Oxnard, CA Auto Insurance Rates

Oxnard, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Oxnard car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$932 $1325 $1940

Latest Auto Insurance Reviews in Oxnard, California

The policy offerings are comparable to other companies. Ever so often I will check other companies' offerings and have not find anything that would make me consider changing to another provider.
State Farm
they a scalable based on how much you want to pay for your insurance. so you can have a high deductible to a 0 deductible if you want to pay them for it.
State Farm
The car insurance deduction policy is very inviting than all other insurance companies of their level. They offer reasonable deduction.
I would definitely recommend Progressive to family and friends.they have a lot of different programs to help you save as much money as possible.
Very competitive rates on auto insurance. They have many different ways to customize your coverage based on your wants compared to your budget.
The customer service while speaking with an agent has been ok, there are certain aspects that I believe need improving. I believe there have been several time in which I have received 'lip service' that could not be backed up.
Fred Loya Insurance
I don't like that I can't change my payment date. I would like to change it to the day I get paid, but they won't do that since I signed up before that date the first time.
I dislike how geico has continued to slightly raise my rates even though I have not received any tickets or have been in an accident. It has lead me to look around at possible other options due to the price being high for only having one vehicle on my plan.
I like our company because overall they are giving us great premiums as well as great coverage.
I like that the options for the premium were the lowest and that I could do most things online without having to interact with people. I don't have many strong feelings otherwise.
I love their premiums they are a great value and the customer service is exceptional at mercury
Write Your Review | Oxnard, California Auto Insurance Analysis
State Farm Auto Insurance, Oxnard, CA
$79/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 1 year ago with Own Ford Edge Sport used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Oxnard Car Insurance Rate Comparisons

Oxnard, CA's average car insurance of $1325 differs from Oak Park, CA (+$1055), Oak View, CA (+$245), Ventura County, CA (+$105) and California (+$494)

Oxnard Oak Park, CA Oak View, CA Ventura County, CA California
Median Insurance Rates $1325 +$1055 +$245 +$105 +$494

Oxnard Car Insurance Savings By Neighborhood & Street Area

Oxnard Driver Street Residence & Car Locations Car Details in Oxnard Oxnard Driver Demographics Oxnard Auto Insurance Estimates Recent Oxnard Insurance Savings
W Esplanade Dr2004 Buick Rendezvous CX53 year married man$1614$443
Spur Dr2006 Ford Fusion V6 SEL75 year female senior$1303$749
Royal Palms Mobile Home Park
Manzanita Dr2010 Mazda Mazda3 s Sport19 year male teenager$2748$533
S L St2008 Chrysler 300 Touring76 year male senior$1360$922
Silver Strand
Munda Dr2011 Hyundai Sonata GLS29 year married woman$1222$566
Rousseau St2010 Nissan Rogue S17 year teenager$2748$764
Wene'me (historical)
W B St2011 Kia Sorento LX28 year woman$1128$956
Oceana Dr2010 Toyota Prius V32 year man$1501$736
Strickland Acres
Cortez St2013 Honda Civic U.S. LX18 year female teenager$2506$910
Orange Dr2009 Acura TSX Base68 year senior$1366$667

Oxnard Post DUI Car Insurance Rates

Oxnard Lake Sherwood San Oak Park California
Median Post DUI Insurance Rate $2464 +$2167 +$381 +$1962 +$919
Male Teenager Post DUI Insurance Rate $5371 +$4725 +$832 +$4278 +$2003
Female Teenager Post DUI Insurance Rate $5347 +$4702 +$828 +$4258 +$1994

The Post DUI insurance in Oxnard, CA's is $2464 compared to Lake Sherwood (+$2167), San (+$381), Oak Park (+$1962) and California (+$919)

In Oxnard, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2010 Mazda Mazda3 s Sport in Oxnard, CA would pay $5111 on auto insurance while a female teenager POST DUI would pay $5088.

Oxnard Car Insurance by Segment

Oxnard Teenagers Car Insurance Rates Comparison

19723 Oxnard Teenagers (8% of total population), 54% Male & 46% Female.

Oxnard Moorpark Saticoy Channel Islands Beach California
All Teenagers $2888 +$17 +$2474 +$2540 +$1077
Male Teenager $2888 +$17 +$2474 +$2540 +$1077
Female Teenager $2875 +$17 +$2463 +$2528 +$1072

Oxnard teenagers pay $2888 in insurance in contrast with Moorpark (+$17), Saticoy (+$2474), Channel Islands Beach (+$2540) and California (+$1077). The difference between Male & Female teenagers in Oxnard is $13


  • 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $2515
  • 2004 Chevrolet Silverado 2500HD LT Female Teenager Insurance Rate $2701

Oxnard Men & Women Car Insurance

233179 Oxnard Adults (100% of total population), 51% Men & 49% Women.

Oxnard Saticoy Agoura Hills Ventura California
All Women $1285 +$1101 +$1004 +$218 +$479
Married Women $1245 +$1067 +$973 +$212 +$464
All Men $1682 +$1442 +$1315 +$286 +$628
Married Men $1603 +$1373 +$1252 +$272 +$597

The typical insurance rate of $1682 that Oxnard Men pay varies from Saticoy (+$1442), Agoura Hills (+$1315), Ventura (+$286) and California (+$628). In Oxnard, married men pay $358 more than married women.


  • 2011 Audi A4 2.0T Premium Plus Married Men Insurance Rate $1516
  • 2012 Lincoln MKZ Base Married Women Insurance Rate $1599

Oxnard Senior Car Insurance

30326 Oxnard Seniors (13% of total population), 45% Senior Men & 55% Senior Women.

Oxnard Oak Park Lake Sherwood San California
All Seniors $1404 +$1118 +$1235 +$217 +$524
Senior Men $1378 +$1097 +$1211 +$213 +$513
Senior Women $1431 +$1139 +$1258 +$221 +$533

Oxnard seniors pay $1404 in insurance compared to Oak Park (+$1118), Lake Sherwood (+$1235), San (+$217) and California (+$524). In Oxnard, senior men pay $53 less than senior women.

Oxnard Car Insurance Discounts for Multiple Vehicles

Oxnard Population with 1 Vehicle 17323 (28% of Oxnard population), 2 Vehicles 23196 (37% of the Oxnard population) and 3 vehicles 11274 (18% of the population)

Oxnard Moorpark Saticoy Las Posas California
2 Vehicles $2518 +$15 +$2156 +$2042 +$939
3 Vehicles $3843 +$23 +$3291 +$3117 +$1433
4 Vehicles $5168 +$31 +$4426 +$4192 +$1927

Oxnard Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Pilot Touring $1500 $1430 $1930 $1340 $2840 $-910
Ford, Edge Sport $400 $1360 $1760 $1270 $1670 $90
Chevrolet, Camaro LT $1000 $1240 $1740 $1160 $2160 $-420
Acura, TSX Sport Wagon $200 $1450 $1650 $1360 $1560 $90
Subaru, Impreza WRX $100 $1310 $1410 $1230 $1330 $80