Oxford Auto Insurance Rates, Quotes, Agents & Reviews in GA

Oxford, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Oxford, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Oxford, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Oxford, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Oxford, GA with that of other cities in and around Oxford.

Oxford Newton County Walnut Grove Covington-Porterdale Porterdale North Rockdale
Average Insurance Rates $1,576 $1,611 $1,624 $1,606 $1,562 $1,631

Oxford, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Oxford, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Oxford $1,077 $910
Covington $1,002 $847
Covington-Porterdale $1,212 $1,024
Porterdale $1,676 $1,415
Newton County $935 $790
North Rockdale $1,235 $1,043
Walnut Grove $1,513 $1,278
Jersey $2,212 $1,869

Oxford, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Oxford, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,114
20 Years $2,025
30 Years $1,560
40 Years $1,501
50 Years $1,390
60 Years $1,409
70 Years $1,640

Oxford, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Oxford, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,742 $410
3 Vehicles $4,113 $615
4 Vehicles $5,484 $820

Savings on 2 Vehicles bundle:$410

Savings on 3 Vehicles bundle:$615

Savings on 4 Vehicles bundle:$820

Oxford, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Oxford, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Oxford $1,576 $2,881
Covington $1,616 $2,954
Covington-Porterdale $1,606 $2,936
Porterdale $1,562 $2,856
Newton County $1,611 $2,945
North Rockdale $1,631 $2,982
Walnut Grove $1,624 $2,969
Jersey $1,651 $3,018

Oxford, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,352
Excellent (740-799) $1,543
Good (670-739) $1,642
Average (580-669) $2,143
Poor (300-579) $2,571

Oxford, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Scott Foster State Farm 1080 Iris Drive SW, Conyers, 30094-6629 770-483-0632
Moses Cowart Allstate 2395 Wall St SE Ste 170, Conyers, 30013 (678) 894-2161
Conyers Insurance Agency Inc Travelers 1354 IRIS DR SW, CONYERS, 30094 770-483-5555
Plw & Associates Nationwide 976 E Freeway Dr STE B, Conyers, 30094 (770) 761-2111
Wendy Bear State Farm 1029 Railroad St. NW, Conyers, 30012 770-483-4856
Tony Logue Allstate 2008 Eastview Pkwy Ste 500, Conyers, 30013 (770) 760-1234
Jim Dolvin Allstate 1135 Church St SE, Covington, 30014 (770) 784-7070
Shametria Dixon State Farm 2008 Eastview Pkwy Ste 600, Conyers, 30013-5714 770-761-8035
Slw Insurance Services Inc Nationwide 1785 East Park Place Blvd Ste 208, Stone Mountain, 30087 (770) 469-8877
Craig Crump State Farm 3225 Shallowford Road NE, Marietta, 30062-7030 770-590-7773
Don Johnson State Farm 1230 Old Canton Rd, Marietta, 30062-4946 770-973-8545
Five Star Insurance & Business Services Travelers 2093 Rock Chapel Rd. , Lithonia, 30058 None
Aegis Insurance Services, Inc. None 5755 North Point Parkway 5755 North Point Parkway, Alpharetta, 30022 None
Joe Debose State Farm 2629 Cobb Pkwy SE Ste A, Smyrna, 30080-3008 770-951-2044

Oxford, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,645
Driver's Failure In Showing Documents +$153 $1,729
Driving With An Expired Registration +$162 $1,738
Driving At A Considerably Slow Pace +$342 $1,918
Using A Cellphone While Driving +$361 $1,937
Running A Red Light +$367 $1,943
Speeding +$386 $1,962
Driving A Vehicle Without The Required Permission +$490 $2,066
Driving With An Expired/Suspended License +$1,062 $2,638

Oxford, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,513
Active Disabling Device $1,513
Tracking Device $1,481
Passive Disabling Device $1,466