Park Forest Auto Insurance Rates, Quotes, Agents & Reviews in IL

Park Forest, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Park Forest, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Park Forest, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Park Forest, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Park Forest, IL with that of other cities in and around Park Forest.

Park Forest South Chicago Heights Rich Olympia Fields Richton Park University Park
Average Insurance Rates $1,182 $1,203 $1,596 $1,292 $1,357 $1,214

Park Forest, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Park Forest, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Park Forest $1,564 $1,321
Olympia Fields $1,533 $1,295
Richton Park $1,516 $1,281
South Chicago Heights $1,319 $1,114
University Park $1,093 $923
Rich $1,015 $857
Chicago Heights $983 $830
Matteson $1,472 $1,243

Park Forest, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Park Forest, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,835
20 Years $1,519
30 Years $1,170
40 Years $1,125
50 Years $1,042
60 Years $1,057
70 Years $1,230

Park Forest, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Park Forest, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,080 $284
3 Vehicles $3,120 $426
4 Vehicles $4,161 $567

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$426

Savings on 4 Vehicles bundle:$567


Park Forest, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Park Forest, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Park Forest $1,182 $1,919
Olympia Fields $1,292 $2,097
Richton Park $1,357 $2,203
South Chicago Heights $1,203 $1,953
University Park $1,214 $1,971
Rich $1,596 $2,591
Chicago Heights $1,202 $1,951
Matteson $1,368 $2,221

Park Forest, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,014
Excellent (740-799) $1,158
Good (670-739) $1,232
Average (580-669) $1,607
Poor (300-579) $1,928

Park Forest, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hugh Smith State Farm 18221 Torrence Ave Ste 1D, Lansing, 60438-2870 708-251-8097
Wanda L. Adams Allstate 21141 Governors Hwy Ste 115, Matteson, 60443 (708) 481-4100
Merit Insurance Group Travelers 8041 W 186TH ST SUITE D, TINLEY PARK, 60487 708-845-5466
Charles Cathey Jr State Farm 1652 E 87th Street, Chicago, 60617 773-978-5904
Melvin Flowers Allstate 19505 Governors Hwy, Flossmoor, 60422 (708) 960-0368
Wasim Khan State Farm 17700 Dixie Hwy, Homewood, 60430-1221 708-798-9200
William J Goodman Ltd Travelers 18033 Martin Ave, Homewood, 60430 None
Quinton Glenn Jr State Farm 3330 W 159th Street, Markham, 60428-4045 708-333-3263
Mcnellis & Co Inc Liberty Mutual Independent 9401 S PULASKI RD, EVERGREEN PARK, 60805 (708) 425-5400
Mike Burton State Farm 5520 W Lawrence Ave, Chicago, 60630-3412 773-685-5500
Jordan Insurance Services & Associates Ltd Travelers 15859 S RIDGELAND AVE STE B, OAK FOREST, 60452 708-687-9700
Onquote Travelers 2770 N LINCOLN AVE, CHICAGO, 60614 800-940-8003

Park Forest, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,234
Driver's Failure In Showing Documents +$115 $1,297
Driving With An Expired Registration +$122 $1,304
Driving At A Considerably Slow Pace +$256 $1,438
Using A Cellphone While Driving +$271 $1,453
Running A Red Light +$275 $1,457
Speeding +$290 $1,472
Driving A Vehicle Without The Required Permission +$368 $1,550
Driving With An Expired/Suspended License +$797 $1,979

Park Forest, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,135
Active Disabling Device $1,135
Tracking Device $1,111
Passive Disabling Device $1,099

Latest Auto Insurance Reviews in Park Forest, IL | Back to Top

Kemper
My car insurance offers far less coverage than most other car insurance. I only have liabilty in order to save money.
Kemper
My car insurance offers far less coverage than most other car insurance. I only have liabilty in order to save money.