Owyhee Auto Insurance Rates, Quotes, Agents & Reviews in OR

Owyhee, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Owyhee, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Owyhee, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Owyhee, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Owyhee, OR with that of other cities in and around Owyhee.

Owyhee Wilder Malheur Junction Adrian Parma Nyssa
Average Insurance Rates $1,422 $1,065 $1,417 $1,396 $1,035 $1,370

Owyhee, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Owyhee, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Owyhee $1,848 $1,561
Nyssa $1,972 $1,666
Parma $1,463 $1,235
Adrian $1,532 $1,294
Malheur Junction $1,481 $1,251
Fruitland $1,469 $1,241
Wilder $1,154 $974
Vale $1,676 $1,415

Owyhee, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Owyhee, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,614
20 Years $1,827
30 Years $1,407
40 Years $1,354
50 Years $1,254
60 Years $1,271
70 Years $1,480

Owyhee, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Owyhee, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,503 $341
3 Vehicles $3,754 $512
4 Vehicles $5,005 $683

Savings on 2 Vehicles bundle:$341

Savings on 3 Vehicles bundle:$512

Savings on 4 Vehicles bundle:$683

Owyhee, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Owyhee, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Owyhee $1,422 $2,127
Nyssa $1,370 $2,049
Parma $1,035 $1,650
Adrian $1,396 $2,088
Malheur Junction $1,417 $2,120
Fruitland $1,039 $1,657
Wilder $1,065 $1,698
Vale $1,389 $2,078

Owyhee, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,220
Excellent (740-799) $1,393
Good (670-739) $1,482
Average (580-669) $1,933
Poor (300-579) $2,319

Owyhee, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Blackaby Insurance Agency Inc Liberty Mutual Independent 280 S OREGON ST, ONTARIO, 97914 541-889-8693
Brian Halcom State Farm 1301 SW 4th Ave, Ontario, 97914-4538 541-889-8828
Calley Van Dyke Farmers 186 SW 1st St, Ontario, 97914 (541) 889-4813
Grant Baxter State Farm 647 SW 4th Ave, Ontario, 97914-2624 541-889-6070
The Insurance Group Liberty Mutual Independent Po Box 718, Ontario, 97914 None
Field-Waldo Insurance, Inc. - Ontario None 933 Sw 30Th St , Ontario, 97914 None
Field-Waldo Insurance, Inc - Vale None None, Vale, 97918 None

Owyhee, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,485
Driver's Failure In Showing Documents +$138 $1,560
Driving With An Expired Registration +$146 $1,568
Driving At A Considerably Slow Pace +$309 $1,731
Using A Cellphone While Driving +$326 $1,748
Running A Red Light +$331 $1,753
Speeding +$348 $1,770
Driving A Vehicle Without The Required Permission +$442 $1,864
Driving With An Expired/Suspended License +$958 $2,380

Owyhee, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,365
Active Disabling Device $1,365
Tracking Device $1,337
Passive Disabling Device $1,322