Palm Valley, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Palm Valley, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Palm Valley, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

---

Palm Valley, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Palm Valley, FL with that of other cities in and around Palm Valley.

	Palm Valley	Sawgrass	Jacksonville Beaches	Atlantic Beach	Nocatee	Jacksonville Beach
Average Insurance Rates	$2,473	$2,502	$2,327	$2,374	$2,386	$2,336

---

Palm Valley, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Palm Valley, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Palm Valley	$1,099	$928
Ponte Vedra	$1,358	$1,147
Sawgrass	$1,609	$1,359
Jacksonville Beach	$1,891	$1,597
Neptune Beach	$1,845	$1,558
Nocatee	$2,458	$2,076
Atlantic Beach	$1,454	$1,228
Jacksonville Beaches	$1,897	$1,603

---

Palm Valley, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Palm Valley, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$8,024
20 Years	$3,178
30 Years	$2,447
40 Years	$2,355
50 Years	$2,181
60 Years	$2,211
70 Years	$2,574

---

Palm Valley, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Palm Valley, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$4,204	$742
3 Vehicles	$6,306	$1,113
4 Vehicles	$8,408	$1,484

---

Palm Valley, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Palm Valley, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Palm Valley	$2,473	$3,870
Ponte Vedra	$2,508	$3,925
Sawgrass	$2,502	$3,916
Jacksonville Beach	$2,336	$3,656
Neptune Beach	$2,376	$3,719
Nocatee	$2,386	$3,734
Atlantic Beach	$2,374	$3,715
Jacksonville Beaches	$2,327	$3,642

---

Palm Valley, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$2,122
Excellent (740-799)	$2,422
Good (670-739)	$2,577
Average (580-669)	$3,362
Poor (300-579)	$4,034

---

Palm Valley, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
St Johns Insurance Agency	Travelers	115 SOLANA RD STE 2A, PONTE VEDRA BEACH, 32082	904-285-5255
David Clements	Allstate	10440 US Highway 1 N, Saint Augustine, 32095	(904) 347-2443
Michael Tauzel	State Farm	13170 Atlantic Boulevard, Jacksonville, 32225	904-425-4100
Fletcher Stein Inc	Liberty Mutual Independent	1211 3RD ST N, JACKSONVILLE BCH, 32250	(904) 249-2345
Brightway Insurance Inc	Travelers	14985-117 OLD ST AUGUSTINE RD, JACKSONVILLE, 32258	888-254-5014
Brown & Brown Of Florida, Inc.	None	10151 Deerwood Park Blvd 10151 Deerwood Park Blvd, Jacksonville, 32256	None
Aon Private Risk Management Ins Agency Inc	Travelers	13901 SUTTON PARK DR S BLDG C STE 360, JACKSONVILLE, 32224	904-724-2001

---

Palm Valley, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$109	$2,582
Driver's Failure In Showing Documents	+$240	$2,713
Driving With An Expired Registration	+$255	$2,728
Driving At A Considerably Slow Pace	+$537	$3,010
Using A Cellphone While Driving	+$566	$3,039
Running A Red Light	+$576	$3,049
Speeding	+$606	$3,079
Driving A Vehicle Without The Required Permission	+$769	$3,242
Driving With An Expired/Suspended License	+$1,667	$4,140

Palm Valley, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,374
Active Disabling Device	$2,374
Tracking Device	$2,325
Passive Disabling Device	$2,300

---

Latest Auto Insurance Reviews in Palm Valley, FL | Back to Top