Paris Auto Insurance Rates, Quotes, Agents & Reviews in PA

Paris, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Paris, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Paris, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Paris, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Paris, PA with that of other cities in and around Paris.

Paris Clay Weirton Toronto Langeloth Frankfort Springs
Average Insurance Rates $1,410 $1,395 $1,399 $1,013 $1,365 $1,953

Paris, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Paris, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Paris $1,452 $1,227
Butler $1,027 $867
Weirton $1,952 $1,649
Clay $1,439 $1,215
Langeloth $1,227 $1,036
Frankfort Springs $2,012 $1,699
Pottery Addition $1,360 $1,148
Toronto $1,677 $1,416

Paris, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Paris, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,575
20 Years $1,812
30 Years $1,395
40 Years $1,343
50 Years $1,243
60 Years $1,261
70 Years $1,467

Paris, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Paris, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,397 $423
3 Vehicles $3,596 $635
4 Vehicles $4,794 $846

Savings on 2 Vehicles bundle:$423

Savings on 3 Vehicles bundle:$635

Savings on 4 Vehicles bundle:$846

Paris, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Paris, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Paris $1,410 $2,220
Butler $1,408 $2,252
Weirton $1,399 $2,237
Clay $1,395 $2,231
Langeloth $1,365 $2,149
Frankfort Springs $1,953 $3,074
Pottery Addition $1,320 $2,136
Toronto $1,013 $1,639

Paris, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,210
Excellent (740-799) $1,381
Good (670-739) $1,469
Average (580-669) $1,917
Poor (300-579) $2,300

Paris, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Colaizzo/Thompson Insurance Associates Erie 65 W Pike Street, Canonsburg, 15317 None
Mpf Insurance Inc. Erie 517 Broad Street, Sewickley, 15143 None
The Polesky Agency Inc. Erie 1150 Thorn Run Road Suite 106a, Moon Twp, 15108 None
Hhm Insurors Liberty Mutual Independent 500 COMMERCE DR, MOON TOWNSHIP, 15108 412-893-2500
Pamela Broadhead State Farm 7051 Old Steubenville Pike Suite F, Oakdale, 15071 412-788-9497
Bryan Elderkin State Farm 1617 Smith Twp State Road, Atlasburg, 15004 724-947-3341
Cheryl Portonova Farmers 801 Midland Ave, Midland, 15059 (724) 508-0114

Paris, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,472
Driver's Failure In Showing Documents +$137 $1,547
Driving With An Expired Registration +$145 $1,555
Driving At A Considerably Slow Pace +$306 $1,716
Using A Cellphone While Driving +$323 $1,733
Running A Red Light +$329 $1,739
Speeding +$345 $1,755
Driving A Vehicle Without The Required Permission +$439 $1,849
Driving With An Expired/Suspended License +$950 $2,360

Paris, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,354
Active Disabling Device $1,354
Tracking Device $1,325
Passive Disabling Device $1,311