Palm Springs, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Palm Springs, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Palm Springs, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Palm Springs, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Palm Springs, FL with that of other cities in and around Palm Springs.

	Palm Springs	Lakewood Gardens	Lake Worth	Pine Air	Kenwood Estates	Glen Ridge
Average Insurance Rates	$2,086	$1,596	$2,112	$2,082	$2,146	$2,289

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Palm Springs, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Palm Springs, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Palm Springs	$1,370	$1,157
Lake Worth	$1,388	$1,173
Acacia Villas	$1,436	$1,213
Lakewood Gardens	$1,644	$1,389
Lake Clarke Shores	$1,424	$1,203
Kenwood Estates	$1,656	$1,399
Pine Air	$1,286	$1,087
Glen Ridge	$989	$835

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Palm Springs, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Palm Springs, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,769
20 Years	$2,680
30 Years	$2,064
40 Years	$1,986
50 Years	$1,839
60 Years	$1,865
70 Years	$2,171

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Palm Springs, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Palm Springs, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,671	$501
3 Vehicles	$5,507	$751
4 Vehicles	$7,343	$1,001

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Palm Springs, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Palm Springs, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Palm Springs	$2,086	$3,265
Lake Worth	$2,112	$3,305
Acacia Villas	$2,175	$3,404
Lakewood Gardens	$1,596	$2,498
Lake Clarke Shores	$2,303	$3,604
Kenwood Estates	$2,146	$3,359
Pine Air	$2,082	$3,258
Glen Ridge	$2,289	$3,582

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Palm Springs, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,790
Excellent (740-799)	$2,043
Good (670-739)	$2,174
Average (580-669)	$2,836
Poor (300-579)	$3,403

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Palm Springs, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$92	$2,178
Driver's Failure In Showing Documents	+$202	$2,288
Driving With An Expired Registration	+$215	$2,301
Driving At A Considerably Slow Pace	+$453	$2,539
Using A Cellphone While Driving	+$478	$2,564
Running A Red Light	+$486	$2,572
Speeding	+$511	$2,597
Driving A Vehicle Without The Required Permission	+$649	$2,735
Driving With An Expired/Suspended License	+$1,406	$3,492

Palm Springs, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,003
Active Disabling Device	$2,003
Tracking Device	$1,961
Passive Disabling Device	$1,940

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Latest Auto Insurance Reviews in Palm Springs, FL | Back to Top