are very expensive and they offer less policies than my company does. I am very satisfied with the prices that I pay.
Progressive
The only thing that I dislike is that no matter how long I've been with them, my rate never goes down and I've been with them for like 8 years.
The only thing that I dislike is that no matter how long I've been with them, my rate never goes down and I've been with them for like 8 years.
State Farm
There is very little I dislike about the company. If I had to pick something, I would say that I receive way too much mail from them.
There is very little I dislike about the company. If I had to pick something, I would say that I receive way too much mail from them.
Liberty Mutual, Oshkosh, WI
$96/1 month
Car Insurance Policy Holder
- Single 23 Years old Male licensed 3 years ago with Own Chevrolet Corvette ZR1 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- vocational education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oshkosh, WI
$52/1 month
Car Insurance Policy Holder
- Married 38 Years old Male licensed 6 years ago with Financed Kia Sorento EX used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- less than high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
American Family Insurance, Oshkosh, WI
$50/1 month
Car Insurance Policy Holder
- Divorced 24 Years old Male licensed 9 years ago with Own Audi, TTS 2.0 Quattro, 2 Door Convertible AWD used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Oshkosh, WI
$1248/12 months
Car Insurance Policy Holder
- Single 49 Years old Male licensed 18 years ago with Financed Mercedes, S550, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
- Vocational & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Oshkosh, WI
$768/12 months
Car Insurance Policy Holder
- Single 22 Years old Female licensed 6 years ago with Own BMW, 740LI, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
- High School, pursuing Bachelors Degree & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oshkosh, WI
$1152/12 months
Car Insurance Policy Holder
- Married 47 Years old Male licensed 27 years ago with Own Lincoln, MKT, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Oshkosh, WI
$727/12 months
Car Insurance Policy Holder
- Single 21 Years old Female licensed 5 years ago with Own Chrysler, 300 S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Oshkosh, WI
$685/12 months
Car Insurance Policy Holder
- Single 32 Years old Female licensed 14 years ago with Own Acura, TL Tech, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Oshkosh Car Insurance Rate Comparisons
Oshkosh, WI's average car insurance of $860 differs from Winneconne, WI (+$610), Rushford, WI (+$230), Menasha, WI (-$69) and Wisconsin (+$368)
| Oshkosh | Winneconne, WI | Rushford, WI | Menasha, WI | Wisconsin | |
| Median Insurance Rates | $860 | +$610 | +$230 | -$69 | +$368 |
Oshkosh Car Insurance Savings By Neighborhood & Street Area
| Oshkosh Driver Street Residence & Car Locations | Car Details in Oshkosh | Oshkosh Driver Demographics | Oshkosh Auto Insurance Estimates | Recent Oshkosh Insurance Savings |
|---|---|---|---|---|
| Leonards Point | ||||
| Crestwood Dr | 2008 Mazda MAZDA3 i Sport | 30 year woman | $742 | $413 |
| N Haven Ln | 2006 Ford Fusion SE | 75 year senior | $901 | $852 |
| Highland Shore Ln | 2007 Buick LaCrosse CXS | 54 year married man | $1057 | $749 |
| Other Area | ||||
| Luke Ln | 2006 Audi A4 2.0T | 46 year married woman | $783 | $659 |
| Pierce Ave | 2007 Cadillac DTS Base | 67 year female senior | $1092 | $908 |
| Sawtell Ct | 2008 Jeep Liberty Limited | 17 year teenager | $2831 | $843 |
| Fitzgerald | ||||
| Clairville Rd | 2010 Toyota Prius III | 16 year male teenager | $3040 | $968 |
| Heidi Haven Dr | 2014 Volkswagen Jetta S | 18 year female teenager | $2853 | $583 |
| Melrose Park | ||||
| Oak Crest Dr | 2007 Chrysler 300C | 74 year male senior | $933 | $800 |
| Clairville Rd | 2013 Honda Civic U.S. LX | 23 year man | $1182 | $993 |
Oshkosh Post DUI Car Insurance Rates
| Oshkosh | Nepeuskun | Winneconne | Eldorado | Wisconsin | |
| Median Post DUI Insurance Rate | $1599 | +$465 | +$1135 | +$744 | +$685 |
| Male Teenager Post DUI Insurance Rate | $6078 | +$1767 | +$4311 | +$2827 | +$2600 |
| Female Teenager Post DUI Insurance Rate | $5613 | +$1633 | +$3982 | +$2611 | +$2403 |
The Post DUI insurance in Oshkosh, WI's is $1599 compared to Nepeuskun (+$465), Winneconne (+$1135), Eldorado (+$744) and Wisconsin (+$685)
In Oshkosh, a male teenager with Post DUI pays $465 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick LaCrosse CXS in Oshkosh, WI would pay $5836 on auto insurance while a female teenager POST DUI would pay $5392.
Oshkosh Car Insurance by Segment
Oshkosh Teenagers Car Insurance Rates Comparison
5962 Oshkosh Teenagers (9% of total population), 46% Male & 54% Female.
| Oshkosh | Winnebago County | Vinland | Friendship | Wisconsin | |
| All Teenagers | $3130 | +$2075 | +$473 | +$2803 | +$1339 |
| Male Teenager | $3268 | +$2166 | +$494 | +$2926 | +$1398 |
| Female Teenager | $3018 | +$2001 | +$456 | +$2703 | +$1292 |
Oshkosh teenagers pay $3130 in insurance in contrast with Winnebago County (+$2075), Vinland (+$473), Friendship (+$2803) and Wisconsin (+$1339). The difference between Male & Female teenagers in Oshkosh is $250
Example
- 2011 Lincoln MKZ Base Male Teenager Insurance Rate $3344
- 2004 Chevrolet Silverado K2500 Heavy Duty Female Teenager Insurance Rate $2958
Oshkosh Men & Women Car Insurance
66046 Oshkosh Adults (100% of total population), 51% Men & 49% Women.
| Oshkosh | Rushford | Utica | Stockbridge | Wisconsin | |
| All Women | $799 | +$214 | +$38 | +$47 | +$343 |
| Married Women | $722 | +$193 | +$34 | +$42 | +$309 |
| All Men | $1298 | +$347 | +$61 | +$76 | +$556 |
| Married Men | $1100 | +$295 | +$52 | +$64 | +$471 |
The typical insurance rate of $1298 that Oshkosh Men pay varies from Rushford (+$347), Utica (+$61), Stockbridge (+$76) and Wisconsin (+$556). In Oshkosh, married men pay $378 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1064
- 2014 Dodge Journey Limited Married Women Insurance Rate $1117
Oshkosh Senior Car Insurance
10860 Oshkosh Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| Oshkosh | Stockbridge | Friendship | Winnebago County | Wisconsin | |
| All Seniors | $963 | +$56 | +$862 | +$638 | +$412 |
| Senior Men | $971 | +$57 | +$870 | +$644 | +$416 |
| Senior Women | $946 | +$55 | +$847 | +$627 | +$404 |
Oshkosh seniors pay $963 in insurance compared to Stockbridge (+$56), Friendship (+$862), Winnebago County (+$638) and Wisconsin (+$412). In Oshkosh, senior men pay $25 more than senior women.
Oshkosh Car Insurance Discounts for Multiple Vehicles
Oshkosh Population with 1 Vehicle 9720 (39% of Oshkosh population), 2 Vehicles 9728 (39% of the Oshkosh population) and 3 vehicles 2461 (10% of the population)
| Oshkosh | Winneconne | Utica | Algoma | Wisconsin | |
| 2 Vehicles | $1634 | +$1159 | +$76 | +$209 | +$700 |
| 3 Vehicles | $2494 | +$1769 | +$116 | +$319 | +$1068 |
| 4 Vehicles | $3354 | +$2379 | +$156 | +$429 | +$1436 |
Oshkosh Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Sequoia Limited | $200 | $860 | $1060 | $800 | $1000 | $60 |
| Ford, Transit Connect XLT Premium | $400 | $840 | $1240 | $800 | $1200 | $40 |
| Buick, Regal | $1000 | $870 | $1370 | $830 | $1830 | $-460 |
| GMC, Sierra 2500HD SLT | $700 | $840 | $1340 | $790 | $1490 | $-150 |
| Infiniti, G37 X | $100 | $880 | $980 | $820 | $920 | $60 |