Oshkosh, WI Auto Insurance Rates

Oshkosh, WI residents can save $340 by comparing multiple quotes & reading reviews & research on Oshkosh car insurance rates, quotes, agents & coverage.

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$590 $860 $1291

Latest Auto Insurance Reviews in Oshkosh, Wisconsin


State Farm
Overall, I have been pretty satisfied with my car insurance company. I have not had to make a claim with them, but they have been great when I was hit by someone else.
Progressive
Progressive customer service is very good. They respond very quickly and follow up completely to make sure all of your needs are meet.
Allstate
They have always been great. They answer my questions and pick up the telephone within 5 minutes. They are very nice and seem eager to help in anyway possible.
Progressive
I'm sure that if i went with a big name company, I'd have the same coverage but I'd be paying more every month out of pocket for it. I don't understand why people don't shop around.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
21st Century Auto Insurance
I would give my company a 5 for the premium. Other companies are very expensive and they offer less policies than my company does. I am very satisfied with the prices that I pay.
Progressive
The only thing that I dislike is that no matter how long I've been with them, my rate never goes down and I've been with them for like 8 years.
State Farm
There is very little I dislike about the company. If I had to pick something, I would say that I receive way too much mail from them.
Write Your Review | Oshkosh, Wisconsin Auto Insurance Analysis
Liberty Mutual, Oshkosh, WI
$96/1 month
Car Insurance Policy Holder
  • Single 23 Years old Male licensed 3 years ago with Own Chevrolet Corvette ZR1 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oshkosh, WI
$52/1 month
Car Insurance Policy Holder
  • Married 38 Years old Male licensed 6 years ago with Financed Kia Sorento EX used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
American Family Insurance, Oshkosh, WI
$50/1 month
Car Insurance Policy Holder
  • Divorced 24 Years old Male licensed 9 years ago with Own Audi, TTS 2.0 Quattro, 2 Door Convertible AWD used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Oshkosh, WI
$1248/12 months
Car Insurance Policy Holder
  • Single 49 Years old Male licensed 18 years ago with Financed Mercedes, S550, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Oshkosh, WI
$768/12 months
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 6 years ago with Own BMW, 740LI, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oshkosh, WI
$1152/12 months
Car Insurance Policy Holder
  • Married 47 Years old Male licensed 27 years ago with Own Lincoln, MKT, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Oshkosh, WI
$727/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 5 years ago with Own Chrysler, 300 S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Oshkosh, WI
$685/12 months
Car Insurance Policy Holder
  • Single 32 Years old Female licensed 14 years ago with Own Acura, TL Tech, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Oshkosh Car Insurance Rate Comparisons

Oshkosh, WI's average car insurance of $860 differs from Winneconne, WI (+$610), Rushford, WI (+$230), Menasha, WI (-$69) and Wisconsin (+$368)

Oshkosh Winneconne, WI Rushford, WI Menasha, WI Wisconsin
Median Insurance Rates $860 +$610 +$230 -$69 +$368

Oshkosh Car Insurance Savings By Neighborhood & Street Area

Oshkosh Driver Street Residence & Car Locations Car Details in Oshkosh Oshkosh Driver Demographics Oshkosh Auto Insurance Estimates Recent Oshkosh Insurance Savings
Leonards Point
Crestwood Dr2008 Mazda MAZDA3 i Sport30 year woman$742$413
N Haven Ln2006 Ford Fusion SE75 year senior$901$852
Highland Shore Ln2007 Buick LaCrosse CXS54 year married man$1057$749
Other Area
Luke Ln2006 Audi A4 2.0T46 year married woman$783$659
Pierce Ave2007 Cadillac DTS Base67 year female senior$1092$908
Sawtell Ct2008 Jeep Liberty Limited17 year teenager$2831$843
Fitzgerald
Clairville Rd2010 Toyota Prius III16 year male teenager$3040$968
Heidi Haven Dr2014 Volkswagen Jetta S18 year female teenager$2853$583
Melrose Park
Oak Crest Dr2007 Chrysler 300C 74 year male senior$933$800
Clairville Rd2013 Honda Civic U.S. LX23 year man$1182$993

Oshkosh Post DUI Car Insurance Rates

Oshkosh Nepeuskun Winneconne Eldorado Wisconsin
Median Post DUI Insurance Rate $1599 +$465 +$1135 +$744 +$685
Male Teenager Post DUI Insurance Rate $6078 +$1767 +$4311 +$2827 +$2600
Female Teenager Post DUI Insurance Rate $5613 +$1633 +$3982 +$2611 +$2403

The Post DUI insurance in Oshkosh, WI's is $1599 compared to Nepeuskun (+$465), Winneconne (+$1135), Eldorado (+$744) and Wisconsin (+$685)

In Oshkosh, a male teenager with Post DUI pays $465 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick LaCrosse CXS in Oshkosh, WI would pay $5836 on auto insurance while a female teenager POST DUI would pay $5392.

Oshkosh Car Insurance by Segment

Oshkosh Teenagers Car Insurance Rates Comparison

5962 Oshkosh Teenagers (9% of total population), 46% Male & 54% Female.

Oshkosh Winnebago County Vinland Friendship Wisconsin
All Teenagers $3130 +$2075 +$473 +$2803 +$1339
Male Teenager $3268 +$2166 +$494 +$2926 +$1398
Female Teenager $3018 +$2001 +$456 +$2703 +$1292

Oshkosh teenagers pay $3130 in insurance in contrast with Winnebago County (+$2075), Vinland (+$473), Friendship (+$2803) and Wisconsin (+$1339). The difference between Male & Female teenagers in Oshkosh is $250

Example

  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $3344
  • 2004 Chevrolet Silverado K2500 Heavy Duty Female Teenager Insurance Rate $2958

Oshkosh Men & Women Car Insurance

66046 Oshkosh Adults (100% of total population), 51% Men & 49% Women.

Oshkosh Rushford Utica Stockbridge Wisconsin
All Women $799 +$214 +$38 +$47 +$343
Married Women $722 +$193 +$34 +$42 +$309
All Men $1298 +$347 +$61 +$76 +$556
Married Men $1100 +$295 +$52 +$64 +$471

The typical insurance rate of $1298 that Oshkosh Men pay varies from Rushford (+$347), Utica (+$61), Stockbridge (+$76) and Wisconsin (+$556). In Oshkosh, married men pay $378 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1064
  • 2014 Dodge Journey Limited Married Women Insurance Rate $1117

Oshkosh Senior Car Insurance

10860 Oshkosh Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Oshkosh Stockbridge Friendship Winnebago County Wisconsin
All Seniors $963 +$56 +$862 +$638 +$412
Senior Men $971 +$57 +$870 +$644 +$416
Senior Women $946 +$55 +$847 +$627 +$404

Oshkosh seniors pay $963 in insurance compared to Stockbridge (+$56), Friendship (+$862), Winnebago County (+$638) and Wisconsin (+$412). In Oshkosh, senior men pay $25 more than senior women.

Oshkosh Car Insurance Discounts for Multiple Vehicles

Oshkosh Population with 1 Vehicle 9720 (39% of Oshkosh population), 2 Vehicles 9728 (39% of the Oshkosh population) and 3 vehicles 2461 (10% of the population)

Oshkosh Winneconne Utica Algoma Wisconsin
2 Vehicles $1634 +$1159 +$76 +$209 +$700
3 Vehicles $2494 +$1769 +$116 +$319 +$1068
4 Vehicles $3354 +$2379 +$156 +$429 +$1436

Oshkosh Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Sequoia Limited $200 $860 $1060 $800 $1000 $60
Ford, Transit Connect XLT Premium $400 $840 $1240 $800 $1200 $40
Buick, Regal $1000 $870 $1370 $830 $1830 $-460
GMC, Sierra 2500HD SLT $700 $840 $1340 $790 $1490 $-150
Infiniti, G37 X $100 $880 $980 $820 $920 $60