Oshkosh Auto Insurance Rates, Quotes, Agents & Reviews in WI

Oshkosh, WI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oshkosh, WI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oshkosh, WI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Oshkosh, WI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oshkosh, WI with that of other cities in and around Oshkosh.

Oshkosh Vinland Nekimi Butte des Morts Algoma Winnebago County
Average Insurance Rates $903 $1,139 $1,122 $1,172 $1,125 $1,087

Oshkosh, WI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oshkosh, WI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oshkosh $1,075 $908
Algoma $2,074 $1,752
Vinland $1,255 $1,060
Winnebago County $1,521 $1,285
Nekimi $1,452 $1,227
Black Wolf $1,151 $972
Butte des Morts $2,358 $1,991
Omro $2,834 $2,393

Oshkosh, WI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oshkosh, WI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $2,930
20 Years $1,160
30 Years $894
40 Years $860
50 Years $796
60 Years $807
70 Years $940

Oshkosh, WI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oshkosh, WI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,535 $271
3 Vehicles $2,303 $406
4 Vehicles $3,070 $542

Savings on 2 Vehicles bundle:$271

Savings on 3 Vehicles bundle:$406

Savings on 4 Vehicles bundle:$542


Oshkosh, WI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oshkosh, WI.

Location Average Insurance Cost Post DUI Insurance Rate
Oshkosh $903 $1,739
Algoma $1,125 $2,166
Vinland $1,139 $2,193
Winnebago County $1,087 $2,093
Nekimi $1,122 $2,160
Black Wolf $1,117 $2,151
Butte des Morts $1,172 $2,257
Omro $1,394 $2,684

Oshkosh, WI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $775
Excellent (740-799) $884
Good (670-739) $941
Average (580-669) $1,228
Poor (300-579) $1,473

Oshkosh, WI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurance Services By Karen Llc Erie 375 City Ctr Suite A, Oshkosh, 54901 None
Lyndee Lewis State Farm 1050 Witzel Ave, Oshkosh, 54902-5720 920-231-9710
Alan Jordan State Farm 201 Kettle Moraine Dr N, Slinger, 53086 262-644-6586
Blia Vang State Farm 3005 S 12th St, Sheboygan, 53081-6749 920-452-2482
Cs Insurance Services Erie 127 N Main Street, Hartford, 53027 None
Gundrum Insurance & Investments Llc None 101 E Washington St, Slinger, 53086 None
Fwg Insurance Services Llc Erie 39 S Marr Street Suite F, Fond Du Lac, 54935 None
Fwg Insurance Services Llc Erie 39 S Marr Street Suite F, Fond Du Lac, 54935 None
Frangquist Insurance Agency Inc Travelers 15 LONE OAK LANE, HARTFORD, 53027 262-673-9000
Walter Insurance Agency None 4968 Eagle Ln , West Bend, 53095 None

Oshkosh, WI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$40 $943
Driver's Failure In Showing Documents +$88 $991
Driving With An Expired Registration +$93 $996
Driving At A Considerably Slow Pace +$196 $1,099
Using A Cellphone While Driving +$207 $1,110
Running A Red Light +$210 $1,113
Speeding +$221 $1,124
Driving A Vehicle Without The Required Permission +$281 $1,184
Driving With An Expired/Suspended License +$609 $1,512

Oshkosh, WI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $867
Active Disabling Device $867
Tracking Device $849
Passive Disabling Device $840

Latest Auto Insurance Reviews in Oshkosh, WI | Back to Top

State Farm
Overall, I have been pretty satisfied with my car insurance company. I have not had to make a claim with them, but they have been great when I was hit by someone else.
Progressive
Progressive customer service is very good. They respond very quickly and follow up completely to make sure all of your needs are meet.
Allstate
They have always been great. They answer my questions and pick up the telephone within 5 minutes. They are very nice and seem eager to help in anyway possible.
Progressive
I'm sure that if i went with a big name company, I'd have the same coverage but I'd be paying more every month out of pocket for it. I don't understand why people don't shop around.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
Allstate
I am pretty satisfied with the premium and deductible and once again I chose what i can afford and not put me at risk for affording the deductible if something happens. I need to be able to have a quick turn around in service if something happens.
21st Century Auto Insurance
I would give my company a 5 for the premium. Other companies are very expensive and they offer less policies than my company does. I am very satisfied with the prices that I pay.
Progressive
The only thing that I dislike is that no matter how long I've been with them, my rate never goes down and I've been with them for like 8 years.
State Farm
There is very little I dislike about the company. If I had to pick something, I would say that I receive way too much mail from them.