Paramount Auto Insurance Rates, Quotes, Agents & Reviews in CA

Paramount, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Paramount, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Paramount, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Paramount, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Paramount, CA with that of other cities in and around Paramount.

Paramount South Gate Willowbrook Downey-Norwalk Downey Bellflower
Average Insurance Rates $1,689 $1,854 $1,824 $1,897 $1,729 $1,688

Paramount, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Paramount, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Paramount $1,387 $1,172
East Rancho Dominguez $1,816 $1,534
Bellflower $1,875 $1,583
Lynwood $1,913 $1,616
Downey-Norwalk $1,899 $1,604
Downey $1,840 $1,554
South Gate $1,641 $1,386
Willowbrook $1,040 $879

Paramount, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Paramount, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,481
20 Years $2,170
30 Years $1,672
40 Years $1,608
50 Years $1,489
60 Years $1,510
70 Years $1,758

Paramount, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Paramount, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,973 $405
3 Vehicles $4,459 $608
4 Vehicles $5,945 $811

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$608

Savings on 4 Vehicles bundle:$811

Paramount, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Paramount, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Paramount $1,689 $4,159
East Rancho Dominguez $1,839 $4,528
Bellflower $1,688 $4,156
Lynwood $1,857 $4,572
Downey-Norwalk $1,897 $4,671
Downey $1,729 $4,257
South Gate $1,854 $4,565
Willowbrook $1,824 $4,491

Paramount, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,449
Excellent (740-799) $1,654
Good (670-739) $1,760
Average (580-669) $2,296
Poor (300-579) $2,755

Paramount, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$74 $1,763
Driver's Failure In Showing Documents +$164 $1,853
Driving With An Expired Registration +$174 $1,863
Driving At A Considerably Slow Pace +$367 $2,056
Using A Cellphone While Driving +$387 $2,076
Running A Red Light +$394 $2,083
Speeding +$414 $2,103
Driving A Vehicle Without The Required Permission +$525 $2,214
Driving With An Expired/Suspended License +$1,138 $2,827

Paramount, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,621
Active Disabling Device $1,621
Tracking Device $1,588
Passive Disabling Device $1,571

Latest Auto Insurance Reviews in Paramount, CA | Back to Top

State Farm
The policy is great. However the terms change frequently and therefore so does the rate. It keeps going higher. If you have with them for awhile it might be better.
my deductible is average but my premium is low compared to other insurance companies. They are always looking for better rates and actually my rate goes down every year.
As with my homeowners insurance, I have used this company for 4 years. Sadly, I have had to file claims so I do know that they have very good customer service, both in the phone and through the mail.
Farm Bureau
My premium is very fair and I can handle the monthly payments and they don't take a ton of my paycheck to cover them. My wife and I are happy with the amount we pay
State Farm
The rates for our auto coverage with State Farm seem reasonable and have not increased as much as our home policy rates with the same agent.
they are good and easy to deal with if you got a problem , they help you faster
Farmer's Insurance
I have high levels of coverage that are offerer by other providers but for even more money