Palm Bay, FL Auto Insurance Rates
Palm Bay, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Palm Bay car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1046 | $1293 | $1759 |
Latest Auto Insurance Reviews in Palm Bay, Florida
I compared the same coverage and USAA had a favorable comparison to others offering the same service. I shopped similar deductibles from three or four competitors.
I would reccomend this insurance company, again, soley because of their customer service. They have great customer service and attention to you, even if their rates/premiums may be a touch higher than other places out there.
I have had a few accidents and State Farm has made the claim process so easy. It is a stressful experience but they help you stay calm and make the best of a bad situation.
USAA's customer service is very good. When i had an accident they took care of my claim quickly and efficiently in order to best serve me as a customer.
We pay a little more for Progressive than most other insurance companies but my husband feels their customer service makes it worth it. We also have some higher coverage options as well that tend to cost more money.
I had Geico but now I have Mercury Insurance. Mercury is more affordable for my family with multiple cars and motorcycles.
I am completely satisfied with this company thus far. They have been helpful and kind. They have many perks and are easy to enroll with.
While I was originally searching for insurance coverage, Progressive was the lowest costing insurance and has continued to be an affordable cost for me. Even in Florida, where the premiums are notoriously high, I am comfortable with the cost of my coverage.
They have always fulfilled their end of the deal and facilitated any auto cases from accidents to weather related damage.
I like that it has easy, online ways of handling problems and that most of the problems are easy to solve. I have not had an accident but that is the only problem I do not know about.
I had Allstate before and it was much more expensive than Geico for the exact same coverage.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
- Divorced 61 Years old Female licensed 6 years ago with Financed Dodge Durango Crew used for Business with estimated annual mileage of 7,501 - 9,000.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- >3 car insured & >3 people are part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Palm Bay Car Insurance Rate Comparisons
Palm Bay, FL's average car insurance of $1293 differs from June Park, FL (+$87), Roseland, FL (+$37), South Patrick Shores (+$537) and Florida (+$71)
| Palm Bay | June Park, FL | Roseland, FL | South Patrick Shores | Florida | |
| Median Insurance Rates | $1293 | +$87 | +$37 | +$537 | +$71 |
Palm Bay Car Insurance Savings By Neighborhood & Street Area
| Palm Bay Driver Street Residence & Car Locations | Car Details in Palm Bay | Palm Bay Driver Demographics | Palm Bay Auto Insurance Estimates | Recent Palm Bay Insurance Savings |
|---|---|---|---|---|
| Palm Bay Estates Mobile Home Park | ||||
| Galleon Ave NE | 2003 Buick Rendezvous CX | 62 year senior | $1694 | $446 |
| Ver Cir NE | 2006 Jeep Commander Base | 17 year female teenager | $2779 | $899 |
| Hiawatha Mobile Home Park | ||||
| Lemon St NE | 2007 Mazda 3 Hatchback | 54 year married man | $1948 | $906 |
| Riverview Dr NE | 2004 Acura TSX Base | 36 year man | $2168 | $811 |
| Grant | ||||
| Hunters Run Cir | 2008 Ford Fusion I4 SE | 26 year married woman | $1032 | $748 |
| Berry Rd | 2008 Chrysler 300 Touring | 52 year woman | $1076 | $351 |
| Evergreen Mobile Home Park | ||||
| Miro Ct NE | 2012 Volkswagen Jetta S | 16 year male teenager | $3262 | $371 |
| Island Green Dr NE | 2006 Cadillac DTS Luxury I | 70 year male senior | $2166 | $599 |
| Willowbrook Farms Mobile Home Park | ||||
| Fairbanks St SW | 2013 Hyundai Sonata GLS | 70 year female senior | $1834 | $643 |
| Tonklin Rd SW | 2014 Honda Civic LX | 17 year teenager | $3087 | $409 |
Palm Bay Post DUI Car Insurance Rates
| Palm Bay | Indian Harbour Beach | June Park | Roseland | Florida | |
| Median Post DUI Insurance Rate | $2404 | -$637 | +$162 | +$69 | +$133 |
| Male Teenager Post DUI Insurance Rate | $6469 | -$1717 | +$435 | +$184 | +$355 |
| Female Teenager Post DUI Insurance Rate | $5771 | -$1531 | +$389 | +$166 | +$316 |
The Post DUI insurance in Palm Bay, FL's is $2404 compared to Indian Harbour Beach (-$637), June Park (+$162), Roseland (+$69) and Florida (+$133)
In Palm Bay, a male teenager with Post DUI pays $698 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda 3 Hatchback in Palm Bay, FL would pay $6093 on auto insurance while a female teenager POST DUI would pay $5436.
Palm Bay Car Insurance by Segment
Palm Bay Teenagers Car Insurance Rates Comparison
8350 Palm Bay Teenagers (8% of total population), 53% Male & 47% Female.
| Palm Bay | Grant-Valkaria | West Melbourne | Micco | Florida | |
| All Teenagers | $3258 | +$1479 | +$219 | +$1252 | +$179 |
| Male Teenager | $3478 | +$1579 | +$234 | +$1337 | +$191 |
| Female Teenager | $3103 | +$1409 | +$209 | +$1193 | +$170 |
Palm Bay teenagers pay $3258 in insurance in contrast with Grant-Valkaria (+$1479), West Melbourne (+$219), Micco (+$1252) and Florida (+$179). The difference between Male & Female teenagers in Palm Bay is $375
Example
- 2008 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3359
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3144
Palm Bay Men & Women Car Insurance
102814 Palm Bay Adults (100% of total population), 47% Men & 53% Women.
| Palm Bay | Indian Harbour Beach | Viera East | Sebastian | Florida | |
| All Women | $1189 | -$315 | -$150 | -$4 | +$65 |
| Married Women | $1086 | -$288 | -$137 | -$4 | +$59 |
| All Men | $2133 | -$566 | -$269 | -$7 | +$117 |
| Married Men | $2068 | -$548 | -$260 | -$6 | +$114 |
The typical insurance rate of $2133 that Palm Bay Men pay varies from Indian Harbour Beach (-$566), Viera East (-$269), Sebastian (-$7) and Florida (+$117). In Palm Bay, married men pay $982 more than married women.
Example
- 2013 Dodge Journey SXT Married Men Insurance Rate $1992
- 2009 GMC Sierra 1500 XFE Married Women Insurance Rate $2032
Palm Bay Senior Car Insurance
22146 Palm Bay Seniors (21% of total population), 45% Senior Men & 55% Senior Women.
| Palm Bay | Grant-Valkaria | Melbourne Village | Melbourne Shores-Floridana Beach | Florida | |
| All Seniors | $1913 | +$869 | -$419 | +$854 | +$105 |
| Senior Men | $1965 | +$892 | -$430 | +$877 | +$108 |
| Senior Women | $1861 | +$846 | -$407 | +$831 | +$103 |
Palm Bay seniors pay $1913 in insurance compared to Grant-Valkaria (+$869), Melbourne Village (-$419), Melbourne Shores-Floridana Beach (+$854) and Florida (+$105). In Palm Bay, senior men pay $104 more than senior women.
Palm Bay Car Insurance Discounts for Multiple Vehicles
Palm Bay Population with 1 Vehicle 14671 (40% of Palm Bay population), 2 Vehicles 15118 (41% of the Palm Bay population) and 3 vehicles 4583 (12% of the population)
| Palm Bay | Palm Shores | Melbourne Village | June Park | Florida | |
| 2 Vehicles | $2457 | +$412 | -$538 | +$165 | +$135 |
| 3 Vehicles | $3750 | +$629 | -$821 | +$252 | +$206 |
| 4 Vehicles | $5043 | +$846 | -$1104 | +$339 | +$277 |
Palm Bay Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jeep, Grand Cherokee Limited | $500 | $1370 | $1870 | $1290 | $1790 | $80 |
| Chrysler, 300 S | $1000 | $1290 | $1790 | $1220 | $2220 | $-430 |
| Chrysler, Town & Country Touring | $700 | $1330 | $1830 | $1230 | $1930 | $-100 |
| Lexus, GX460 Premium | $300 | $1310 | $1610 | $1210 | $1510 | $100 |
| GMC, Sierra 2500HD SLT | $200 | $1380 | $1580 | $1260 | $1460 | $120 |