Panton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Panton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Panton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Panton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Panton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Panton, VT with that of other cities in and around Panton.

Panton Port Henry Ferrisburgh Vergennes Waltham Addison
Average Insurance Rates $1,110 $1,638 $1,119 $1,097 $1,105 $1,108

Panton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Panton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Panton $1,261 $1,065
Vergennes $1,523 $1,287
Addison $1,141 $964
Waltham $1,640 $1,385
Ferrisburgh $1,340 $1,132
Westport $1,670 $1,410
Port Henry $1,445 $1,221
Weybridge $1,740 $1,469

Panton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Panton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,602
20 Years $1,426
30 Years $1,099
40 Years $1,057
50 Years $979
60 Years $992
70 Years $1,155

Panton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Panton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,931 $289
3 Vehicles $2,897 $433
4 Vehicles $3,863 $577

Savings on 2 Vehicles bundle:$289

Savings on 3 Vehicles bundle:$433

Savings on 4 Vehicles bundle:$577

Panton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Panton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Panton $1,110 $2,294
Vergennes $1,097 $2,267
Addison $1,108 $2,290
Waltham $1,105 $2,283
Ferrisburgh $1,119 $2,312
Westport $1,671 $2,521
Port Henry $1,638 $2,471
Weybridge $1,141 $2,358

Panton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $952
Excellent (740-799) $1,087
Good (670-739) $1,157
Average (580-669) $1,509
Poor (300-579) $1,811

Panton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,159
Driver's Failure In Showing Documents +$108 $1,218
Driving With An Expired Registration +$114 $1,224
Driving At A Considerably Slow Pace +$241 $1,351
Using A Cellphone While Driving +$254 $1,364
Running A Red Light +$259 $1,369
Speeding +$272 $1,382
Driving A Vehicle Without The Required Permission +$345 $1,455
Driving With An Expired/Suspended License +$748 $1,858

Panton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,066
Active Disabling Device $1,066
Tracking Device $1,043
Passive Disabling Device $1,032