Palatine, IL Auto Insurance Rates
Palatine, IL residents can save $400 by comparing multiple quotes & reading reviews & research on Palatine car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $681 | $1003 | $1536 |
Latest Auto Insurance Reviews in Palatine, Illinois
Neutral. It is harder to get things done than it needs to be because a lot of mistakes are made in processing. But it's a solid, well-known company and I have confidence.
I don't have car insurance due to not being a licensed driver. I have not been a driver for about 20 years.
We haven't had any particular issues with our car insurance, so I would be happy to recommend it to anyone looking for insurance.
Basically, this type of insurance company is a combination of car and house insurance.the combination is not the most cost-effective.
The customer service at Progressive has been okay so far. They're sometimes a bit pushy with ads and mailings and phone calls, but we've managed to tailor our settings.
The premium and deductible are much cheaper in way of finances go i totally approve that compared to state farm or allstate.
The premium and deductible are much cheaper in way of finances go i totally approve that compared to state farm or allstate.
It helps you get your insurance quotes at no cost, in addition to helping you compare them. This will help you find a good option for low cost and high protection.
My agent is very kind and I feel well taken care of whenever I visit the office; much better than how I was treated while as a Geico customer. However their prices are a little high (even considering that I am in my 20s) and the rates frequently fluctuate without notification. That being said they are reliable and flexible.
I dislike how the company treats its customers. They are very corporate and seem to feel like they are above the people they are serving
I like that my insurance policy is affordable, allows me to pay a monthly rate instead of once a year, and can be easily changed.
- Single 22 Years old Female licensed 3 years ago with Own Acura TL used for Business with estimated annual mileage of 20,001+.
- Bachelors, pursuing Graduate Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 15 K Property Damage
- 250 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Palatine Car Insurance Rate Comparisons
Palatine, IL's average car insurance of $1003 differs from Barrington, IL (-$5), Arlington Heights, IL (-$11), Buffalo Grove, IL (+$71) and Illinois (+$319)
| Palatine | Barrington, IL | Arlington Heights, IL | Buffalo Grove, IL | Illinois | |
| Median Insurance Rates | $1003 | -$5 | -$11 | +$71 | +$319 |
Palatine Car Insurance Savings By Neighborhood & Street Area
| Palatine Driver Street Residence & Car Locations | Car Details in Palatine | Palatine Driver Demographics | Palatine Auto Insurance Estimates | Recent Palatine Insurance Savings |
|---|---|---|---|---|
| Fairfax Village | ||||
| Sigwalt St | 2000 Buick Century Custom | 82 year senior | $1177 | $852 |
| Wing St | 2005 Mazda MAZDA3 s | 45 year married woman | $769 | $435 |
| Hidden Lake | ||||
| Lilly Ln | 2007 Cadillac DTS Base | 16 year female teenager | $3504 | $523 |
| N Laurel Dr | 2004 GMC Sierra 1500 Work Truck | 26 year woman | $875 | $990 |
| Lake Park Estates | ||||
| Jules Rd | 2007 Chrysler 300 Base | 18 year teenager | $2936 | $854 |
| N Arlington Rd | 2008 Ford Fusion I4 SE | 60 year female senior | $1236 | $921 |
| Williamsburg | ||||
| Rywick Dr | 2008 Jeep Grand Cherokee Laredo | 78 year male senior | $1142 | $579 |
| Peacock Ln | 2012 Hyundai Sonata GLS | 19 year male teenager | $3375 | $731 |
| Plum Grove Village | ||||
| W Exner Ct | 2012 Volkswagen Jetta Base | 41 year man | $1566 | $720 |
| W Appleby Rd | 2013 Honda Civic LX | 28 year married man | $1241 | $564 |
Palatine Post DUI Car Insurance Rates
| Palatine | Mount Prospect | Hoffman Estates | Ela | Illinois | |
| Median Post DUI Insurance Rate | $1865 | +$123 | +$147 | +$1427 | +$593 |
| Male Teenager Post DUI Insurance Rate | $6995 | +$459 | +$551 | +$5349 | +$2225 |
| Female Teenager Post DUI Insurance Rate | $5894 | +$389 | +$465 | +$4508 | +$1875 |
The Post DUI insurance in Palatine, IL's is $1865 compared to Mount Prospect (+$123), Hoffman Estates (+$147), Ela (+$1427) and Illinois (+$593)
In Palatine, a male teenager with Post DUI pays $1101 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Base in Palatine, IL would pay $7733 on auto insurance while a female teenager POST DUI would pay $6517.
Palatine Car Insurance by Segment
Palatine Teenagers Car Insurance Rates Comparison
8098 Palatine Teenagers (7% of total population), 50% Male & 50% Female.
| Palatine | North Barrington | Arlington Heights | Elk Grove | Illinois | |
| All Teenagers | $3440 | +$2596 | -$38 | -$696 | +$1094 |
| Male Teenager | $3761 | +$2839 | -$41 | -$761 | +$1196 |
| Female Teenager | $3169 | +$2392 | -$35 | -$641 | +$1008 |
Palatine teenagers pay $3440 in insurance in contrast with North Barrington (+$2596), Arlington Heights (-$38), Elk Grove (-$696) and Illinois (+$1094). The difference between Male & Female teenagers in Palatine is $592
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $3307
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3093
Palatine Men & Women Car Insurance
112855 Palatine Adults (100% of total population), 50% Men & 50% Women.
| Palatine | Forest Lake | Cuba | Barrington Hills | Illinois | |
| All Women | $942 | +$787 | +$684 | +$768 | +$300 |
| Married Women | $882 | +$737 | +$640 | +$719 | +$281 |
| All Men | $1745 | +$1456 | +$1265 | +$1421 | +$555 |
| Married Men | $1514 | +$1264 | +$1098 | +$1234 | +$482 |
The typical insurance rate of $1745 that Palatine Men pay varies from Forest Lake (+$1456), Cuba (+$1265), Barrington Hills (+$1421) and Illinois (+$555). In Palatine, married men pay $632 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1408
- 2013 Nissan Rogue SV Married Women Insurance Rate $1375
Palatine Senior Car Insurance
18342 Palatine Seniors (16% of total population), 44% Senior Men & 56% Senior Women.
| Palatine | Buffalo Grove | Long Grove | Hoffman Estates | Illinois | |
| All Seniors | $1424 | +$101 | +$3 | +$112 | +$453 |
| Senior Men | $1454 | +$103 | +$3 | +$114 | +$462 |
| Senior Women | $1414 | +$100 | +$3 | +$111 | +$450 |
Palatine seniors pay $1424 in insurance compared to Buffalo Grove (+$101), Long Grove (+$3), Hoffman Estates (+$112) and Illinois (+$453). In Palatine, senior men pay $40 more than senior women.
Palatine Car Insurance Discounts for Multiple Vehicles
Palatine Population with 1 Vehicle 13479 (32% of Palatine population), 2 Vehicles 19789 (47% of the Palatine population) and 3 vehicles 5964 (14% of the population)
| Palatine | Long Grove | Kildeer | Cuba | Illinois | |
| 2 Vehicles | $1906 | +$4 | +$1438 | +$1381 | +$606 |
| 3 Vehicles | $2909 | +$6 | +$2195 | +$2108 | +$925 |
| 4 Vehicles | $3912 | +$8 | +$2952 | +$2835 | +$1244 |
Palatine Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Mustang Shelby GT500 | $300 | $1150 | $1450 | $1070 | $1370 | $80 |
| Ford, Focus Titanium | $1000 | $1000 | $1500 | $950 | $1950 | $-450 |
| Ford, Mustang | $200 | $1000 | $1200 | $910 | $1110 | $90 |
| Honda, Accord LX | $100 | $1000 | $1100 | $940 | $1040 | $60 |
| Acura, ZDX | $700 | $990 | $1490 | $910 | $1610 | $-120 |