Panama City, FL Auto Insurance Rates
Panama City, FL residents can save $610 by comparing multiple quotes & reading reviews & research on Panama City car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1150 | $1520 | $4870 |
Latest Auto Insurance Reviews in Panama City, Florida
Usaa
my policy is certianly very great i dont have any issues or complaint about any thing i am blessed with this company
my policy is certianly very great i dont have any issues or complaint about any thing i am blessed with this company
Geico
I am very satisfied with Geico as for a college student they offer the best discounts and coverage for younger drivers.
I am very satisfied with Geico as for a college student they offer the best discounts and coverage for younger drivers.
Allstate
Compared to other providers on the market, my company has always improved. They are head and shoulders above all other companies on the market.
Compared to other providers on the market, my company has always improved. They are head and shoulders above all other companies on the market.
Safeco Insurance
We have not had a claim but were a victim in an accident and they worked with us to make sure we were being helped by the other's insurance company.
We have not had a claim but were a victim in an accident and they worked with us to make sure we were being helped by the other's insurance company.
Safeco Insurance
We have not had a claim but were a victim in an accident and they worked with us to make sure we were being helped by the other's insurance company.
We have not had a claim but were a victim in an accident and they worked with us to make sure we were being helped by the other's insurance company.
Usaa
As long as you're making payments on your car, the lender usually requires you to have full coverage car insurance ,?? also known as comprehensive coverage (Opens pop-up layer) and collision coverage.
As long as you're making payments on your car, the lender usually requires you to have full coverage car insurance ,?? also known as comprehensive coverage (Opens pop-up layer) and collision coverage.
Geico
There is not much to complain about. I like the company. Every time I call in they answer my questions and the coverage is the best price I could find.
There is not much to complain about. I like the company. Every time I call in they answer my questions and the coverage is the best price I could find.
Usaa
Being a younger person, I am more apt to use the online options to solve any problems I may be having or to access policy information. I have found that the website is somewhat difficult to navigate at times and oftentimes it is easier just to call a representative.
Being a younger person, I am more apt to use the online options to solve any problems I may be having or to access policy information. I have found that the website is somewhat difficult to navigate at times and oftentimes it is easier just to call a representative.
Amica Mutual Insurance
I liked the prices. The roadside assistance was a helpful benefit, but the majority of my decision was based on price.
I liked the prices. The roadside assistance was a helpful benefit, but the majority of my decision was based on price.
Westfield Insurance
The premium is a little higher than other companies, even with those of same or better coverages. If it weren't for the bundle with home insurance, it would not be worth the cost
The premium is a little higher than other companies, even with those of same or better coverages. If it weren't for the bundle with home insurance, it would not be worth the cost
Chubb Group Of Insurance, Panama City, FL
$165/1 month
Car Insurance Policy Holder
- Single 20 Years old Male licensed 4 years ago with Own Chevrolet Corvette used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Panama City, FL
$147/1 month
Car Insurance Policy Holder
- Single 21 Years old Male licensed 5 years ago with Own Buick, Lacrosse Premium I, 4 Door Sedan Hybrid used for Commute to Work or School with estimated annual mileage of 20001.
- High School & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, Panama City, FL
$1691/12 months
Car Insurance Policy Holder
- Divorced 48 Years old Male licensed 20 years ago with Own GMC, Yukon SLT, 2WD 4 Door Utility Flex Fuel used for Business with estimated annual mileage of 12,001 - 15,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Panama City, FL
$1992/12 months
Car Insurance Policy Holder
- Divorced 28 Years old Male licensed 3 years ago with Own Hyundai, Elantra GLS, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- High School & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 10 K Property Damage
- 200 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hartford, Panama City, FL
$1098/12 months
Car Insurance Policy Holder
- Married 28 Years old Female licensed 13 years ago with Financed Honda, CR-Z EX, 2 Door Coupe Hybrid used for Commute to Work or School with estimated annual mileage of 20,001+.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Panama City, FL
$1754/12 months
Car Insurance Policy Holder
- Single 59 Years old Female licensed 32 years ago with Financed Chevrolet, Camaro LT, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Hartford, Panama City, FL
$1423/12 months
Car Insurance Policy Holder
- Single 26 Years old Male licensed 6 years ago with Financed Ford, Edge Sport, 4 Door 2WD Utility used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
California Casualty, Panama City, FL
$1418/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 7 years ago with Own Lexus, GX 460, 5 Door Utility AWD used for Business with estimated annual mileage of 6,001 - 7,500.
- High School, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Panama City Car Insurance Rate Comparisons
Panama City, FL's average car insurance of $1520 differs from Laguna Beach, FL (-$200), Mexico Beach, FL (-$620), Gulf County, FL (+$200) and Florida (-$156)
| Panama City | Laguna Beach, FL | Mexico Beach, FL | Gulf County, FL | Florida | |
| Median Insurance Rates | $1520 | -$200 | -$620 | +$200 | -$156 |
Panama City Car Insurance Savings By Neighborhood & Street Area
| Panama City Driver Street Residence & Car Locations | Car Details in Panama City | Panama City Driver Demographics | Panama City Auto Insurance Estimates | Recent Panama City Insurance Savings |
|---|---|---|---|---|
| Old Callaway | ||||
| S Gay Ave | 2005 Mazda MAZDA3 i | 18 year male teenager | $3854 | $324 |
| Seminole Dr | 2007 Ford Fusion I-4 S | 19 year female teenager | $3468 | $439 |
| Millville | ||||
| E 3rd Ct | 2007 Buick Lacrosse CX | 76 year female senior | $1952 | $595 |
| Olive Ave | 2007 Chrysler 300 Touring | 19 year teenager | $3467 | $988 |
| Hiland Park | ||||
| Sherman Ln | 2012 Hyundai Elantra GLS | 42 year married woman | $1258 | $475 |
| Douglas Rd | 2012 Dodge Journey SXT | 62 year senior | $2188 | $843 |
| Cove | ||||
| E 4th St E | 2010 Nissan Rogue SL | 26 year married man | $2409 | $645 |
| N Cove Blvd | 2013 GMC Terrain SLE-2 | 81 year male senior | $2263 | $506 |
| Bay Harbor | ||||
| E 1st Ct | 2005 Lincoln Navigator \N | 45 year man | $2526 | $621 |
| School Ave | 2002 Lexus LS 430 Base | 27 year woman | $1495 | $868 |
Panama City Post DUI Car Insurance Rates
| Panama City | Calhoun County | West Calhoun | Pretty Bayou | Florida | |
| Median Post DUI Insurance Rate | $2827 | +$651 | +$465 | -$1098 | -$290 |
| Male Teenager Post DUI Insurance Rate | $7603 | +$1752 | +$1252 | -$2952 | -$779 |
| Female Teenager Post DUI Insurance Rate | $6785 | +$1562 | +$1116 | -$2634 | -$698 |
The Post DUI insurance in Panama City, FL's is $2827 compared to Calhoun County (+$651), West Calhoun (+$465), Pretty Bayou (-$1098) and Florida (-$290)
In Panama City, a male teenager with Post DUI pays $818 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Lacrosse CX in Panama City, FL would pay $6783 on auto insurance while a female teenager POST DUI would pay $6052.
Panama City Car Insurance by Segment
Panama City Teenagers Car Insurance Rates Comparison
6026 Panama City Teenagers (6% of total population), 52% Male & 48% Female.
| Panama City | West Calhoun | Pretty Bayou | Calhoun County | Florida | |
| All Teenagers | $3830 | +$630 | -$1487 | +$882 | -$393 |
| Male Teenager | $4088 | +$673 | -$1587 | +$942 | -$419 |
| Female Teenager | $3648 | +$600 | -$1416 | +$840 | -$375 |
Panama City teenagers pay $3830 in insurance in contrast with West Calhoun (+$630), Pretty Bayou (-$1487), Calhoun County (+$882) and Florida (-$393). The difference between Male & Female teenagers in Panama City is $440
Example
- 2010 Toyota Prius I Male Teenager Insurance Rate $3922
- 2013 Kia Sorento LX Female Teenager Insurance Rate $3506
Panama City Men & Women Car Insurance
89337 Panama City Adults (100% of total population), 49% Men & 51% Women.
| Panama City | Vernon | Wewahitchka | Calhoun County | Florida | |
| All Women | $1398 | +$248 | +$322 | +$322 | -$144 |
| Married Women | $1276 | +$227 | +$294 | +$294 | -$131 |
| All Men | $2508 | +$445 | +$577 | +$577 | -$258 |
| Married Men | $2432 | +$432 | +$560 | +$560 | -$250 |
The typical insurance rate of $2508 that Panama City Men pay varies from Vernon (+$445), Wewahitchka (+$577), Calhoun County (+$577) and Florida (-$258). In Panama City, married men pay $1156 more than married women.
Example
- 2010 Cadillac CTS 3.0L V6 Luxury Married Men Insurance Rate $2192
- 2014 Volkswagen Passat SE PZEV Married Women Insurance Rate $2292
Panama City Senior Car Insurance
18298 Panama City Seniors (20% of total population), 45% Senior Men & 55% Senior Women.
| Panama City | Parker | Lower Grand Lagoon | West Calhoun | Florida | |
| All Seniors | $2249 | +$74 | -$784 | +$370 | -$231 |
| Senior Men | $2310 | +$76 | -$806 | +$380 | -$237 |
| Senior Women | $2188 | +$72 | -$763 | +$360 | -$224 |
Panama City seniors pay $2249 in insurance compared to Parker (+$74), Lower Grand Lagoon (-$784), West Calhoun (+$370) and Florida (-$231). In Panama City, senior men pay $122 more than senior women.
Panama City Car Insurance Discounts for Multiple Vehicles
Panama City Population with 1 Vehicle 12704 (35% of Panama City population), 2 Vehicles 14139 (40% of the Panama City population) and 3 vehicles 4933 (14% of the population)
| Panama City | Ebro | Youngstown | Calhoun County | Florida | |
| 2 Vehicles | $2888 | +$646 | +$646 | +$665 | -$296 |
| 3 Vehicles | $4408 | +$986 | +$986 | +$1015 | -$452 |
| 4 Vehicles | $5928 | +$1326 | +$1326 | +$1365 | -$608 |
Panama City Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hyundai, Genesis R-Spec | $400 | $1760 | $2160 | $1660 | $2060 | $100 |
| Ford, Mustang Shelby GT500 | $100 | $1730 | $1830 | $1630 | $1730 | $100 |
| Ford, Mustang Shelby GT500 | $700 | $1850 | $2350 | $1760 | $2460 | $-110 |
| Infiniti, M Series M35h | $500 | $1630 | $2130 | $1520 | $2020 | $110 |
| Toyota, Prius Plug-In hybrid | $1000 | $1590 | $2090 | $1490 | $2490 | $-400 |