Palatine, IL Auto Insurance Rates

Palatine, IL residents can save $400 by comparing multiple quotes & reading reviews & research on Palatine car insurance rates, quotes, agents & coverage.

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$681 $1003 $1536

Latest Auto Insurance Reviews in Palatine, Illinois

State Farm
Neutral. It is harder to get things done than it needs to be because a lot of mistakes are made in processing. But it's a solid, well-known company and I have confidence.
Farmer's Insurance
I don't have car insurance due to not being a licensed driver. I have not been a driver for about 20 years.
State Farm
We haven't had any particular issues with our car insurance, so I would be happy to recommend it to anyone looking for insurance.
Basically, this type of insurance company is a combination of car and house insurance.the combination is not the most cost-effective.
The customer service at Progressive has been okay so far. They're sometimes a bit pushy with ads and mailings and phone calls, but we've managed to tailor our settings.
The premium and deductible are much cheaper in way of finances go i totally approve that compared to state farm or allstate.
The premium and deductible are much cheaper in way of finances go i totally approve that compared to state farm or allstate.
It helps you get your insurance quotes at no cost, in addition to helping you compare them. This will help you find a good option for low cost and high protection.
State Farm
My agent is very kind and I feel well taken care of whenever I visit the office; much better than how I was treated while as a Geico customer. However their prices are a little high (even considering that I am in my 20s) and the rates frequently fluctuate without notification. That being said they are reliable and flexible.
Encompass Insurance
I dislike how the company treats its customers. They are very corporate and seem to feel like they are above the people they are serving
I like that my insurance policy is affordable, allows me to pay a monthly rate instead of once a year, and can be easily changed.
Write Your Review | Palatine, Illinois Auto Insurance Analysis
Allstate Auto Insurance, Palatine, IL
$59/1 month
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 3 years ago with Own Acura TL used for Business with estimated annual mileage of 20,001+.
  • Bachelors, pursuing Graduate Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Palatine Car Insurance Rate Comparisons

Palatine, IL's average car insurance of $1003 differs from Barrington, IL (-$5), Arlington Heights, IL (-$11), Buffalo Grove, IL (+$71) and Illinois (+$319)

Palatine Barrington, IL Arlington Heights, IL Buffalo Grove, IL Illinois
Median Insurance Rates $1003 -$5 -$11 +$71 +$319

Palatine Car Insurance Savings By Neighborhood & Street Area

Palatine Driver Street Residence & Car Locations Car Details in Palatine Palatine Driver Demographics Palatine Auto Insurance Estimates Recent Palatine Insurance Savings
Fairfax Village
Sigwalt St2000 Buick Century Custom82 year senior$1177$852
Wing St2005 Mazda MAZDA3 s45 year married woman$769$435
Hidden Lake
Lilly Ln2007 Cadillac DTS Base16 year female teenager$3504$523
N Laurel Dr2004 GMC Sierra 1500 Work Truck26 year woman$875$990
Lake Park Estates
Jules Rd2007 Chrysler 300 Base18 year teenager$2936$854
N Arlington Rd2008 Ford Fusion I4 SE60 year female senior$1236$921
Rywick Dr2008 Jeep Grand Cherokee Laredo78 year male senior$1142$579
Peacock Ln2012 Hyundai Sonata GLS19 year male teenager$3375$731
Plum Grove Village
W Exner Ct2012 Volkswagen Jetta Base41 year man$1566$720
W Appleby Rd2013 Honda Civic LX28 year married man$1241$564

Palatine Post DUI Car Insurance Rates

Palatine Mount Prospect Hoffman Estates Ela Illinois
Median Post DUI Insurance Rate $1865 +$123 +$147 +$1427 +$593
Male Teenager Post DUI Insurance Rate $6995 +$459 +$551 +$5349 +$2225
Female Teenager Post DUI Insurance Rate $5894 +$389 +$465 +$4508 +$1875

The Post DUI insurance in Palatine, IL's is $1865 compared to Mount Prospect (+$123), Hoffman Estates (+$147), Ela (+$1427) and Illinois (+$593)

In Palatine, a male teenager with Post DUI pays $1101 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Base in Palatine, IL would pay $7733 on auto insurance while a female teenager POST DUI would pay $6517.

Palatine Car Insurance by Segment

Palatine Teenagers Car Insurance Rates Comparison

8098 Palatine Teenagers (7% of total population), 50% Male & 50% Female.

Palatine North Barrington Arlington Heights Elk Grove Illinois
All Teenagers $3440 +$2596 -$38 -$696 +$1094
Male Teenager $3761 +$2839 -$41 -$761 +$1196
Female Teenager $3169 +$2392 -$35 -$641 +$1008

Palatine teenagers pay $3440 in insurance in contrast with North Barrington (+$2596), Arlington Heights (-$38), Elk Grove (-$696) and Illinois (+$1094). The difference between Male & Female teenagers in Palatine is $592


  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $3307
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3093

Palatine Men & Women Car Insurance

112855 Palatine Adults (100% of total population), 50% Men & 50% Women.

Palatine Forest Lake Cuba Barrington Hills Illinois
All Women $942 +$787 +$684 +$768 +$300
Married Women $882 +$737 +$640 +$719 +$281
All Men $1745 +$1456 +$1265 +$1421 +$555
Married Men $1514 +$1264 +$1098 +$1234 +$482

The typical insurance rate of $1745 that Palatine Men pay varies from Forest Lake (+$1456), Cuba (+$1265), Barrington Hills (+$1421) and Illinois (+$555). In Palatine, married men pay $632 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1408
  • 2013 Nissan Rogue SV Married Women Insurance Rate $1375

Palatine Senior Car Insurance

18342 Palatine Seniors (16% of total population), 44% Senior Men & 56% Senior Women.

Palatine Buffalo Grove Long Grove Hoffman Estates Illinois
All Seniors $1424 +$101 +$3 +$112 +$453
Senior Men $1454 +$103 +$3 +$114 +$462
Senior Women $1414 +$100 +$3 +$111 +$450

Palatine seniors pay $1424 in insurance compared to Buffalo Grove (+$101), Long Grove (+$3), Hoffman Estates (+$112) and Illinois (+$453). In Palatine, senior men pay $40 more than senior women.

Palatine Car Insurance Discounts for Multiple Vehicles

Palatine Population with 1 Vehicle 13479 (32% of Palatine population), 2 Vehicles 19789 (47% of the Palatine population) and 3 vehicles 5964 (14% of the population)

Palatine Long Grove Kildeer Cuba Illinois
2 Vehicles $1906 +$4 +$1438 +$1381 +$606
3 Vehicles $2909 +$6 +$2195 +$2108 +$925
4 Vehicles $3912 +$8 +$2952 +$2835 +$1244

Palatine Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Mustang Shelby GT500 $300 $1150 $1450 $1070 $1370 $80
Ford, Focus Titanium $1000 $1000 $1500 $950 $1950 $-450
Ford, Mustang $200 $1000 $1200 $910 $1110 $90
Honda, Accord LX $100 $1000 $1100 $940 $1040 $60
Acura, ZDX $700 $990 $1490 $910 $1610 $-120