Palm Bay, FL Auto Insurance Rates

Palm Bay, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Palm Bay car insurance rates, quotes, agents & coverage.

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$1046 $1293 $1759

Latest Auto Insurance Reviews in Palm Bay, Florida

I compared the same coverage and USAA had a favorable comparison to others offering the same service. I shopped similar deductibles from three or four competitors.
State Farm
I would reccomend this insurance company, again, soley because of their customer service. They have great customer service and attention to you, even if their rates/premiums may be a touch higher than other places out there.
State Farm
I have had a few accidents and State Farm has made the claim process so easy. It is a stressful experience but they help you stay calm and make the best of a bad situation.
USAA's customer service is very good. When i had an accident they took care of my claim quickly and efficiently in order to best serve me as a customer.
We pay a little more for Progressive than most other insurance companies but my husband feels their customer service makes it worth it. We also have some higher coverage options as well that tend to cost more money.
I had Geico but now I have Mercury Insurance. Mercury is more affordable for my family with multiple cars and motorcycles.
I am completely satisfied with this company thus far. They have been helpful and kind. They have many perks and are easy to enroll with.
State Farm
While I was originally searching for insurance coverage, Progressive was the lowest costing insurance and has continued to be an affordable cost for me. Even in Florida, where the premiums are notoriously high, I am comfortable with the cost of my coverage.
They have always fulfilled their end of the deal and facilitated any auto cases from accidents to weather related damage.
I like that it has easy, online ways of handling problems and that most of the problems are easy to solve. I have not had an accident but that is the only problem I do not know about.
I had Allstate before and it was much more expensive than Geico for the exact same coverage.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Write Your Review | Palm Bay, Florida Auto Insurance Analysis
Progressive Insurance, Palm Bay, FL
$87/1 month
Car Insurance Policy Holder
  • Divorced 61 Years old Female licensed 6 years ago with Financed Dodge Durango Crew used for Business with estimated annual mileage of 7,501 - 9,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Palm Bay Car Insurance Rate Comparisons

Palm Bay, FL's average car insurance of $1293 differs from June Park, FL (+$87), Roseland, FL (+$37), South Patrick Shores (+$537) and Florida (+$71)

Palm Bay June Park, FL Roseland, FL South Patrick Shores Florida
Median Insurance Rates $1293 +$87 +$37 +$537 +$71

Palm Bay Car Insurance Savings By Neighborhood & Street Area

Palm Bay Driver Street Residence & Car Locations Car Details in Palm Bay Palm Bay Driver Demographics Palm Bay Auto Insurance Estimates Recent Palm Bay Insurance Savings
Palm Bay Estates Mobile Home Park
Galleon Ave NE2003 Buick Rendezvous CX62 year senior$1694$446
Ver Cir NE2006 Jeep Commander Base17 year female teenager$2779$899
Hiawatha Mobile Home Park
Lemon St NE2007 Mazda 3 Hatchback54 year married man$1948$906
Riverview Dr NE2004 Acura TSX Base36 year man$2168$811
Hunters Run Cir2008 Ford Fusion I4 SE26 year married woman$1032$748
Berry Rd2008 Chrysler 300 Touring52 year woman$1076$351
Evergreen Mobile Home Park
Miro Ct NE2012 Volkswagen Jetta S16 year male teenager$3262$371
Island Green Dr NE2006 Cadillac DTS Luxury I70 year male senior$2166$599
Willowbrook Farms Mobile Home Park
Fairbanks St SW2013 Hyundai Sonata GLS70 year female senior$1834$643
Tonklin Rd SW2014 Honda Civic LX17 year teenager$3087$409

Palm Bay Post DUI Car Insurance Rates

Palm Bay Indian Harbour Beach June Park Roseland Florida
Median Post DUI Insurance Rate $2404 -$637 +$162 +$69 +$133
Male Teenager Post DUI Insurance Rate $6469 -$1717 +$435 +$184 +$355
Female Teenager Post DUI Insurance Rate $5771 -$1531 +$389 +$166 +$316

The Post DUI insurance in Palm Bay, FL's is $2404 compared to Indian Harbour Beach (-$637), June Park (+$162), Roseland (+$69) and Florida (+$133)

In Palm Bay, a male teenager with Post DUI pays $698 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda 3 Hatchback in Palm Bay, FL would pay $6093 on auto insurance while a female teenager POST DUI would pay $5436.

Palm Bay Car Insurance by Segment

Palm Bay Teenagers Car Insurance Rates Comparison

8350 Palm Bay Teenagers (8% of total population), 53% Male & 47% Female.

Palm Bay Grant-Valkaria West Melbourne Micco Florida
All Teenagers $3258 +$1479 +$219 +$1252 +$179
Male Teenager $3478 +$1579 +$234 +$1337 +$191
Female Teenager $3103 +$1409 +$209 +$1193 +$170

Palm Bay teenagers pay $3258 in insurance in contrast with Grant-Valkaria (+$1479), West Melbourne (+$219), Micco (+$1252) and Florida (+$179). The difference between Male & Female teenagers in Palm Bay is $375


  • 2008 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3359
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3144

Palm Bay Men & Women Car Insurance

102814 Palm Bay Adults (100% of total population), 47% Men & 53% Women.

Palm Bay Indian Harbour Beach Viera East Sebastian Florida
All Women $1189 -$315 -$150 -$4 +$65
Married Women $1086 -$288 -$137 -$4 +$59
All Men $2133 -$566 -$269 -$7 +$117
Married Men $2068 -$548 -$260 -$6 +$114

The typical insurance rate of $2133 that Palm Bay Men pay varies from Indian Harbour Beach (-$566), Viera East (-$269), Sebastian (-$7) and Florida (+$117). In Palm Bay, married men pay $982 more than married women.


  • 2013 Dodge Journey SXT Married Men Insurance Rate $1992
  • 2009 GMC Sierra 1500 XFE Married Women Insurance Rate $2032

Palm Bay Senior Car Insurance

22146 Palm Bay Seniors (21% of total population), 45% Senior Men & 55% Senior Women.

Palm Bay Grant-Valkaria Melbourne Village Melbourne Shores-Floridana Beach Florida
All Seniors $1913 +$869 -$419 +$854 +$105
Senior Men $1965 +$892 -$430 +$877 +$108
Senior Women $1861 +$846 -$407 +$831 +$103

Palm Bay seniors pay $1913 in insurance compared to Grant-Valkaria (+$869), Melbourne Village (-$419), Melbourne Shores-Floridana Beach (+$854) and Florida (+$105). In Palm Bay, senior men pay $104 more than senior women.

Palm Bay Car Insurance Discounts for Multiple Vehicles

Palm Bay Population with 1 Vehicle 14671 (40% of Palm Bay population), 2 Vehicles 15118 (41% of the Palm Bay population) and 3 vehicles 4583 (12% of the population)

Palm Bay Palm Shores Melbourne Village June Park Florida
2 Vehicles $2457 +$412 -$538 +$165 +$135
3 Vehicles $3750 +$629 -$821 +$252 +$206
4 Vehicles $5043 +$846 -$1104 +$339 +$277

Palm Bay Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jeep, Grand Cherokee Limited $500 $1370 $1870 $1290 $1790 $80
Chrysler, 300 S $1000 $1290 $1790 $1220 $2220 $-430
Chrysler, Town & Country Touring $700 $1330 $1830 $1230 $1930 $-100
Lexus, GX460 Premium $300 $1310 $1610 $1210 $1510 $100
GMC, Sierra 2500HD SLT $200 $1380 $1580 $1260 $1460 $120