Palmerdale Auto Insurance Rates, Quotes, Agents & Reviews in AL

Palmerdale, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Palmerdale, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Palmerdale, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Palmerdale, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Palmerdale, AL with that of other cities in and around Palmerdale.

Palmerdale Kimberly-Morris County Line Locust Fork Grayson Valley Pinson
Average Insurance Rates $1,500 $1,490 $1,208 $1,442 $1,448 $1,460

Palmerdale, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Palmerdale, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Palmerdale $1,481 $1,251
Pinson $933 $788
Clay $1,261 $1,065
Kimberly-Morris $1,073 $907
Grayson Valley $1,499 $1,266
County Line $1,244 $1,051
Locust Fork $1,404 $1,186
Center Point $1,165 $984

Palmerdale, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Palmerdale, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,867
20 Years $1,927
30 Years $1,484
40 Years $1,428
50 Years $1,323
60 Years $1,341
70 Years $1,561

Palmerdale, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Palmerdale, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,640 $360
3 Vehicles $3,960 $540
4 Vehicles $5,280 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720

Palmerdale, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Palmerdale, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Palmerdale $1,500 $2,660
Pinson $1,460 $2,589
Clay $1,502 $2,663
Kimberly-Morris $1,490 $2,642
Grayson Valley $1,448 $2,567
County Line $1,208 $2,142
Locust Fork $1,442 $2,557
Center Point $1,423 $2,523

Palmerdale, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,287
Excellent (740-799) $1,469
Good (670-739) $1,563
Average (580-669) $2,039
Poor (300-579) $2,447

Palmerdale, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lamar Yarbrough Allstate 6421 S Chalkville Rd, Trussville, 35173 (205) 655-5820
Leo Blankenship Nationwide 2025 Center Point Pkwy, Birmingham, 35215-4619 (205) 854-1606
Best Insurance Agency Llc Travelers 122 Chalkville Rd, Trussville, 35173 None
Ronnie Rivera State Farm 1270 Ctr Pt Pkwy Ste A, Birmingham, 35215-6300 205-854-9999
Sidney K Brooks Nationwide 1275 Center Point Rd STE 200, Birmingham, 35215-6339 (205) 856-3563
Union State Insurance Travelers P O Box 755, Trussville, 35173 None
Beacon Insurance Group Inc Travelers ONE INDEPENDENCE PLAZA STE 706, BIRMINGHAM, 35209 205-870-5984
Robert Hodges State Farm 9721-D Parkway East, Birmingham, 35215-7858 205-836-7234
Jim Mundy Jr State Farm 6504 Old Springville Rd, Pinson, 35126-3183 205-854-0123

Palmerdale, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,566
Driver's Failure In Showing Documents +$146 $1,646
Driving With An Expired Registration +$155 $1,655
Driving At A Considerably Slow Pace +$326 $1,826
Using A Cellphone While Driving +$344 $1,844
Running A Red Light +$350 $1,850
Speeding +$368 $1,868
Driving A Vehicle Without The Required Permission +$467 $1,967
Driving With An Expired/Suspended License +$1,011 $2,511

Palmerdale, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,440
Active Disabling Device $1,440
Tracking Device $1,410
Passive Disabling Device $1,395