Palm Beach Gardens, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Palm Beach Gardens, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Palm Beach Gardens, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Palm Beach Gardens, FL Auto Insurance Rates
- Palm Beach Gardens, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Palm Beach Gardens, FL
- Multi Vehicle Insurance Savings in Palm Beach Gardens, FL
- How Credit Score Affects Car Insurance Rates in Palm Beach Gardens, FL
- How DUI Affects Auto Insurance Premiums in Palm Beach Gardens, FL
- Top Auto Insurance Agents Near Palm Beach Gardens, FL
- How Driving Violations Affect Auto Insurance Rates in Palm Beach Gardens, FL
- Palm Beach Gardens, FL Auto Insurance Discounts on Anti Theft Feature
- Palm Beach Gardens, FL Auto Insurance Company Reviews
Palm Beach Gardens, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Palm Beach Gardens, FL with that of other cities in and around Palm Beach Gardens.
| Palm Beach Gardens | Lake Park | Juno Ridge | Juno Beach | Cabana Colony | Royal Palm Beach-West Jupiter | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,734 | $2,143 | $2,207 | $2,431 | $2,141 | $2,290 |
Palm Beach Gardens, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Palm Beach Gardens, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Palm Beach Gardens | $1,545 | $1,305 |
| Cabana Colony | $1,409 | $1,190 |
| Royal Palm Beach-West Jupiter | $1,098 | $927 |
| Jupiter Farms | $1,912 | $1,615 |
| Juno Ridge | $1,357 | $1,146 |
| Limestone Creek | $1,260 | $1,064 |
| Juno Beach | $1,237 | $1,045 |
| Lake Park | $1,100 | $929 |
Palm Beach Gardens, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Palm Beach Gardens, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,627 |
| 20 Years | $2,228 |
| 30 Years | $1,716 |
| 40 Years | $1,651 |
| 50 Years | $1,529 |
| 60 Years | $1,550 |
| 70 Years | $1,805 |
Palm Beach Gardens, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Palm Beach Gardens, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,948 | $520 |
| 3 Vehicles | $4,422 | $780 |
| 4 Vehicles | $5,896 | $1,040 |
Savings on 2 Vehicles bundle:$520
Savings on 3 Vehicles bundle:$780
Savings on 4 Vehicles bundle:$1,040
Palm Beach Gardens, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Palm Beach Gardens, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Palm Beach Gardens | $1,734 | $2,714 |
| Cabana Colony | $2,141 | $3,351 |
| Royal Palm Beach-West Jupiter | $2,290 | $3,584 |
| Jupiter Farms | $2,367 | $3,704 |
| Juno Ridge | $2,207 | $3,454 |
| Limestone Creek | $2,058 | $3,221 |
| Juno Beach | $2,431 | $3,805 |
| Lake Park | $2,143 | $3,354 |
Palm Beach Gardens, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,488 |
| Excellent (740-799) | $1,698 |
| Good (670-739) | $1,807 |
| Average (580-669) | $2,357 |
| Poor (300-579) | $2,828 |
Palm Beach Gardens, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Philippe Lebrun | Allstate | 1655 Palm Beach Lakes Blvd Ste 403, West Palm Beach, 33401 | (561) 688-2533 |
| Kevin Kelley | Allstate | 651 W Indiantown Rd Ste D, Jupiter, 33458 | (561) 747-5888 |
| Armstrong Insurance Group, Inc. | None | 840 Us Hwy 1 - Suite 210 , North Palm Beach, 33408 | None |
| Landmark Insurance Of The Palm Beaches | Travelers | 270 S CENTRAL BLVD STE 204, JUPITER, 33458 | 561-222-2122 |
| A. S. Enterprises, Inc. | None | 784 U S Hwy 1 Ste 14 , North Palm Beach, 33408 | None |
| Brown & Brown Of Fl Inc-W Palm Beach | Travelers | 1401 FORUM WAY STE 600, WEST PALM BEACH, 33401 | 561-686-2266 |
| The Plastridge Agency Inc-Stuart | Travelers | 10337 N MILITARY TRAIL, PALM BEACH GARDENS, 33410 | 772-287-5532 |
| Wendy Murphy | State Farm | 4630 N Federal Hwy, Lighthouse Pt, 33064-6511 | 954-781-1111 |
| Marsh & Mclennan Agency Llc | Travelers | 1000 CORPORATE DR STE 400, FORT LAUDERDALE, 33334 | 305-591-0090 |
Palm Beach Gardens, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$76 | $1,810 |
| Driver's Failure In Showing Documents | +$168 | $1,902 |
| Driving With An Expired Registration | +$179 | $1,913 |
| Driving At A Considerably Slow Pace | +$376 | $2,110 |
| Using A Cellphone While Driving | +$397 | $2,131 |
| Running A Red Light | +$404 | $2,138 |
| Speeding | +$425 | $2,159 |
| Driving A Vehicle Without The Required Permission | +$539 | $2,273 |
| Driving With An Expired/Suspended License | +$1,169 | $2,903 |
Palm Beach Gardens, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,665 |
| Active Disabling Device | $1,665 |
| Tracking Device | $1,630 |
| Passive Disabling Device | $1,613 |
Latest Auto Insurance Reviews in Palm Beach Gardens, FL | Back to Top
State FarmThe premium on our car insurance is a much better deal than with any other companies we sought quotes from. Our deductible is reasonable.
State FarmIt is getting less personable and less customer oriented. We had a few accidents in the last few years and we had to follow up with repair and claims by ourselves.
Safeco InsuranceI did a fair amount of price comparisons before settling with my provider and I appear to be getting a 5% savings with them. I make it a point to check on my rate every 6 months just in case.
AllstateI would definitely recommend this car insurance company. They have given me no problems, especially with the number of times I have used the 24 roadside service.
ProgressiveProgressive has great customer service. There is always a real person ready to talk to me whenever I call in.
ProgressiveI have been using Progressive for many years for my cars and motorcycles. Fortunately I have not needed to file a claim other than windshield repair, but the customer service I receive when I call them is always efficient and consistent. I do not use a local agent, and have always obtained their services via telephone.
ProgressiveI have been using Progressive for many years for my cars and motorcycles. Fortunately I have not needed to file a claim other than windshield repair, but the customer service I receive when I call them is always efficient and consistent. I do not use a local agent, and have always obtained their services via telephone.
GeicoThe customer service has always been great. I don't recall ever having a negative experience with anyone I've dealt with no matter what I've called in about. This also applies to any time I've had a claim. Everyone has always been very professional and taken care of my needs
UsaaI like that they always come through for the most part but the prices are just so outrageous to be completely straightforward