Parkdale Auto Insurance Rates, Quotes, Agents & Reviews in OR

Parkdale, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Parkdale, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Parkdale, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Parkdale, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Parkdale, OR with that of other cities in and around Parkdale.

Parkdale Mount Hood Village Cascade Locks Odell Mount Hood Dee
Average Insurance Rates $1,518 $1,457 $1,412 $1,484 $1,479 $1,471

Parkdale, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Parkdale, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Parkdale $1,700 $1,436
Government Camp $1,440 $1,216
Hood River County $2,434 $2,056
Dee $1,214 $1,026
Odell $1,607 $1,357
Mount Hood $1,519 $1,283
Mount Hood Village $1,038 $877
Cascade Locks $1,523 $1,287

Parkdale, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Parkdale, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,926
20 Years $1,950
30 Years $1,502
40 Years $1,445
50 Years $1,339
60 Years $1,357
70 Years $1,580

Parkdale, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Parkdale, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,672 $364
3 Vehicles $4,008 $546
4 Vehicles $5,343 $729

Savings on 2 Vehicles bundle:$364

Savings on 3 Vehicles bundle:$546

Savings on 4 Vehicles bundle:$729

Parkdale, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Parkdale, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Parkdale $1,518 $2,271
Government Camp $1,510 $2,259
Hood River County $1,499 $2,242
Dee $1,471 $2,201
Odell $1,484 $2,220
Mount Hood $1,479 $2,212
Mount Hood Village $1,457 $2,180
Cascade Locks $1,412 $2,112

Parkdale, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,302
Excellent (740-799) $1,487
Good (670-739) $1,582
Average (580-669) $2,064
Poor (300-579) $2,476

Parkdale, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Spencer Lund Farmers 21901 NE Halsey St Ste 203, Fairview, 97024 (971) 231-4031
Justin Fox Allstate 21721 SE Stark St, Gresham, 97030 (503) 665-5125
Viet Dang Allstate 9062 NE Sandy Blvd, Portland, 97220 (503) 719-6264
Marc Skinner Allstate 10415 SE Stark St Ste C, Portland, 97216 (503) 255-5364
Christian Ministries Insurance None 24940 E Mckenzie Valley Ct , Welches, 97067 None
New Era Insurance Llc Travelers 1742 NE 43RD AVENUE, PORTLAND, 97213 503-282-6787
Bisbee Insurance Agency Ltd Liberty Mutual Independent 34 NW 11TH ST, GRESHAM, 97030 (503) 667-3770
Tiffany Kim State Farm 1203 SE 122nd Ave, Portland, 97233-1201 503-252-7095
Pinon Insurance Agency Inc Travelers 5821 SE 82ND AVE, PORTLAND, 97266 503-262-8600
Lidia Mazun State Farm 11916 SE Division St, Portland, 97266-1096 503-761-1444
Aaa Oregon Wood Village Travelers 22741 NE PARK LANE STE G, WOOD VILLAGE, 97060 503-222-6748

Parkdale, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,585
Driver's Failure In Showing Documents +$147 $1,665
Driving With An Expired Registration +$156 $1,674
Driving At A Considerably Slow Pace +$329 $1,847
Using A Cellphone While Driving +$348 $1,866
Running A Red Light +$354 $1,872
Speeding +$372 $1,890
Driving A Vehicle Without The Required Permission +$472 $1,990
Driving With An Expired/Suspended License +$1,023 $2,541

Parkdale, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,457
Active Disabling Device $1,457
Tracking Device $1,427
Passive Disabling Device $1,412