Overland Park Auto Insurance Rates, Quotes, Agents & Reviews in KS

Overland Park, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Overland Park, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Overland Park, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Overland Park, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Overland Park, KS with that of other cities in and around Overland Park.

Overland Park Loch Lloyd Kaw Olathe Prairie Village Leawood
Average Insurance Rates $1,208 $2,046 $1,487 $1,158 $1,605 $1,201

Overland Park, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Overland Park, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Overland Park $1,142 $965
Leawood $1,048 $885
Oxford $2,023 $1,709
Kaw $2,201 $1,859
Loch Lloyd $2,889 $2,440
Olathe $2,274 $1,921
Johnson County $1,505 $1,271
Prairie Village $1,262 $1,066

Overland Park, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Overland Park, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,920
20 Years $1,552
30 Years $1,196
40 Years $1,150
50 Years $1,065
60 Years $1,080
70 Years $1,257

Overland Park, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Overland Park, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,078 $338
3 Vehicles $3,117 $507
4 Vehicles $4,156 $676

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$507

Savings on 4 Vehicles bundle:$676


Overland Park, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Overland Park, KS.

Location Average Insurance Cost Post DUI Insurance Rate
Overland Park $1,208 $2,014
Leawood $1,201 $2,002
Oxford $1,705 $2,842
Kaw $1,487 $2,121
Loch Lloyd $2,046 $2,918
Olathe $1,158 $1,930
Johnson County $1,592 $2,654
Prairie Village $1,605 $2,675

Overland Park, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,036
Excellent (740-799) $1,183
Good (670-739) $1,259
Average (580-669) $1,642
Poor (300-579) $1,970

Overland Park, KS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Desiree Mondragon Farmers 7133 W 80th St Ste 204, Overland Park, 66204 (913) 428-7200
The Gerber Insurance Group Travelers 5200 W 94TH TER STE 110, PRAIRIE VILLAGE, 66207 913-649-7800
Scott Lowery Allstate 11810 Quivira Rd, Overland Park, 66210 (913) 375-9500
Carl Nitsche Farmers 7505 Nall Ave, Prairie Village, 66208 (913) 642-1035
Goodman Gravley Ins Source Travelers 14812 W 117Th St, Olathe, 66062 (913) 782-1404
Scott Kamrath Allstate 10930 W 74th Ter, Shawnee, 66203 (913) 962-4600
Giersch & Assoc Ins Agency Llc Travelers 4200 SOMERSET DR STE 245, PRAIRIE VILLAGE, 66208 913-232-7641
Shawn Purvis Farmers 6701 W 64th St Ste 222, Overland Park, 66202 (785) 856-2580
Platinumone Insurance Agency Llc Travelers 4400 W 109TH ST STE 100, OVERLAND PARK, 66211 913-451-4800
Platinumone Insurance Agency Llc Travelers 4400 W 109TH ST STE 100, OVERLAND PARK, 66211 913-451-4800

Overland Park, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,261
Driver's Failure In Showing Documents +$117 $1,325
Driving With An Expired Registration +$124 $1,332
Driving At A Considerably Slow Pace +$262 $1,470
Using A Cellphone While Driving +$277 $1,485
Running A Red Light +$281 $1,489
Speeding +$296 $1,504
Driving A Vehicle Without The Required Permission +$376 $1,584
Driving With An Expired/Suspended License +$814 $2,022

Overland Park, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,160
Active Disabling Device $1,160
Tracking Device $1,136
Passive Disabling Device $1,123

Latest Auto Insurance Reviews in Overland Park, KS | Back to Top

Geico
I would recommend Geico. the premiums are on the lower end comparing prices of other Insurances
Geico
Price point is the lowest i can currently find. I checked other rates about two months ago.
Aaa
I would recommend this company because here in Michigan, you're required to have car insurance. The customer service for this company is okay.
California Casualty
I don't do much comparison shopping, so I can't say for sure. But I'm pretty confident that the premiums and deductibles are in line with the leading companies in the insurance industry.
Allstate
Offerings are standard and cover our insurance needs.we are satisfied with what they offer as our needs are not that complex.
State Farm
I believe that State Farm has highly competitive offering for auto insurance coverage in the marketplace. We are pleased with the offerings we were able to choose from.
Nationwide
My premium has gone up with some car accidents but I am not dissatisfied. The coverage and cost is comparable to other companies. Insurance is a necessary expense.
Country Financial
I think that my insurance company probably offers the same auto insurance that other similar companies offer. If there are any other services, I probably don't need them anyway.
Country Financial
I think that my insurance company probably offers the same auto insurance that other similar companies offer. If there are any other services, I probably don't need them anyway.
Geico
I like that this company offers good insurance at a low price. They have great customer service and allow you to find answers yourself or get assistance if you need it.
Geico
Customer service is excellent. Anytime I have ever had to call Geico, they have been nothing but nice and easy to work with. They answer our questions and make us feel comfortable.
Allstate
Customer service sometimes can be a bit of problems sometimes it takes a while to connect with someone to assist you with questions
Progressive
like the customer service, the pricing their cover for each car that I have
Farm Bureau
I dislike that even though I have never been in an accident it's quite expensive because I have a terrible credit score.
State Farm
We have used State Farm from the time we moved here 20+ yrs ago. The same individual owns the office and his two assistants are still there. It has become so easy to go in and talk, ask questions, get advice. They are part of the neighborhood. I am often driven by cost savings, but I hop they never give me a reason to truly look elsewhere.
Aaa
Same policy offerings but the service at AAA is amazing.
State Farm
I don't like that my premiums have gone up for seemingly no reason. My entire family's premiums went up, and we all drive much older cars. My insurance yearly is half the value of my car, for example.