Overland Park, KS Auto Insurance Rates
Overland Park, KS residents can save $460 by comparing multiple quotes & reading reviews & research on Overland Park car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $698 | $1150 | $1582 |
Latest Auto Insurance Reviews in Overland Park, Kansas
Price point is the lowest i can currently find. I checked other rates about two months ago.
I would recommend this company because here in Michigan, you're required to have car insurance. The customer service for this company is okay.
I don't do much comparison shopping, so I can't say for sure. But I'm pretty confident that the premiums and deductibles are in line with the leading companies in the insurance industry.
Offerings are standard and cover our insurance needs.we are satisfied with what they offer as our needs are not that complex.
I believe that State Farm has highly competitive offering for auto insurance coverage in the marketplace. We are pleased with the offerings we were able to choose from.
My premium has gone up with some car accidents but I am not dissatisfied. The coverage and cost is comparable to other companies. Insurance is a necessary expense.
I think that my insurance company probably offers the same auto insurance that other similar companies offer. If there are any other services, I probably don't need them anyway.
I think that my insurance company probably offers the same auto insurance that other similar companies offer. If there are any other services, I probably don't need them anyway.
I like that this company offers good insurance at a low price. They have great customer service and allow you to find answers yourself or get assistance if you need it.
Customer service is excellent. Anytime I have ever had to call Geico, they have been nothing but nice and easy to work with. They answer our questions and make us feel comfortable.
Customer service sometimes can be a bit of problems sometimes it takes a while to connect with someone to assist you with questions
like the customer service, the pricing their cover for each car that I have
I dislike that even though I have never been in an accident it's quite expensive because I have a terrible credit score.
We have used State Farm from the time we moved here 20+ yrs ago. The same individual owns the office and his two assistants are still there. It has become so easy to go in and talk, ask questions, get advice. They are part of the neighborhood. I am often driven by cost savings, but I hop they never give me a reason to truly look elsewhere.
Same policy offerings but the service at AAA is amazing.
I don't like that my premiums have gone up for seemingly no reason. My entire family's premiums went up, and we all drive much older cars. My insurance yearly is half the value of my car, for example.
- Divorced 41 Years old Male licensed 8 years ago with Leased Ford Expedition EL King Ranch used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Overland Park Car Insurance Rate Comparisons
Overland Park, KS's average car insurance of $1150 differs from Loch Lloyd, MO (+$1090), Mission, KS (-$2), Westwood Hills, KS (+$760) and Kansas (+$285)
| Overland Park | Loch Lloyd, MO | Mission, KS | Westwood Hills, KS | Kansas | |
| Median Insurance Rates | $1150 | +$1090 | -$2 | +$760 | +$285 |
Overland Park Car Insurance Savings By Neighborhood & Street Area
| Overland Park Driver Street Residence & Car Locations | Car Details in Overland Park | Overland Park Driver Demographics | Overland Park Auto Insurance Estimates | Recent Overland Park Insurance Savings |
|---|---|---|---|---|
| Morse | ||||
| Garnett Ln | 2004 Jeep Grand Cherokee Overland | 42 year married woman | $719 | $422 |
| Century St | 2006 Ford Fusion SE | 16 year male teenager | $3700 | $537 |
| Countryside | ||||
| Farley Ct | 2003 Buick Century Base | 17 year teenager | $3339 | $384 |
| Craig Ln | 2006 Cadillac DTS \N | 68 year female senior | $1903 | $876 |
| Stilwell | ||||
| W 177th Ter | 2008 Mazda MAZDA3 s Sport | 16 year female teenager | $2950 | $967 |
| S Greenway St | 2008 Chrysler 300 Touring | 51 year man | $1823 | $342 |
| Elmhurst | ||||
| W 115th | 2013 Honda Civic LX | 63 year male senior | $1200 | $712 |
| Floyd Dr | 2012 Toyota Prius Two | 48 year woman | $907 | $445 |
| Stanley | ||||
| W 127th Pl | 2012 Dodge Journey SXT | 47 year married man | $1916 | $622 |
| W 127th Cir | 2014 Volkswagen Jetta S | 76 year senior | $1308 | $709 |
Overland Park Post DUI Car Insurance Rates
| Overland Park | Mission Hills | Mission Woods | Fairway | Kansas | |
| Median Post DUI Insurance Rate | $2139 | +$1413 | +$1488 | +$1432 | +$530 |
| Male Teenager Post DUI Insurance Rate | $7977 | +$5273 | +$5550 | +$5342 | +$1977 |
| Female Teenager Post DUI Insurance Rate | $6223 | +$4114 | +$4330 | +$4168 | +$1542 |
The Post DUI insurance in Overland Park, KS's is $2139 compared to Mission Hills (+$1413), Mission Woods (+$1488), Fairway (+$1432) and Kansas (+$530)
In Overland Park, a male teenager with Post DUI pays $1754 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Buick Century Base in Overland Park, KS would pay $6999 on auto insurance while a female teenager POST DUI would pay $5460.
Overland Park Car Insurance by Segment
Overland Park Teenagers Car Insurance Rates Comparison
11034 Overland Park Teenagers (6% of total population), 51% Male & 49% Female.
| Overland Park | Shawnee | Westwood Hills | Prairie Village | Kansas | |
| All Teenagers | $3806 | -$13 | +$2516 | +$10 | +$943 |
| Male Teenager | $4289 | -$15 | +$2835 | +$11 | +$1063 |
| Female Teenager | $3346 | -$12 | +$2212 | +$9 | +$829 |
Overland Park teenagers pay $3806 in insurance in contrast with Shawnee (-$13), Westwood Hills (+$2516), Prairie Village (+$10) and Kansas (+$943). The difference between Male & Female teenagers in Overland Park is $943
Example
- 2010 Lincoln MKZ Base Male Teenager Insurance Rate $4259
- 2012 Hyundai Sonata GLS Female Teenager Insurance Rate $3186
Overland Park Men & Women Car Insurance
174503 Overland Park Adults (100% of total population), 48% Men & 52% Women.
| Overland Park | Mission Woods | Belton, MO | Kaw, MO | Kansas | |
| All Women | $1035 | +$720 | +$70 | +$342 | +$256 |
| Married Women | $897 | +$624 | +$60 | +$296 | +$222 |
| All Men | $1989 | +$1384 | +$135 | +$657 | +$493 |
| Married Men | $2012 | +$1400 | +$137 | +$665 | +$499 |
The typical insurance rate of $1989 that Overland Park Men pay varies from Mission Woods (+$1384), Belton, MO (+$135), Kaw, MO (+$657) and Kansas (+$493). In Overland Park, married men pay $1115 more than married women.
Example
- 2006 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1853
- 2013 Audi A4 2.0T quattro Premium Married Women Insurance Rate $2262
Overland Park Senior Car Insurance
31563 Overland Park Seniors (18% of total population), 43% Senior Men & 57% Senior Women.
| Overland Park | Johnson County | Mount Pleasant, MO | Fairway | Kansas | |
| All Seniors | $1460 | +$1054 | +$864 | +$978 | +$362 |
| Senior Men | $1437 | +$1038 | +$850 | +$963 | +$356 |
| Senior Women | $1495 | +$1079 | +$884 | +$1001 | +$370 |
Overland Park seniors pay $1460 in insurance compared to Johnson County (+$1054), Mount Pleasant, MO (+$864), Fairway (+$978) and Kansas (+$362). In Overland Park, senior men pay $58 less than senior women.
Overland Park Car Insurance Discounts for Multiple Vehicles
Overland Park Population with 1 Vehicle 24862 (34% of Overland Park population), 2 Vehicles 31468 (43% of the Overland Park population) and 3 vehicles 10304 (14% of the population)
| Overland Park | Johnson County | Oxford | Lenexa | Kansas | |
| 2 Vehicles | $2185 | +$1577 | +$1577 | -$58 | +$542 |
| 3 Vehicles | $3335 | +$2407 | +$2407 | -$89 | +$827 |
| 4 Vehicles | $4485 | +$3237 | +$3237 | -$120 | +$1112 |
Car Insurance Agents in Overland Park, KS
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Marla Williams Agency Inc | 7269 W 97th Street, Overland Park, KS 66212 |
Overland Park Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mitsubishi, Outlander GT | $100 | $1220 | $1320 | $1140 | $1240 | $80 |
| Acura, TL Tech | $300 | $1180 | $1480 | $1110 | $1410 | $70 |
| Hyundai, Elantra Limited | $500 | $1140 | $1640 | $1070 | $1570 | $70 |
| Mazda, MX5 Miata Sport | $200 | $1140 | $1340 | $1080 | $1280 | $60 |
| Infiniti, G37 | $400 | $1190 | $1590 | $1110 | $1510 | $80 |